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A Payment a Day Part 2!

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  • clarissa_D
    clarissa_D Posts: 246 Forumite
    Part of the Furniture Combo Breaker
    Hi ya everyone,

    well hope all is well and peoples feeling alot better now ?
    I am fab OH went and got a loan so we have consolidated the debts and have 1 payment, will have £5K in savings and going to put back, not ideal but helps us out ALOT I feel so much more better now, I even got £55 cheque from Tempest from the photographs that was taken and I didn't like, were going to be very sensible about the repayments and it is only 2 years more then it is now so not much of a deal, but we are going to really be rigid with the repayment and putting towards the savings, were owed £1K STILL and that will be put into the savings account when we get it,
    I am extreamly happy as less stress I was getting to the point I was finding it hard to sleep for worrying and stressing over it all and was making me very ill :rolleyes:
    but I will still be making PAD's so thats fabtastic !! lol will update my sig now xxxx
    :eek: [STRIKE]£11,362.86[/STRIKE] [STRIKE]9,973.11[/STRIKE] Loan ;) DFX 2013 #050: £ / £10,149.04 :eek:
    C.C £507.55/£550.40 :T
    DFD Oct 2015
    :D Downshift Challenge 2013 :D
  • Hi everyone! :D

    Just in the nick of time, I hope, to add my giant pad of £2.00 to today's total! :rotfl:

    Hope you're all keeping well. :j
    Total debt as at 22/01/09 ~ £3076.26 :oPaid so far ~ £416.96 / 3076.26

    Debt Free in 2009 NO. 72. £1305.00/£5000 by Xmas 2009 NO. 29 :rudolf:Sealed Pot Challenge 2009 NO. 310 :D £2 Saver NO. 12 ~ £62 :heartsmil Boots Advantage Points ~ 2606 Garden Fund 10.00 :DPAD 1st day 19/11/08 [strike]£6.44[/strike] 389.58 :hello: Lose 50 in '09 ~ start 2/03/09. 2/50lb.
  • NO-BRAIN
    NO-BRAIN Posts: 116 Forumite
    Todays PAD £10 to littlewoods
  • Friday PAD
    £83 to a cc
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Morning all!

    £6.65 PAD to my Overdraft Begone Account for me today. I think it is almost paid off :D I should have £200 in it by the end of the month (Which for me is the 22nd as payday is the 23rd). Then I start work on the Barclaycard, mwahahahahaaaa!
  • boysma
    boysma Posts: 828 Forumite
    Morning peeps

    Friday again:j where does the week go to? £4.53. Nothing exciting planned for weekend though i am going to attempt making paella for tonights dinner:D DH not a big fish lover so just going to make it with prawns and chicken - i do aim to please. He can always wash it down with the vino anyhow. :beer: Really have to tweak my meal planner for this month so sick of mince based dishes. Can't believe how much i have save on food though with meal planning and generally being a tight a**e:rotfl: Hope everyone doing ok and looking forward to weekend. x
    Payment A Day £15 (started 17/5/14) :j
  • jenchin66
    jenchin66 Posts: 648 Forumite
    Morning everyone

    Thank crunchie its Friday

    Pad today £50.06

    Have a good day everyone
    Pad, started 28.11.08 running total £3674.91:T
    Sealed pot challenge member 346:T
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    :j Yay yay yay...Happy POETS Day - we made it to another weekend!

    Jo - hello! I am fine and getting myself sorted sorted..yet again :rolleyes:

    Lemma - glad you're feeling better and have finally been paid. Being self employed is so tough with regard to waiting for payment, but when it's working right it must be very satisfying. Well done for hanging on in there xx

    Clarissa - it's lovely to hear you're so happy. It's great you no longer have to feel stressed over money :T

    Terri - please give me and Jo another chance on the drinks front 2246.gifdrinking04.gif drinking35.gif

    Here's a juice for thevinternet drinking48.gif

    Right, am now getting myself focused. The vicious vanquis card will be like a revolving door for a while. I will be clearing the statement balance so as not to incurr charges, but will then need to use it to pay things like the leccy. I haven't enough cash to pay both.

    Each week when OH gives me my money i will make a set £10 payment to 6 of my debts. I've realised i've barely paid anything to my barclays debts as they are both in limbo with no set payment plan. I want to keep paying though in case they start getting funny with me.

    I've made 5 of the 6 main payments, as i need to go onto the website for the Abbey debt, i'll do that later. So,here we go:

    £10 EPDL
    £10 B'clay loan
    £10 B'clay o/d
    £10 Egg
    £10 HFC
    £50 Vicious vanquis

    TOTAL PaD £100

    Feel much better now i've focused myself. Daily PaD will be shared between vicious vanquis and EPDL.

    Phew!! Take care all xxx
    One step at a time ;)
  • jo41
    jo41 Posts: 1,172 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    cafe_the-06.gif
    Good morning all,
    Coffee anyone?
    Another £15.06 to Crap One today and I'm now under £200:D
    Have a good Friday everyone.
    Jo x
  • jo41
    jo41 Posts: 1,172 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hopeful- we must be psychic!
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