A Payment a Day Part 2!

LondonAndy

Hi all. My curry night last night was very good indeed!!

I loved the curry smilie man fag_ash !



My PAD today is £5.50 to Egg Card.

Enjoy the rest of the weekend all.

It's raining in London so it's a day of Mario Kart Wii for me....

Fag_ash_lil

Boo !



If anybody has got some time to spare , have a look on here ........ there are some funny pics !
http://forums.moneysavingexpert.com/showthread.html?t=556126


terri x

flyingscottie81

Hi all, sunny and cold in Glasgow with just a wee bit of rain

£1.25 to MINT cc today, payday for me is not till Friday so eeking out the pennies.

Just back from Aldi/Morrisons so weekly shop has almost cleaned me out BUT waiting for a mystery shop payment and will be going to PAD!

lemma1968

Fag_ash_lil wrote: »

Boo !



If anybody has got some time to spare , have a look on here ........ there are some funny pics !
http://forums.moneysavingexpert.com/showthread.html?t=556126


terri x

Aaaaaaaaaahhhhh - I love this - he's cute:p


(just off my my tranquiliser!!:D )

thevinternet

!!!!!! - I missed my payment yesterday as I had an exam in the morning and then had to work later on - silly me, that's the first one I've missed.

Just paid £1.00 off my egg credit card balance though. It feels good doing a little every day - it constantly reminds me how much debt I'm in too, which is not a bad thing!! xx

thevinternet

Oh, look at that - you can't write the naughty word that rhymes with 'sugar', it comes out as exclamation marks!! lol

Flylady_Flower

Fag_ash_lil wrote: »

If anybody has got some time to spare , have a look on here ........ there are some funny pics !
http://forums.moneysavingexpert.com/showthread.html?t=556126
terri x

now you know you shouldn't have said that because you know I haven't got time, but that I've got to go look anyway....

thevinternet

happymumof3 wrote: »

Hi everyone,

I am new here, but been following this thread for a few days and been finding it very interesting - hope you don't mind if I also join in with a PAD.

Today I paid £7.40 to our Nationwide CC :j . We have a few different debts, and not sure if I should concentrate on using my PAD to just one debt, or if I should spread between our debts? Any advice appreciated!

Hi there! Of course you're welcome to join us!

I always try to make my payments to the account with the highest interest, which means that I'll be paying less in the long run. I use this snowball calculator to keep on top of my debts: https://www.whatsthecost.com. It might be worth having a look.

However some people prefer to pay a bit off each account every week so that they can see them all gradually coming down - it's entirely up to you how you prefer to work at it!

Others save their money in a jar and use that to make one large payment at the end of the month, but keep a tally of what's going in the jar.

It all works, whatever's good for you! It just feels good to make a difference every day, no matter how small! xx

Maisie_M

Hi folks

Was very busy yeaterday so didn't get the chance to post. Anyway £4 for my PAD today (£2 for yesterday and £2 for today).

Have been having a look at my finances to see if I can jiggle things around to pay of a wee bit extra. Have been putting my £30 a month for Christmas but am also doing the sealed pot challenge. Decided I didn't really need to do both as I don't want to spend more than £360 at xmas. So I decided that if I could save at least the £30 a month in my change/sealed pot instead of the normal direct debit then I could use the direct debit towards my credit card.

Counted what I had saved so far in my sealed pot since 1st December to give an idea of how well I was doing and I have over £100 in there already:T . So will keep the sealed pot challenge going and start using the £30 I normally save towards my Card.

Sorry long post but just processing my rational once again to make surer it makes sense:p

Greenbynature

Hi all :hello:
Won £7.20 on euro on friday night woohoo!!! So that'll pay for next weeks euro and lottery. so had a good week cos won £10 last sat then £5 on wed - am obviously going to win the big one next week :rotfl: :rotfl: :rotfl:
OH has been off all weekend and been moaning he felt ill so had a very boring weekend (afraid I'm only sympathetic for so long then I get bored!! ) he only seemed to perk up when the footy was on :mad: :rotfl: he's gone home now [STRIKE]thank god [/STRIKE] :rotfl:
pad today is £5.25 to cap1 cc and £1 to tin and a whole 20p to copper jar!!!

Total: £6.45