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A Payment a Day Part 2!
Comments
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Just payed £10 off my credit card! x0
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Sorry Fag ash lil and Hopeful 1 if I didn't explain it clearly. At the risk of boring you I will try again.
Got a 0% deal with HSBC so transferred £5300 to Goldfish. HSBC card shows £5300 transferred. Goldfish card shows £10600 received and Barclaycard who have taken over Goldfish don't seem to know who the money belongs to or to be in a hurry to sort it.
It is messing up my PAD because I have made 2 payments to goldfish which are not showing (have they sent them back because I am supposedly £5200 in credit? they are not back in my bank a/c yet.) Also there is really just over £40 outstanding and I want to close the card. Loathed to ring them again just wish I was getting some interest on the money. Also terrible temptation to transfer it back off the card to another debt beginning to think they wouldn't notice:rotfl:(Must go and see how long it has to be there before I can claim it as mine).
DTxx
Just so everyone is clear I don't intend to keep it but I have phoned them once and I am going to wait a bit until I ring them again.0 -
PAD= £1 in piggy0
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clarissa_D wrote: »what I would like to know is How much since PAD started has been cleared a big massive total and how much collectivley alltogether has to be cleared off
now thats testing F_F hehe sorry mate !!
everyone is doing great :cool:0 -
flying_fresian wrote: »I'm choosing to ignore that one. I think that would take a good few hours, the old thread was well over 100 pages :rotfl:
aww heres me thinkin ya liked a challange haha :rolleyes:
hope everyone is ok ?? I have just calculated some SAO and will see how it goes April is looking better to come round nursery payments are now £104 :mad: it was £85 but I am looking forward to clearing the Loan it extra a month. I can't bear to think my DD will be 6 when were DFits not long 2013 but I would love to have a holiday abroad 1st time for 5/6 years me n Fella been away other then Hastings :rolleyes:
I am so hoping to Declutter Sell and Pay off things OH says we may have extra £200 this month so fingers crossed we can spend it sensibly !! I had a NSD :j
and calculated with DD potty training when she is fully dry we will save £20 a month :eek: on NAPPIES !!:eek: [STRIKE]£11,362.86[/STRIKE] [STRIKE]9,973.11[/STRIKE] LoanDFX 2013 #050: £ / £10,149.04 :eek:
C.C £507.55/£550.40 :T
DFD Oct 2015Downshift Challenge 2013
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Fag_ash_lil wrote: »
dankosheemo - Stop waving that blo*dy CHOCCY around ! .... I'm on a diet !!...
I'm sure you look fabulous!! I didn't mean to tease! :rotfl: I was well behaved last night I promise! :A The only chocolate that has passed my lips is a Cadbury's Rose strawberry thing tonight. It's the cheese and crackers you've got to keep me away from!
xx:j (2013) :j* Virgin Atlantic [STRIKE]£2,837.01[/STRIKE] £2,835* B'card [STRIKE]£851.51[/STRIKE] £850 * Egg [strike]£5,608.83[/strike] £5,608.83 * Mint [STRIKE]£816.13[/STRIKE] £770 *0 -
only £5 PAD today.
I am getting really into this and am actually enjoying making a payment each day, my only complaint is that my debt is not going down fast enough. Oh well at least since I started this challenge it is going down quicker than before.0 -
Hi all, hope everyone's ok
Was out last night so no chance to come online but did put £1 away yesterday and another £1 today, making my PAD £2
Have a whole £10 now so will be doing eenie meenie miney mo tomorrow to see which lucky debt will get it!
secretsmiler xDFW Nerd 1111Debt at LBM £59281.68 1.12.08 now £42474.91 28% (£16806.77) paid in 19 months
loan [strike]19589.42[/strike] 15670.43 halifax CC [strike]15575.67[/strike] 12036.37 mbna CC [strike]6191.13[/strike] 3860.00 marbles CC [strike]5436.77[/strike] 4849.59 mint CC [strike]4277.86[/strike] 2904.86 egg CC [strike]3162.13[/strike] 2316.13 barclays CC [strike]1100.91[/strike] 837.530 -
Evening all!
Today's total is £669.21 :j:j
Well done everyone!
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I will get my Pad in early today.
Ive just been on the snowball calculator and it looks like I wont be debt free untill at least 2011. I was hoping to clear it by next Christmas but will have to be realistic, face it and do the best I can.
If I wasnt making my Pads I would never be free of it. Thats for sure.
Todays Pad £10
almar xx
.Quidco £196 - Voucher Codes £408 - GC Saved £603P.A.D. £[strike]4720[/strike] / £4330- Jan GC £375/Spent £283.78~~~~~~~~~~~0
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