A Payment a Day Part 2!

jojo13_3

Hi all,

Been lurking for a little while, but have finally got the courage to post! I would love to join this challenge if I may?
To start off, I have made a payment of 38.00 to Littlewoods Direct and 20.00 To Citi cards.:T

paybacktime2008

jojo13 wrote: »

Hi all,

Been lurking for a little while, but have finally got the courage to post! I would love to join this challenge if I may?
To start off, I have made a payment of 38.00 to Littlewoods Direct and 20.00 To Citi cards.:T

Welcome to the madhouse jojo

Fag_ash_lil

Greenbynature wrote: »

Is anyone else having trouble trying to subscribe to this new thread?? It won't let me and don't know why? I've deleted the old thread so can't understand it!!!!

That's strange ......
It's alright for me ......
Techi board ?? !! ....


terri x

Fag_ash_lil

Hello peeps ....

Hope you are ok .... .... Blo*dy freezing and blowing a hoolie here ...
Lewby - Hi Good luck with your payment a day , no matter how small it all adds up to us being debt free ....
cuddlymarm - Hi Good luck with your payment a day , alot of people use their payments to help boost their savings ..... rather than to pay a bill .....

paybacktime2008 - " Wild orgy " hmmmmmm ...... you told us you were having a quiet New years eve ! ( best not add a smilie for this one !! ) ..... Well done for clearing your Halifax overdraft ...... Excellent news that you have " broken the 11k barrier " .....

Beencounting - Some people include their minimum payments as their PAD ..... it's
entirely up to you ....

dankosheemo - Hope you enjoyed eating all your yummy treats that you were cooking on New Years Eve .....

Debt Free Dreamer - Great to hear that you are now credit free due to your PAD ....Well Done .....

Greenbynature - - Glad to hear that you and the O/H are " back on again " ..... We are as well !..... Told you are lives " mirror " each others !! .....Either later on today or tomorrow i will sort out some smilie links for you , so you will have them on your new laptop .....

almar - Great you managed to clear your catalogue on New years eve ..... Good luck with your diet ...... I've still got a couple of days to eat up before our weekly " weigh in " on monday ..... .....Hope you manage to find a nice avatar , if i " come across " one i'll let you know .....
marfan not martian - Hi Good luck with your payment a day .....no matter how small it's surprising how quickly they all add up ..... Don't worry about sharing your debts with everybody on here , I prefer not to either ! ..... Although nobody will " judge " you , for them ......Not sure if that makes any sense ? ..... Sorry to hear that you went through a sh*te time last year , hopefully 2009 will be a wonderful and happy year for you ....You sound like you deserve a little happiness .....All the " regulars " on this " thread " are really great and very supportive if you are every feeling " down " ......Well done using your £40 Christams money towards your PAD .....This gets quite addictive once you start ! ....

Hopeful1 - Thanks for asking , we are now back together ...... Did your son like his Nintendo DS that you got him for Christmas :question: .....
secretsmiler , Piquant , Bowski_1011 , jojo13 - Hi Good luck with your payment a day ,no matter how small it all adds up towards out goal of being debt free .......

Naughtynat - Glad you are feeling happier ..... It's surprising what a couple of Bacardi and cokes can do for you ! .....

Double Trouble - Hope you had a great day yesterday with the " birthday " twins ..... So you have decided to move afterall ..... Hope you manage to sell quickly and more importantly find a " mansion " big enough for you all ! .......
crazybird - Hi Good luck with your payment a day , no matter how small it all add up ...... 18p ..... your rich ! one day last month i could only find 1p !! .....
Lelc - I think i should have a few to drink tonight , then maybe my debts won't seem so bad ! ....

Here's my Good and Bad for today ....

The Good - Paid £60 dotty p's card :mad: ....
Added £3 to my pot ....

The Bad - It's a CHOCCY free day here today .......


A quick update on my " love life " ..... From New years Eve onwards we are back together !! ....Thanks alot for everyone who cheered me up during the Christmas period ....
I can't believe i FORGOT to buy some CHOCCY today ...... Yes you did read that correctly ..... I FORGOT !! shock . ...... horror ...... I had intended to fit in as much as i could before PAD " weigh in " on monday !! .....
Am sure that i can make up for it , as i still have 2 days to make a piggy of myself ......

Stay " snuggly " and warm ...

Keep smiling .....


terri x

Lewby

Late getting on here today as had to go into town to get a new tyre on the car .... more expense but necessary as OH said my tyre had perished and was dangerous!

On the PAD front I've done well and have cleared the last payment on my M & S card - paid £13.38 to finish it off!!

Also went into bank and cancelled 'fee paying account' and got a bog standard one with a tiny OD facility that is free and have saved £38.30 per month by doing so ... more to throw at the debts. I love the Feb and March Council Tax breaks too and will be paying the extra £250 off the next CC.

I love the idea of paying extra off the debts each day - it somehow keeps me on track with the spending as every pound I go to spend I think 'could this go towards my PAD?' and either don't spend it or buy a cheaper brand. I have foregone my usual Pantene shampoo today in favour of Sunsilk which was on half price offer ... will put difference towards tomorrow's PAD. Also booked my daughter a hair apointment for tomorrrow and opted for a dry cut rather than wash and cut saving £6! This is so new to me!

Hope everyone is well and getting back to normal after the festivities!

Lewby xx

Fag_ash_lil

Flying_fresian

A few more moos for your collection !!





terri x

mooomin

Fag_ash_lil wrote: »

Flying_fresian

A few more moos for your collection !!





terri x

Yay!!! Thank you very much!!

Flower08

Happy New Year everyone! - i know its late but i havent been around much over christmas and new year.

So i have decided despite doing this payment a day, i have not been making a big enough dent in my debts. I WILL be debt free this year!!

So instead of avoiding updating my signiture and what i really have paid off im going to go through it all tonight. New year, new start!

Hope everyone is well xx

joeyjimbles

Great start everyone. Dragged the children into town today but got so fed up with the pair of them that I left before I visited the bank to pay in pennies! Never mind, they aren't going anywhere I suppose - its just that I wanted to see that sub-£100 in my signature.

littleangels3

Another payment of £1 to cap1. every little helps.