The Mortgage Free in Three - Take 2 challenge (MFiT-T2)

gallygirl

Great progress bt :T

uzubairu

Hi FB,

I'd like to change my target to £20K (if possible) as I have recently achieved the target set in 2009 which was to get the mortgage down to £32K.

mortgagenomore_2

Is it just me that thinks its starting to drag and be the longest time?
Wont be much overpayments for me this time, have been paying minimum in order to build up a 'reserve' as returning to full time education for 2 years, still at green with only £1,120 to find my 12/12/12 which i should almost manage with monthly payments!
Good luck everyone June/Sept & Dec = 3 to go :eek:

RosieTiger

mortgagenomore wrote: »

Is it just me that thinks its starting to drag and be the longest time?
Wont be much overpayments for me this time, have been paying minimum in order to build up a 'reserve' as returning to full time education for 2 years, still at green with only £1,120 to find my 12/12/12 which i should almost manage with monthly payments!
Good luck everyone June/Sept & Dec = 3 to go :eek:

Definitely does feel that way, seems like it's shot over on one level, but proves to be more frustrating the closer you get!

tattycath

Is anyone still waiting for Cheltenham and Gloucester mortgage statement please?

black_taxi_2

just back from portugal

weather ave between 28---36

great for beach/swimming pool

felt like winter coming off plane 7 uk

feel refreshed for 12/12/12

greent

tattycath wrote: »

Is anyone still waiting for Cheltenham and Gloucester mortgage statement please?

You should definitely have had the Dec statement by now. They are sent out in batches, but none should arrive this late - I suggest phoning them

tattycath

greent wrote: »

You should definitely have had the Dec statement by now. They are sent out in batches, but none should arrive this late - I suggest phoning them

Thank you. I'll give them a call.

shop-to-drop

I'm not going to make my 12/12 goal. Due to our shares becoming practically worthless and also trying to build up more savings and pension rather than ploughing all spare into paying the mortgage.

However we had our yearly mortgage statement yesterday and so I added up all the overpayments made last year and was pleasantly surprised to see we made over £10k extra payments. So I'm really pleased with that quite an achievement for us considering we have one good wage and one small and three kids to support.

I see SOA's on here were families have as much net income as us often largely made up of benefits and are struggling with massive debts. So it just shows what can be done if you set your mind to it and work together.

gerbiljo

gonna bump this... sure with payday approaching they'll be some more updates!!