The Mortgage Free in Three - Take 2 challenge (MFiT-T2)

DJ_Mike

Can I make a suggestion re: the colours in your Update chart? The green and the red used to indicate whether someone is falling short by a lot or above where they should be are very hard to distinguish to someone who is red/green colourblind like me. Should be enough just to make the green a bit more vivid.

uzubairu

I've finally updated my total for March.

I've also requested to have my mortgage payment go out on the 2nd of each month, so that next time I can update sooner.

SuiDreams

Here is a quick update. I will update google Docs when I get home as I can not access this from work.

Mortgage Start £22,400 now £21,932.35 Savings increased by £1200 Net Balance £20,732.35. 7.44% Reduction.

Mortgage Changes to Offset account with First Direct on 29th March. Can not wait to be able to manage it on line. Sick of the yearly paper statements and having to phone up for my Balance and write to them to make any changes to payments etc.

Superfast_Gran

Just updated figure for March. Like deefadog it doesn't seem to be going down much but, even though we had Christmas and last week a holiday to Skye, credit card debts are not increased. Savings to pay 0% by June rising nicely in an ISA and plans to pay off lifetime balance rate 5.99% seem to be working out as well. So all is not lost! Health improving, albeit slowly. Taking a pottery class on Tuesdays for a coupla months. So, up is happening peeps!

Superfast_Gran

PS Managed a small OP of £50 last month too!

macgirl

Hi everyone!

I've updated today - not paid off as much as I would like, but I've paid more than I would have thanks to this challenge :T I won't start making real progress until year 2.

The new rate/lower term kicked in this month, so that will up my monthly payments by £165, so it's all heading in the right direction.

Well done everyone - it's very inspiring stuff! And huge thanks to FB and Maz :A

calebdylan

Thanks for your kind information. You have really found out a good idea to get relaxation from mortgage. But I do not want to follow such a track. All the best.

llydaw

Just updated my google doc. Mortgage starting figure is now £104k due to overspending at Christmas and overpayments being used to clear debt :-( I will be in a position to start overpaying again in June so moving in the right direction. Just want to get to June now so debts will be behind me and mortgage will be coming down.

Double_Trouble

Just to say great to read all the updates I have not forgotten will be updating tomorrow - expecting to be in the yellow zone but am actually ahead of plan as I always knew I would be behind this update so pleased with that.

DTxx

Lynn11

Just updated on google docs and hopefully it works.

Started at 60650 and today's balance is 58859.67 = means that I have paid off £1790.33 in 3 mths. Not sure if good or bad!!