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Still on my road to being a millionaire
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But we all know that being 15 is the worse thing in the world and nobody understands
:D:rotfl:
:j0 -
Oh boy KP don't we just :rotfl::rotfl:. Tears have dried tonight. They are still friends and he still wants to come and see her as friends. Hm. I'll just keep quiet methinks :rolleyes:.
Still not spent any money in the canteen so I am pretty pleased with that. I have taken sandwiches every day and really enjoyed them. I spent £59.26 in ASDA tonight. £56.26 on shopping. Got loads though so I am happy with that. I have £163.74 left for shopping for the month lol. Will be tight. Never mind we will manage. I join in a weight management group through my doctor's surgery next week so will be spending less as I will not be buying any junk. Don't think I will have any money for extra payments this week unfortunately. I have about £60 in bank and £50 in my purse. I need £30 for kids lunches so will have £80 left in total. I get £100 inmy account a week so I can add an extra £25 per week for the next 3 weeks to make things a bit more manageable. I will do my best to try and not use everything so I can do a bit of an overpayment come the end of the month. Hope everyone is good xx
5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Good evening. Am going out tonight for a wee while. Only cost was a bottle of cider so not too bad. Just going to a friend who lives down the road. My ds is friends with her son so they can amuse themselves whilst we have a chat. I am going to read her Tarot whilst I am there ( just for a laugh).
Got 35p from scratchcards tonight. Only spent £9 today and that was on the window cleaner. I owed him 3 weeks worth. Have made it through my first week of not spending in the canteen so thats great. I must have saved myself at least £20. I am really really tired tonight and can see this night out far enough but will probably end up having a great time. Have anice weekend xx5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Good afternoon. Busy day yeterday. Had to spend some money and wasn't overly happy about that :mad:. My clothes horse broke andas I have not got a tumble drier I had no choice but to buy a new one. £20 for that but it is huge and I can get loads on it. I also bought Ben and Jerry's ice cream for DD and I last night for during x-factor and we had chip shop for dinner although my mum paid most of that. I now have £155.99 left for groceries until end of month.:eek:. My ds is away for the day with his uncle to a race. I got a text there to say he had fallen asleep on the bus. Aww bless. Probably stayed up half the night with his uncle on the computer. Dunno who is the biggest child :rotfl:. I have loads to do today but I just can't be bothered to move. I am very tired. No kids here as DD is at work so no excuse not to get stuck into the housework. I had to buy shoes for myself yesterday as well which cost me £35. It may seem a bit extravagant to pay that but I have really bad feet and need to get a decent shoe. It drives me crazy and I always wear my shoes until they are falling off of my feet as I hate shoe shopping so much. It's not normal for a woman to hate shoes lol but I really really do. If I could walk about in my bare feet then I would. Am off to browse for a wee while then might do some work. We'll see.5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Been catching up on this most of the afternoon rather than doing the housework I was meant to be doing !! Always inspires me though when I do that. I have paid the £3 spare in my A&L account to SONY and written a Dooyoo review on a book I just read. Only have 4000 or so points but at least heading in the right direction now. Going to iron now and then go through quidco and see what is availabale.5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
No spend today :rotfl:. Kids are eating me out of house and home though:eek:. My ds is constantly hungry and growing so fast it's scary. Not actually getting much taller but chest and back are broadening and taking on more of a male shape.My gawd they are not babies for long. Seems no time since I was changing nappies on them both. Glad I'm not now lol as I couldn't afford the nappies. In saying that the amount of food they go through is probably way more than that.
Nothing else to say money saving wise as nothing happening. No sales made or anything so no additional income5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Hi. I broke my canteen fast today:mad:. Was so not worth doing either as it was minging as per usual. Spent £3.25 on it. I also bought chips from chippy which cost another £3. £6.25 in total.All spent because I was dis-organised . If I had looked at my finances this morning I would never have said I could have paid £6.25 from my debt so I am furious at spending it on food !! I need to retrain my mind completely. £15 coming out of my account as well which I don't know what it is for. Possibly my ds's x-box live ( which he pays himself) . Hate when something is coming off and I dont know what it is. so not an NSD today nor anything moneysaving to report. TRied to do 6 surveys and got filtered out of them all:mad:.
Went to my introductory meeting for the weight management programme today. It was a one to one meeting with a dietician. She has accepted me for the programme and I just need to wait on a space being allocated to me. Hopefully not too long as I am keen to get started. I am shattered tonight and heading off to bed soon. hope you are all well xx5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
hi. No spend today to make up for yesterday
. Had made shepherds pie for dinner last night and took sandwiches so no cost there and all delicious. I am really fed up with not being able to pay anything off. Daily living is a big struggle just now and I am not even seeing any results for being so frugal. I suppose I am not adding to the debt mind you but at the moment it is not feeling nearly enough. When I was getting maintenance and I lived like this I could overpay loads. :mad:. Phoned CSA again and still looking to go to court but it all takes time apparently. Not bl**dy fair:rolleyes:. WHat choices do I get? Naff all.
.
Anyway never mind about that. I got 20p from scratches :rotfl:.Good job DD has a wee job. At least she can look after herself and buy her own clothes etc. and DS isn't interested in fashion etc yet. Was :mad: yesterday as DS got chewing gum all over his new school trousers. Tried to freeze it off but was too spread. Only washed twice lol. BUt hey I am loaded so I will be able to buy more. :rolleyes:
. We just won't eat for a couple of days lol.5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
:Mad: for you over the trousers MIT it things like that cropping up that make living on a budget so much harder. Sympathise over not overpaying - me neither it takes so much effort not to increase debt
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:j0 -
Hi MIT -(coming out of lurkdom lol) my son does that quite a few times with gum on his school trousers!! Have you got any DW40?? Squirt some on and it should get rid of it. Give it a try it really does work.
I know how you feel about maintenance payments my ex is the same very bl00dy annoying but hey what can you do? the CSA are less than useless!
Good luckDebt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
Stopped smoking 1/11/2010 - money saved so far:£5150
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