The "thats another fine mess I got us into" and I'll get us out again diary!

youareallhelpingme

:rotfl::rotfl::rotfl:

Would be interesting if we could, Dragons Den here we come...........


Well done on the new total. you really are amazing.

Me x

youareallhelpingme

Well Happy Pad updated, not too much of a change, need to number crunch and should pay off more next week.

Still trying to piece together a new plan and better life (rather than just better income) for family. SIL in hosp and have been told they nearly lost her after op highlighting really need more time for family when things like emergencies happen.

I am in full time with no chance of hols at mo due to cover (I know if it came to it with SIL I could have a half day) plus busy time in S/E job.

Started by using staff shop to find bargains and also not have to do major visit to supermarket. Found some bargains and store cupboards looking ok for June GC. Main spends will be fresh and frozen - goign to keep a spending diary too. As Hypno said on her diary it is getting back into routine that helps.

Have a good day all,

Me x

hypno06

It is all about getting that balance right, and that is not easy to do is it? Hope things go ok for SiL...

youareallhelpingme

SIL is much better, payments are coming in from S/E job and we have had a warm couple of weeks :j

Have started the June GC, not such a good start due to visit to S, and 2 trips to staff shop, have about £70 of the £120 budget to last rest of month on fresh and frozen. Need to go to farmfoods to fill up freezer as get so much for money compared to big supermarkets. Keeping a diary so i can see what I have spent, but it had included new hairstuff due to new colour - need to maintain it, but staff shop had good name brand at £1.10 a bottle for UV colour protection. If I leave there I will miss the shop but will do a major stock up before I leave - or maybe just keep my card .

Lots of illnesses going round work so trying to take vitamins and avoid the bugs. I think the bugs are winning.

To do today:

• Bank cheque - if it arrives!
• Iron for 1/2 hour
• No spend day
• Clear some bits from dressing table
• try to eat healthy - petit filous onoffer in Sains - yum yum!

Small steps, Me x

hypno06

small steps will get you where you need to be!

Have a good day x

youareallhelpingme

Well from yesterday:

• Bank cheque - if it arrives! DONE
• Iron for 1/2 hour DONE
• No spend day DONE 1/10
• Clear some bits from dressing table Don't look!
• try to eat healthy - petit filous onoffer in Sains - yum yum! Biscuits bad girl!

Todays list to keep me on track:

• Post cheque for car payment - leaves final payment only :j
• Iron for 1/2 hour
• Clean bathroom
• Try dressing table again :rotfl:

Off to write cheque and update Happy Pad!

Have a good day all, Me x

hypno06

Do the dressing table first - it will be a great achievement and set you up nicely for the day!

youareallhelpingme

Thats a good idea, can do it while drying hair!

Have just subscribed to your spending diary and the avoidable spending section is brilliant. You really should do a support guide/book.

youareallhelpingme

HAPPY PAD UPDATED AS JUST SENT OFF LAST CAR PAYMENT :j:j

I have subscribed to the Debt Free Birthday thread but not finished reading it yet or joined the challenge yet. I have initially set myself the following challenge.

I have £2788.23 left to pay to reach my target of £5k paid this year. I have 2 smaller debts which total £1982.41, this would leave £859.82 of £5K to pay my self managed DMP payments which when split over the next 6 months just fits without aiming to make any overpayments to them but they have no interest or charges on them.

So that is the plan from July :dance:

Me x

PS Declutter plan has been lost under a big heap of clutter :rotfl:

angela110660

Well done and nice to see your update.