Debt Relief Orders (DRO) - Information & help thread

brightonman123

in general terms, would this be suitable for someone long term unemployed?

no assets to speak of (an old tv and pc, household furniture), debts approx £3,000 - half credi cards, half utilities.

making nominal payments at present..

elfieb

brightonman123 wrote: »

in general terms, would this be suitable for someone long term unemployed?

no assets to speak of (an old tv and pc, household furniture), debts approx £3,000 - half credi cards, half utilities.

making nominal payments at present..

Yep suitable for long term unemployed, as should you get a job again during the 12 months, you debts will become active again.

craig5201

can a ccj be add tho the dro

charlie12345_2

Don't see why a CCJ wouldn't be allowed in a DRO.
Speak to one of the debt charities, I found CAB brilliant, you need to go through one of them anyway to do your DRO.
Good luck,

elkay115

Can't you apply for a DRO if you live in Scotland? I only see mention of England and Wales on the site.

timwallis

Just a simple question,can you get a DRO if you have a job

charlie12345_2

Yes, as long as your monthly surplus isn't over £50.

elkay115

elkay115 wrote: »

Can't you apply for a DRO if you live in Scotland? I only see mention of England and Wales on the site.

Anyone know the answer to this?

fermi

elkay115 wrote: »

Can't you apply for a DRO if you live in Scotland? I only see mention of England and Wales on the site.

In Scotland there are these instead:

Low Income Low Assets (LILA).

and

Debt Arrangement Scheme

georgie007

DRO's are different in Scotland