Lemma's Secondary Tax Bill Induced LBM - OMG

hypno06

I am glad that you have finally got an answer, and at least you can carry on as you are, without having to find even MORE money! It must be a weight off your mind.

I will have been married 20 years next year......and I will also be 40 later that year........so I am sure as heck going to be debt free so I can do something fun and expensive (preferably with long haul flights and sunshine involved!).

lemma1968

hypno06 wrote: »

I am glad that you have finally got an answer, and at least you can carry on as you are, without having to find even MORE money! It must be a weight off your mind.

I will have been married 20 years next year......and I will also be 40 later that year........so I am sure as heck going to be debt free so I can do something fun and expensive (preferably with long haul flights and sunshine involved!).

Congratulations Hypno!:T
I'm dead jealous.

You must have been such a young bride. Bless!

I could not have even considered marriage at aged 19/20. I was too busy trying to fulfil all my Mother's aspirations for me. She would have gone nuts!:eek:

Now I am 40, and disappointed that I did not make any effort to sort out my finances earlier. I have always had a good income but I have no idea where it went.:o

Now its going on one thing. Then i will never get myself into this position again. I want my daughters to grow up knowing the value of money.

hypno06

Yes, I was 19......very young, but I am a headstrong kinda gal

The main thing is that you ARE getting your finances sorted now.......you could have carried on bumbling along indefinitely. We all wish we had either sorted ourselves out earlier, or never got into this situation in the first place, but the fact is that this is where we are now, and it is what we make of the future that is most important.

Your children WILL learn from all of this, in the same way as you do - so going through all this stress does, believe it or not, have a positive edge to it.

lemma1968

And so it goes on - £100 to them.

Makes my total so far £4105.

lemma1968

Ok, its Tuesday. My daily grind of payments is having an impact.

£100 again today. Making my total £4205.

Have a good day everyone. xx

chevalier

well done on HMRC agreeing to your way of paying. That must be a great weight off your mind. As well as the thing about the balancing payments for this year too. (you can tell I can't really understand all this beyond the basics can't you lol)

chev

lemma1968

chevalier wrote: »

well done on HMRC agreeing to your way of paying. That must be a great weight off your mind. As well as the thing about the balancing payments for this year too. (you can tell I can't really understand all this beyond the basics can't you lol)

chev

Sadly i only understand the basics too!:eek:
That may be one of the reasons why i have got myself into this mess in the first place:rolleyes:
Thank you for the support - it is really appreciated.

The last few years have been really stressful and i just want to get ahead once and for all.

So i have just done today's transfer. £100 to them = £4305

I now love getting to the 6th of the month when i can print off my last months bank statement and see how much i have paid off.:j

I think i need to get out more!:p

lemma1968

Another £100 off today.

Total = £4405 so far

hypno06

lemma1968 wrote: »

Another £100 off today.

Total = £4405 so far

:T :T :T :T :T Go girl!!

lemma1968

hypno06 wrote: »

:T :T :T :T :T Go girl!!

I thank you! (takes a bow):D