A Payment a Day Part 2!

Greenbynature

Well done Belfast Girl

clearing_out_my_pockets

I've paid another £5 since earlier (to holiday pot, rather than savings)

tomtombeanie

tha's great news, belfast girl! i agree with the TREAT option - facials and haircuts are lovely. my favourite treat is a full body massage - we have a training college just down the road where you can get an hour long one for about 15 quid so every now and then i indulge. xx

ElizabethJH

£5 to MBMA

thevinternet

Hiya! PAD £1.24 today, a direct debit should hopefully show up tomorrow though.

Well done Belfast Girl on getting the charges back!! I've often thought of trying that with my bank overdraft charges, but I'm too scared they would take the whole overdraft away!

Oh, and I'm giving up coffee for Lent, as I drink faaaar too much of the stuff, so from now on there will be a daily coffee update on here too!!

Chocolate would have been my second choice, but believe me - if I'm giving up coffee, I'm going to need lots and lots of chocolate!!:p xx

Maisie_M

Hi Folks


Back from sunny devon - had to get up at 5am :eek: for a 7am flight so I am having a very early night.

Congrats to those who have been clearing cards and welcome to the newbies - I am sure you will find it as addictive as the rest of us - not only from the aspect of clearing cards but from the warmth, support and fun on this thread.

£3 for my PAD again today (back to normal:D ).

Have been playing around with my snowball this afternoon to see what difference it would make to amalgamate my three smallest balance cards which have apr's of 24%, 22.9% and 16.9% onto my overdraft which is 15.9% and it actually makes no difference There is only about £1000 between all three cards and they are the ones being tackled first by the snowball as the other cards have 0%APR. Thought it would make some difference but apparently not so I shall leave as is and then just pay them off asap.

Have quite a few payments due in this month as was working hard on mystery shopping, survey sites and amazon so fingers crossed for a good month. Hope you all have a nice what's rest of a Tuesday.

clearing_out_my_pockets

thevinternet wrote: »

Oh, and I'm giving up coffee for Lent, as I drink faaaar too much of the stuff, so from now on there will be a daily coffee update on here too!!

You see, I was going to give something up and put the saved money towards debt, but I don't know what to drop.

tomtombeanie

clearing_out_my_pockets wrote: »

You see, I was going to give something up and put the saved money towards debt, but I don't know what to drop.

what're your habits? a paper, mags, wine, cigs, choc? good luck with whatever you decide to ditch! xx

Twinkles08

Afternoon guys n girlies,I'n v excited as my hubby has just taken my toddler away for at least 3 hrs,and I have the flat to myself!whoop whoop!I need to hoover through the place,but I'm going to do something nice too,maybe a bath or poss go to sleep (I now have daughters cold too-sniff sniff).I don't even have to cook tea for them so I'm going to have a ready meal too-ha!(as you can tell I don';t get time to myself,last time was the day after boxing day!)Anyway my pad today is 32p.I know it's v small but money came in today and it all left today too-sigh.Oh well that's the way the cookie crumbles :rolleyes:.Well done to belfast girl-you go girl! :TTake care everyone

bunty109

£52 for me today. I emptied out my piggy bank of a lot of change and that's the result! Hopefully due a similar amount from Quidco next week and some overtime so that will all be used for PAD when it arrives