The Mortgage Free in Three - Take 2 challenge (MFiT-T2)

RosieTiger

In reality, whichever method you choose works eventually!

Captain_Pie

I'm going to have to pull out of the MFIT challenge - unfortunately being out of work and other issues means that it's not practical (nor that important) at the moment!

Wish all the other members success in their hope to become MF!

someday_soon

So sorry to see you go Captain Pie. I hope the efforts you have made this far are making things easier than they might have been. Pop back in to keep us up to date with the job hunting!

All the very best and good luck.

Someday Soon

gerbiljo

payday!! we now have a 1 at the start of our balance which feels great, it has been hard especially last year but it seems to be getting easier for us now with less time to go anyone else?? i thought it might be the other way around.

Captain pie sorry to hear your news... as you say its not important at the moment, hopefully once you are in a job again u can start chipping away, good luck for finding a good job

Kaz2904

Just updated my signature. We have 7 payments to go before the end of this challenge and I think we will manage to scrape through in the green provided we manage a capital repay,ent of £1271 per month. As we pay £1400 per month, I am quietly confident that we can make it. We have 12 payments left to go provided neither of us lose our jobs. Hopefully, if either of us do, we will get a redundancy payment which would clear the mortgage. However, that is only if we are made redundant. If DH's company goes bust, there will be not. If they shut my ward with 30 days notice like they have done to other people, I'm not sure what happens.

black_taxi_2

only 2 more days an another month has passed.

april seems slow---must be the weather

Kaz2904

Just after my last post, had a phone call from DD's school. Turned up to find her with a very, very badly brokenv arm. Consequently we have spent from Friday morning until this morning at school and en route to Bristol children's hospital and then waited for her to have her operation. All home now but DH has gone through almost an entire tank of fuel in 3 days, spent lord knows what in cafeteria drinks and junk foods as no time to cook. We need to replace DD's entire school uniform as I told the paramedics to cut her jumper off at school and then borrowed a nurses scissors to cut off her dress when she got to the ward and it would have hurt her to get it off.
All I can say is TF we don't have to worry about financing a replacement uniform. The money is not an issue to us, we're just happy DD's now home safe and sound but if we were on the breadline, it could have been catastrophic for us. Blink of an eye eh...

tattycath

Sorry your DD has broken her arm ((hugs))-Hope she's soon on the mend.
I know what you mean, a couple of years ago we were really struggling financially, we're not now-touch wood, we're not wealthy either by any stretch of the imagination but we're not on the breadline.

Trying_to_be_good

I think this is why MF is so important to me - yes, I can hopefully give up a job I don't like, and have more 'fun' time, but also we're well placed for emergencies. My nephew was born last week and isn't well (yet), but straight away I could send money to a current account and they had access to it in an hour, for all the petrol, cafeteria and parking costs - one less thing for them to worry about.

Hope DD is better soon - did she get one of the funky coloured casts? All the rage with adults!

Kaz2904

She's got a boring white one for now. She'll have to go back and get it changed in a week or so and can have a funky one then. Hopefully she will be able to get a short cast on soon but I had to have the full cast for 3 weeks so she may not. We shall see.
Unfortunately, our holiday insurance is now going to be more than 4 times the price even though she should be out of plaster by then. I knew we should have got it sooner