Worked for 20 years now staying home to bring up children - help

tinkerbell84

krisskross wrote: »

This is a very commonly held misapprehension. No one is going to be paying for my pension, I have made all the necessary arrangements, and paid for them, to ensure that I am not reliant on anyone.

At least the handbag won't cost a fortune to educate and keep healthy then decide not to work and cost for the rest of it's life to sit on it's laurels or whatever handbags sit on. There are no guarantees that any of todays children are going to be working for 40 years or at all.

:T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T

Maisie11

I have to agree with some of the posters. It is often more financially benefical for mothers (and especially single mothers) to stay at home when they have children. There are sink estates full of women with a number of children who havent chosen to stay at home with their kids - they have made a lifestyle choice. Messed around at school so no qualifications, got pregnant accidentally again and again with some waster and then want what they see other people having, Sky TV, fags, cars, holidays abroad etc.

Well they shouldnt be funded by me......

Marker_2

elektra-2007 wrote: »

Its ok having nannies and nurserys....but no one can love your child like you do and they grow up so fast why miss out if you dont have too.

If you dont have to being the operative word. If you cant afford them then you have to if you can with your partners wage then do. When they are of school age, being home during those hours is pointless.

You can still raise very good children, keep a clean home, maintain thebest relationship with your husband and kids whilst working.

clairehi

bellrooster wrote: »

Viktory

Can you explain to me how children and bags are comparable in your world?

Babies are free, handbags cost money.

tinkerbell84

clairehi wrote: »

Babies are free, handbags cost money.

the average cost of having a child is something like £100k!!! :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:

blitzcat_2

Petite, hi and apologies if anyone has written about this - I didn't get to read the whole thread.

Have you tried applying for 'Sure start maternity grant' you mentioned your hubby is on a low income and you are due in May (congrats). You could claim £500

Here is the link to the gov.uk website. Even if you don't think you are entitled to it, its worth trying because the worst they can say is no.

http://www.surestart.gov.uk/surestartservices/support/helpwithchildcarecosts/maternitygrant/

Good luck with the rest of your pregnancy.

From
SAHM - due again on 3rd June

krisskross

clairehi wrote: »

Babies are free, handbags cost money.

Babies are free at point of delivery. I have always been asked to pay for my new handbags before the sales assistant will hand it over.

In actual fact babies come with an assured income, over £30 a week I believe for Child benefit and child tax credit.

cw18

no tax credit if the household income is over £58k -- so the only "assured income" is £20pw if it's the first child into the family, or £13.20 if the baby has an older sibling.

Spendless

tinkerbell84 wrote: »

I've never heard of that before. Tax codes increase each year, but i've never heard of them changing for people just because they reproduced! that was why tax credits were introduced!

It's correct. It came in in 2001 to replace the married man's allowance that finished in 2000. It was replaced in 2003 by the current tax credit system.

Spendless

krisskross wrote: »

This is a very commonly held misapprehension. No one is going to be paying for my pension, I have made all the necessary arrangements, and paid for them, to ensure that I am not reliant on anyone.

At least the handbag won't cost a fortune to educate and keep healthy then decide not to work and cost for the rest of it's life to sit on it's laurels or whatever handbags sit on. There are no guarantees that any of todays children are going to be working for 40 years or at all.

But won't you be eligible for a state pension too? Assumming they still exist when you retire? I didn't think a private pension wiped this out?