Worked for 20 years now staying home to bring up children - help

Petite

tinkerbell84 wrote: »

Glad to hear it. Not sure why tax payers should pay towards it though

(not a dig at you - the system needs radically changing)

Yes I understand where you are coming from - my husband is still in full time work and so is supporting us, I'm only claiming a very tiny tiny amount back now (to help out his low income a bit) compared to the tax I have paid over the years. I understand it's not a pot I've paid into but I don't think I should be made to feel guilty over claiming some benefits for the first time in my life.
There is of course the argument that my old job could now employ and support a whole other family that may otherwise be claiming full benefits - now theres a whole new can of worms huh !!

Should there not be a whole other new benefit to help mothers who decide to not work and bring up their own children at home - those that go back to work get help to pay for childcare.

Petite

I'm definately going to look further into the childminder idea - It does seem like an all round solution which is doable.

healy

Petite wrote: »

Yes I understand where you are coming from - my husband is still in full time work and so is supporting us, I'm only claiming a very tiny tiny amount back now (to help out his low income a bit) compared to the tax I have paid over the years. I understand it's not a pot I've paid into but I don't think I should be made to feel guilty over claiming some benefits for the first time in my life.
There is of course the argument that my old job could now employ and support a whole other family that may otherwise be claiming full benefits - now theres a whole new can of worms huh !!

Should there not be a whole other new benefit to help mothers who decide to not work and bring up their own children at home - those that go back to work get help to pay for childcare.

I think people may be getting a bit fed up with the number of people who have come on here recently saying that they have paid a fortune in tax and now want their money back for whatever reason.

This is not aimed at you personally but might explain some of the replies.

krisskross

People still seem to think they pay into their own private little pot and it just sits there until such time as you want some of it back.

NI and taxes are like any sort of insurance, they rely on most of us never claiming.

I worked for just a tad under 40 years, brought up 4 children, claimed nothing except child benefit. Lets be honest there wasn't anything else to claim. Oh and I was a higher rate taxpayer, like everybody it seems.

I have my State pension and should I live to the about average 80 then I will certainly have benefitted, but at least I waited until I retired.

What is it today where people think other workers should fund their lifestyle choices?

hanny83_2

Don't want to be lampooned here but people also forget to take into account other amenities they use such as schools and hospitals and the cost of drugs that are worth more than prescription charges etc let alone benefits.

tinkerbell84

Petite wrote: »

Should there not be a whole other new benefit to help mothers who decide to not work and bring up their own children at home - those that go back to work get help to pay for childcare.

Well, personally I think that any parent that stays at home to raise children should be able to pass their tax free allowance onto their partners. This way the family benefits without direct cost to the tax payer (and you could do away with tax credits then). I also think fathers should be encouraged to stay at home with their children, and not just mother

Marker_2

Petite wrote: »

Maybe I should just borrow money from credit cards etc to live - erm is that a good education for my children ? :rotfl: I'm now getting the feeling you are commenting purely to wind up.

Now your assuming i live off my credits, are you stupid? Thats an assumption, my family and i can manage to survive well within our wages, course times are tough now.
MY mother was a sahm but then my father earnt enough for her to do that, one day il be a sahm and my husband to will earn enough for me to do that.

Healy is right, too many 'the world owes me ' threads. You are just one of many selfish people to enter these threads trying to bleed the UK dry.

Did you watch 'on the fiddle' the other night, did you see that man with cerabal palsy confined to awheel chair trying his hardest togive back to this very cruel world, and then theres threads like this ....

bellrooster

I don't get that last post? I'm a sahm and I do get wftc and my partner gets wtc to top up our earnings (my partner is self employed) I worked full time for 8 years before I had my baby and when my daughter starts school I'll get a part time job, when she's old enough a full time job again. I had intended to return to work after having my baby but once I'd had her, the thought of passing her care over to a nursery or childminders just made me feel really uncomfortable. Hence, Im a sahm and I don't regret it at all.

wornoutmumoftwo

Does anyone remember the pre-child tax credits days?

I had my first son in 2002 and when I returned to work my tax code changed so I could earn more before paying tax (can't remember what the figure was), I think it was shortly after that when the tax credits came in to effect.

tinkerbell84

wornoutmumoftwo wrote: »

Does anyone remember the pre-child tax credits days?

I had my first son in 2002 and when I returned to work my tax code changed so I could earn more before paying tax (can't remember what the figure was), I think it was shortly after that when the tax credits came in to effect.

I've never heard of that before. Tax codes increase each year, but i've never heard of them changing for people just because they reproduced! that was why tax credits were introduced!