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A Payment a Day Part 2!

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  • PigginSkint
    PigginSkint Posts: 2,706 Forumite
    Part of the Furniture Combo Breaker
    Hi All

    I am sooo glad it’s Friday!

    My payments today are £1.06 to Egg and £5.06 to Virgin, making a total today of £6.12

    The balance on Virgin has now dropped below £300 (or will have done when yesterday’s and today’s payments are showing) – woohoo! :j Got to get it down to £0 before my April statement date, because that is when the 0% expires – it could happen! Even if I don’t quite manage it in time, the balance will be so low by that point that the interest I would need to pay will be minimal.

    Next target (apart from little payments to Egg to cover the small balance on that at the moment) will be LTSB – 0% APR deal to expire in June I think. Then it will be my Tesco credit card – not my absolute highest APR but one of them and it has a small enough balance (now under £400) that I should be able to clear it quickly. Then after that it will be the Amazon Halifax credit card – my highest APR (with the exception of my OD), one of the highest balances, minimum payment only 1% of the balance so will take the longest to clear otherwise (along with shed loads of interest).

    Bye for now!!
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • sashybo
    sashybo Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi all, my cheque from Global testmarket finally cleared but I'm poor so only paying some of it towards my Barclaycard. Pad of £15.15 today, including my whole 46p from Quidco! :j

    Fagashlil - you're right, cheques are always cashed out so fast and take forever to clear. :confused:
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.
  • Missed yesterdays PAD, so making a sensible PAD today to make up for it.

    Todays PAD = £9.18

    My March Challenge of making total PAD's of £100 + min payment is going well though. Total PAD's for March = £58.84.

    Tip - Make some Oreo Cookie Flapjack. I made some last night - Delicious.
  • clarissa_D
    clarissa_D Posts: 246 Forumite
    Part of the Furniture Combo Breaker
    Hi ya everyone ,

    ok so I have re giged my siggy, we got a loan to cover the costs so now we will save up to clear it all :D im soo much more happier now 1 place to pay and no confusion, ish :o i will talk to OH tonight as were going to be sorting the money into sections out of all that £15K we had £10,800 odd loan before apparently we will have £5K in savings for ages and we wont touch it till its fully paid up strict, a Loan is not the answer for everyone but It has helped us loads was driving me nuts being all confused all the time over totals of everything and where they was, still owed £1K so thats £6K to go back to the loan leaving £9K to pay it which is actually less then what we started hehe :rotfl: (I think will edit when I know fully)
    but OH told me with the cheque I have to put to xmas fund so were literally done for xmas but wont stop me putting to it for incase :p
    Im off to gym today and me tanning, makes me feel brill its only £1.50 lol cheap and gives me a boost of confidance in myself.
    I will check later for PAD, need to do plan for food shop also xx
    :eek: [STRIKE]£11,362.86[/STRIKE] [STRIKE]9,973.11[/STRIKE] Loan ;) DFX 2013 #050: £ / £10,149.04 :eek:
    C.C £507.55/£550.40 :T
    DFD Oct 2015
    :D Downshift Challenge 2013 :D
  • Morning all :D

    Another great total yesterday ~ thanks for adding the sums, LondonAndy :beer:

    I'm going to concentrate on the Fashion Direct debt, which currently stands at £190.00, after today's pad of £14.44. I want this one gone and closed ASAP.

    Hope you're all well, and have some nice sunshine to enjoy. :j
    Total debt as at 22/01/09 ~ £3076.26 :oPaid so far ~ £416.96 / 3076.26

    Debt Free in 2009 NO. 72. £1305.00/£5000 by Xmas 2009 NO. 29 :rudolf:Sealed Pot Challenge 2009 NO. 310 :D £2 Saver NO. 12 ~ £62 :heartsmil Boots Advantage Points ~ 2606 Garden Fund 10.00 :DPAD 1st day 19/11/08 [strike]£6.44[/strike] 389.58 :hello: Lose 50 in '09 ~ start 2/03/09. 2/50lb.
  • PigginSkint
    PigginSkint Posts: 2,706 Forumite
    Part of the Furniture Combo Breaker
    Ooh ooh ooh! Exciting day for me! With today's payments, I have now paid over £1000 in extra payments since I started this challenge (check out my sig!) - £1001.96 to be precise!:j :j :j :j :j
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • Smamfer
    Smamfer Posts: 2,480 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Afternoon all.

    Pad today is....£8.44 to Hellifarts cc

    love to all
    2025 Wins ::
    *Gok Wan Ultimate Mummy Makeover - Jan2025
    *P&O 2 Week Caribbean Cruise - March 2025
    *£500 TOG24 voucher - April 2025
  • Mudbath
    Mudbath Posts: 5,479 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Afternoon everyone! Hope you're all well.

    Thanks Londonandy for doing the totals ... you're a star!

    My PAD today is ....***£60.00***
  • tilly2484
    tilly2484 Posts: 487 Forumite
    Part of the Furniture Combo Breaker
    Hi Guys, Yay it's friday!!!!!!!

    PAD of only £1.00 for me today i'm afraid.:confused:
    Be your own superhero :j
  • Greenbynature
    Greenbynature Posts: 2,562 Forumite
    Did you know that Donkeys kill more people annually than plane crashes?!!


    23qytkj.jpg
    Hi all Thank God it's Friday :j
    Great start to the day tho my hairdryer started smoking and spitting blue sparks and smoke :mad: I crapped myself :rotfl: you know wet hair, wet hands and a faulty electric hairdryer :eek: so looks like I'll have to buy a new one, can't complain as its at least 8 years old lol
    Smamfer like you name for halifax :rotfl:
    Great total again yesterday well done everyone and andy for the daily totals :T :T
    Hi to all the newbies text_welcome_27.gif
    Pad for today is £2.06 to cap1 cc and £3.40 to sealed tin and 19p to copper jar

    Total: £5.65

    Have-A-Great-Day-Sexy-Guy-thumb.gif :T :T
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
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