Is CSA1 an exact science? (if so where can I get a copy of the formula) -merged-

mothballed

Briefly (for marksoton).

Its from before I was a bus driver. I used to be a farmer with a freehold farm wrapped into a Ltd co. I had this before I was married to PWC. I had a £880,000 commercial mortgage on the farm and buildings including a new-build house for my family. Farm turnover was £2.65M which paid me a directors remuneration of £71,000 a year. In 2002 I was arrested by police saying I was sexually abusing my children and magistrates bailed me to stay away from the family home which was on the farm. I couldnt carry on running the farm and called administrators who wound up the farm to clear debts, sold off the livestock and farm machinery. Boyfriend moved into the house (unaware administrators were winding up the farm) but the CSA assessed me for the £71K remuneration thinking I was still working the farm. I was cleared of all charges on a judge direction but the court did not have a power to award damages for the loss of my farm. The farm was sold off and left me with a smallish debt of £188,000 from the commercial mortgage which i still have today. I moved from house to house and settled into a job as a bus driver and found a bedsit. CSA class me a nondependant because the landlord on the tenancy agreement has the surname as me (he is my uncle who lives in Lucerne). The farm income assessment is where the bulk of the arrears come from. They continued to grow further because the CSA assessed me as working 75 hours a week (which I did for 2 weeks in summer 2007) and continued to assess me on 75 hour week even though I work 40 hours a week for the rest of the year meaning I am DEO'd for 52% of salary and retaining just 23% after tax being £55 a week. Bus driving kept my sanity and off the Prozac. I buried my head as far as my crumbling finances, Ive always had other people deal with money matters for me. A financial adviser finally brought it all to a stop and i am signing on JSA to allow me time to unravel the whole case and seek restitution in the courts. I am preparing brief and details chronological summaries inside and outside the CSA universe preparing for a claim for damages. Im here asking for points of CSA law and basic research for giving a dossier to a CSA lawyer.

mothballed

kelloggs36 wrote: »

If your protected income is £242 per week, then you can't pay anything due to the fact that if you do, what you have left takes you below that. Try not paying and letting them do a DEO - it will fail. Then you ask for a reassessment again. If they are successfully taking money via a DEO it means that you are in fact being left with your protected income amount and must be earning the money for them to be able to do so.

DEO was over a year ago. I have been going cap-in-hand to girlfriend ever since just to survive. My employer even commented on the lack of wages after DEO and couldnt understand how I could get by let alone pay rent or council tax. I was DEO'd because I was very ill off work last year and no CSA was being paid (Statutory Sick Pay run out). My financial adviser who finally stopped it all said he had never seen anything like it and was amazed i managed to continue working for as long as I did.

mothballed

Loopy_Girl wrote: »

but I just don't get why a reassessment was not done when (if?) it was requested or when (if?) the change in hours was notified.

I was doing my nut trying to get the CSA to put things right in 2007 & 02/3. I gave up trying after that and put it down to fact of life. It wasnt until before christmas I pressed the panic button. I called expert help after being blighted with bailiffs and police threatening to commit breaking & entering my bedsit, being sent to prison and all that. I got a free solicitors consultation and it was suggested I go into administration and seek protection of prescribed benefits and let the CSA sort its own mess out. It is accepted I asked for an appeal numerous times. Lame excuses I am out of time etc.

Loopy_Girl

mothballed wrote: »

. Im here asking for points of CSA law and basic research for giving a dossier to a CSA lawyer.

That's what your lawyer will do and for which he will gladly accept the money thrown at him for. We are not lawyers Mothballed.

You know what route you want to take and the final bit of advice I will give is to phone first thing Monday and make an appointment.

I - and others - on here however think you are wasting your (or I suppose that will be my money since it is legal aid) when you could sort it out yourself but are refusing to do so as you want some kind of redress for this.

mothballed

kelloggs36 wrote: »

If you are in such huge debt, why are you having a baby? Or is it going to be all the financial responsibility of your new partner?

See other thread. I did not incur any debts. I have a right to a normal family life. A very presumptious comment.

mothballed

Loopy_Girl wrote: »

but are refusing to do so as you want some kind of redress for this.

I think you are making baseless comments now. I am entitled to redress and the law appears to be clear on the grounds so far.

Loopy_Girl

mothballed wrote: »

I think you are making baseless comments now. I am entitled to redress and the law appears to be clear on the grounds so far.

Jesus christ....nothing baseless about it - I was merely reiterating what you had said when it was suggested you contact your MP.

You contact your MP and this could be sorted out in a matter of weeks. Reassessment gets done and you have a new arrears and normal maintenance figure and can live your new life (which is what I thought you were wanting all along)

You go to a lawyer and the letters will be flowing back and forth for months...what's more important here - getting it sorted ASAP or trying to get some kind of compo from the CSA...I know which I would choose.

And they do have a financial redress department that any user of the CSA can request their case is passed to - again, cost nada

mothballed

sorry again! i misread your post as suggesting I was refusing to ask for redress.

Loopy_Girl

mothballed wrote: »

See other thread. I did not incur any debts. I have a right to a normal family life. A very presumptious comment.

You are on your way to bankruptcy - of course you are in debt. And this debt was all happening whilst you were procreating again.

I echo Kelloggs - you can't afford the children you have, let alone bringing another child into it.

mothballed

Loopy_Girl wrote: »

You contact your MP and this could be sorted out in a matter of weeks. Reassessment gets done and you have a new arrears and normal maintenance figure and can live your new life (which is what I thought you were wanting all along)

I am writing up the case summary now but i will probably need an expert to look over the draft before sending it to MP

There seems to be a consensus on this forum that im the villain here. My only crime is having a normal family life and marrying a woman who meets b/f on the net and screws my life up.

The CSA screwed my life up a 2nd time but I guess that is what the law is all about. I am at a loss on how my children, me or the taxpayer has gained from all this.

I am the victim here not the criminal. Ive lost my family, my home, my farm my children now my job, and threatened with police, prison, bailiffs kicking in the door etc. It cant get any worse.