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Lloyds just get worse with the hard sell

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Comments

  • noah271007
    noah271007 Posts: 1,248 Forumite
    mrcow wrote: »
    Please tell me what is disreputable about a fully underwritten insurance broker offering a simple product at a reasonable price?

    Rather that than a large company who should and does know better blindly ripping people off left right and centre?

    Or maybe being a banker distorts your value of money and you deem it there to be thrown away? Any company can go under.....however "reputable" it may appear.

    I concur with mrcow. Any company, no matter how reputable they seems to be can go under. You only need to look at the so called "reputable" banks who need taxpayer money assitance to bail themselves out of a deep financial crisis because of their policies!! Bankers are now among the most despised lot because of their greed and arrogrance leaving many businesses and customers into destitution!!! I guess you don't like to mix up with the ordinary people out there, nesting your own feathers having a high life!! Nothing wrong having a cheaper alternative, there will be more or less what you get for the price you paid for.
  • willo65
    willo65 Posts: 1,012 Forumite
    Can I just ask when a bank suggests something to a customer or offers a product why is this being seen as a HARD sell? They are not forcing you to agree to anything.
  • noah271007
    noah271007 Posts: 1,248 Forumite
    StAnToN wrote: »
    I would rather deal with reputable companies and pay a little bit more, rather than dish my bank details out willy nilly...
    But I would say that because I am a Banker...
    I love the fact that people seem to truly believe half the tripe that gets written on this website, does any remember the Icesave fiasco?

    :mad: There are many non existence service served from the so called reputable companies particularly banks!! But this takes the biscuit. It is an insult. I couldn't help commenting that your employer, Barclays are in BIG trouble tonight. :eek:
  • Dont worry stanton, Santander might rescue another UK banking flop!
  • noah271007
    noah271007 Posts: 1,248 Forumite
    willo65 wrote: »
    Can I just ask when a bank suggests something to a customer or offers a product why is this being seen as a HARD sell? They are not forcing you to agree to anything.

    I think people classify this as a hard sell because someone in authority who just happen to be an expert will tell the customer the product is a good deal but the customer would feel pressured to accept it. Every time someone try to sell a product to me, i always ask questions about the product and very often they would walk away, as for some reason they are not keen to actually "sell" the product. It is often a case of money making venture. Nevertheless, there are some damn good products out there that are good value for money or perhaps more convenience to the customer.
  • They have a 14 day cooling off period.
  • noah271007
    noah271007 Posts: 1,248 Forumite
    Dont worry stanton, Santander might rescue another UK banking flop!

    :rotfl: :rotfl: Sorry but couldn't help it! Let's hope it doesn't happen though. It would be a double tragedy!
  • Santander are one of the few banks bucking the trend and are one of the worlds most successful banks, not necessarily the most popular!
  • mrcow
    mrcow Posts: 15,170 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    willo65 wrote: »
    Can I just ask when a bank suggests something to a customer or offers a product why is this being seen as a HARD sell? They are not forcing you to agree to anything.

    lol - maybe it's not so much a "hard" sell - more an unqualified one.
    "One day I realised that when you are lying in your grave, it's no good saying, "I was too shy, too frightened."
    Because by then you've blown your chances. That's it."
  • Inactive
    Inactive Posts: 14,509 Forumite
    Thank God this website is here to protect everyone from the evils of the world and to set everyone and everything right.


    Indeed, perhaps you should invite John Varley over here, because for certain your employer looks to be in bed with the devil, it's looking very " toxic " :rolleyes:

    .. http://business.timesonline.co.uk/tol/business/article5533488.ece
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