A Payment a Day Part 2!

Private_and_Confidential

Hi all.

I'm loving my approach to this. I check my accounts and see if there is an odd balance, the 'odd' element becomes my PAD (it also ensures I check my accounts daily for any suspicious activity - like the wife spending !!)

Today, my bank balance showed £213.34 credit, so I made a PAD to my HSBC CC of £13.34.

Also did a review of my PAD's to date...

Since I started on 30/12/08, I have not only made my minimum payment of £38.68, but I've also made PAD's to the tune of £74.65 - So thats a super £113.33 off of the dreaded HSBC CC.

Good luck everyone - Keep on PAD'ing.

joeyjimbles

Yay for everyone
Paulgonnabedebtfree - what a rotten time you're having at the minute. I think you're probably right to concentrate on what makes you money, your business, right now. If you have any 'spare time' do consider the Up Your Income thread, if you haven't already. I estimate that last year I made about £1000 as a direct result of stuff resulting from that thread - some actual money, some vouchers etc. I wish you all the best either way - and don't be a stranger.

Nothing again for me as DS2 still off sick and so I'm still housebound. The snow is melting now too which is a shame.

sazzledazzle

£1 today and starting to run out of money so going to get tighter until we get to the 22nd when I get paid. Jan had a bad start to the month cos of Christmas so hoping to have a better month in Feb.

waterwatcher

£3.82 to my egg card today. I will win the battle!!

flyingscottie81

£2.25 today to RBS Credit Card - YAY

As this is my first time doing PAD challenge, I am also worrying that I might run out of money.... Will have to be very careful!

Well done to everyone - I do hope the Bank's hate us as much as we hate them - LOL

ltm07

Hi all! Another £10.69 towards overdraft! Good luck all!!

teeni

Hi all
£2.50 today towards Barclaycard on target to clear by the end of Jan, one month later than planned but hey ho without this challenge i would still have been many months away.

curly_B

Hi all 7 days into this and I love seeing my total come down
First thing I do now is put my PAD aside when I come back in from work.
I have not managed one of my 2 walk to work days this week because its so cold!!! So maybe tomorrow I need to pretend I'm an ice lolly or something and like the cold lol!!

PAD £1.04 TO A&L

weebag

Hi all.

£2.50 to Ulster Card this evening....

On we plod!

Wee

LondonAndy

Evenin all.

Been having a read through since my first post yesterday. What a fantastic bunch of people...really motivating group! Especially loving your work Fag_Ash :A and the daily totals by FF are also really cool.

So today was my friends last day at work - instead of buying her a drink at the pub :beer: I made a homemade leaving card and gave her that and a big hug. Cool eh? So the £5 saved went off to Egg this afternoon.

Also, great news is work gave me £200 in HMV vouchers for a project they think I did well. I am going to invest in a Nintendo Wii which will cut my nights out socialising after work when bored....so more cash to throw towards that nasty Egg Card I am attacking!!

Hope everyone had a fab day. PAD rocks!!

Andy

PAD TODAY £5.