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A Payment a Day Part 2!
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evening all. feeling quite tired & grumpy for no reason, so another quick one from me. a no spend day, PAD of 1.25.
xxxMortgage free as of 11/11/15 !
:Anow... to start some serious saving :A
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Flylady_Flower wrote: »Pad for today is £2 into savings pot again... now, if my maths are right, that is now £17... (correct me if I'm wrong Mudbath... :rotfl::rotfl::rotfl:)
Ermmmm.... {mudbath runs off to get her calculator)! :rotfl:0 -
Ermmmm.... {mudbath runs off to get her calculator)! :rotfl:
:rotfl: :rotfl: :rotfl: :rotfl: :rotfl:LBM April 2013 - £29,000.00Vanquis CC's PAID - Debenhams SC PAID - A+L OD PAID - Asda CC £783.75Barclaycard CC £1400.78 - BoS CC PAID - Freemans Cat PAIDF/D Loan & CC £1458.96 - Santander Loan PAID - Mum Loan PAIDRBS OD PAID - F/D OD £1026.52Weekly Grocery Challenge - £95.00 budget / spend £-0 -
Had a bit of a belated brainwave......transfer my 'spending' money to my barclays account to withdraw week by week, therefore saving the interest on the overdraft. Feel a bit foolish it's taken 3 months to work that out!LBM 10/08 £12510.74/0
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I was just thinking the same thing... with both mine and OH's accs...'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0
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Hello peeps ....
Hope you all had a relaxing sunday ...
Double Trouble - Blimey i did'nt realise that sheep pooed that much ! ..... you learn something new every day !......
flying_fresian - Thanks for the totals..... much appreciated ....You still playing with your new engraved ipod ?
.....
pippo - Great that you had a £10.20 win on the scratchies.... No lamb for dinner for me ! .....
Hopeful1 - The cocktail was yummy that you very much ! ...... Nice feet ! ..... Hope they are not yours ! ...... If so you better use thesebefore you put your sandals on in the summer ! ......
jo41 - Ooooooooh Hopeful1 hid her " show me the coffee " piccy !...... Very clever .... Lovely sorbet ! ....
boysma - Great news that you have won £22 on a lottery scratchcard.....Lucky you ! ....
clarissa_D - No i don't save the money that i have not spend on CHOCCY ..... I should do though ! ....Did you go out clubbing with your friend on friday night ?...... Hope you have enjoyed your " baby free " weekend ....
lemma1968 - Hope you manage to have a more peaceful morning tomorrow..... Ahhhhhhhh so it was your daughter that woke me up ! ......
LondonAndy - Glad you like the curry smilie..... took me ages to find one ..... there can't be much call for a turban smilie ! ....
joeyjimbles - Well done on your free scratchard win...
dankosheemo - Glad you had a lovely time last night ..... Good idea to leave your shoes off !....
happymumof3 - HiGood luck with your payment a day , either large or small it's surprising how quickly it all adds up ...... Alot of people prefer to pay the card with the highest interest rate first ...... Others split the amount between different debts .... Is really whatever is best for you ...... Lovely win in January , your digital photo frame ....
njk0327- Sounds like you had a great night with your friends.... Hope you enjoyed your birthday today ....
mmy - That's a great amount you have saved by not getting the bus to work.... Hope you have some good news regarding your mums health .....
Maisie M - Wow..... I'm really impressed ..... £100 so far for your sealed pot challenge ..... hope you are going to seal it back down again ? ! .....
Greenbynature - Well done on your euro lottery win...... that's your 3rd one in a row now ! ...... I reckon it's me that's due the big euro win next week so don't go " counting your chickens before they hatch " !
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tomtombeanie - Hope you feel better tomorrow....
Here's my Good and Bad for today ...
The Good - Added £1 to my pot
Added 15p copper pot !
A NSD for me today ..... haven't been out !
The Bad - It's another CHOCCY free day here today ....
It's been rain and drizzly here today,so i haven't chopped my logs yet ...... hopefully it will be dry tomorrow so i can do them then ....
Anyway catch you all tomorrow ...
terri x( My Totoal PAD today is £ 1.15 )
" When I'm good I'm very good , but when I'm bad I'm better " ~ Mae West ..0 -
Fag_ash_lil wrote: »
flying_fresian - Thanks for the totals..... much appreciated ....You still playing with your new engraved ipod ?
.....
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Morning all,
Pay day at last:D
Paid £120.26 to Capital One. I have now upped the weekly amount I'm paying them plus the monthly one as I want to get rid asap.
Have a great Monday all.
I'm off to put the kettle on!
Jo x0 -
Hi, just a quick post as I have not been on recently. Not been able to make PAD as I have suddenly realised that my next lot of money doesn't come in till April when I was thinking it was March. Ooops. I am a student at moment so will have to see how much I have left at end of month as I don't want to do PAD and then have to respend on my credit card that I have just spent all month trying to clear.
Anyway, good to see that everyone is doing so well I will be joining you all again asap.0 -
£5 to Barclaycard
£2.30 to Overdraft
Total PAD £7.30
Time to count up yesterdays efforts now!0
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