The 'complete this challenge' challenge...suitable for all!

scrooge2008

http://cgi.ebay.co.uk/L-K-TESCO-500-POINTS-MOBILE-PHONE-ENVELOPE-NOT-VOUCHER_W0QQitemZ250536739813QQcmdZViewItemQQptZUK_Tickets_Trave_Vouchers_Coupons_LE?hash=item3a552743e5

Hi DeeDee, thanks.

I wouldn't buy the envelope, as it is not valid anymore, but this seller has a good guide underneath with some ideas on getting extra Tesco Points.

This quarter I bought and sold 21 DVD's and CD's, which qualified for 500 points each, then sold them immediately on ebay, which got me 10,500 points for £40.00 after expenses.

Bought and sold a mobile phone, which got me 2106 points for £15.00 after expenses.

There were quite a number of pick 5 items of food and get 500 points offers which I took advantage of too, that didn't really cost me any more than the food, because I would have bought it anyway.

Just that little lot above earned me 15000 points for £55.00 extra money, which equates to £600.00 of deals.

Next quarter, I am focusing on mobile phones, ink cartridges, buying Tesco points with Nectar card and the instant savings accounts, as well as the usual bits and pieces of shopping, to get me to another 15,000 points. Will also be looking out for anything worth buying and selling on e-bay for points too.

It's been good fun to be honest. Well done on the Eurotunnel trips, sounds like you already make very good use of the deals.

Have a wonderful holiday DeeDee, we are hoping to fly down to my mums this evening, but it is still a bit touch and go as to whether the flight will be cancelled.

scrooge2008

There is a great thread on the Up Your Income thread, DeeDee, that you might be interested in.

It's turn £100.00 into £10,000.00, it's got me quite excited about 2010, as it is quite entrepreneurial.

I've spent my first £50.00 today on childrens' Ladybird clothes in the Woolworth's sale that I think I can sell on at a profit, there were some great bargains. (If I can't I'll return them to Woolworth's). I got a £10.00 off code and 9% with Quidco.

I've also bought myself a book on amazon on making a decent return on e-bay, so I think I will take e-bay more seriously in 2010.

Last year, I made some money buying Gap children's clothes, in the Outlet store, on the 30% off ViP days and selling them immediately on e-bay, but I need to upskill here, to make a decent return.

DeeDeeinDooDoo

Hi Scrooge,

Thanks for all that info. I had spotted the £100 into £10k on your list and have been reading it avidly. We are starting the New Year off badly with some big bills but because I had started a Freedom Fund three months ago the money is there to see us through to mid February. We have savings and no debts now but because of OHs self employment we never know what is coming in each month and whilst it usually comes in at some point the stress is horrible. So I want to do something about that.

I like the way the challenge is about belief and positivity and it is lovely having a whole fresh new year to start off.

Hope you managed to get away safely.

scrooge2008

Hi DeeDee,

I'm back, I had a lovely time visiting family, down South. I'm now back in the frozen North.

All the best for 2010.

I'm going to make a list of all the things I would like to do before the New Year starts, which mainly involves a really good deep clean, throughout the house and organising my files and January plan, ready for 2010.

scrooge2008

Goals for Daring, Decisive December are as follows:-

Main Focus is the Kitchen:-

"When you create structures for the chaos in your life you free yourself. You free up your time and emotional energy for the good stuff." Dr Joan Minninger.

"It's hard to beat a person who never gives up" Ruth Babe.

"Let go of the fantasy that you can escape work by procrastinating. There is no path in life that requires no effort. Prepare yourself for making a commitment to your goal by recognizing that there are costs involved in both working and trying to avoid work. The choice is not working or not working, but which type of work: even feeling guilty because of procrastinating takes some effort. When you commit to a goal, you're committing to a form of work that brings ongoing rewards. When you procrastinate, you're choosing a self-punishing form of work.

Clearly, work is required when you decide on a goal, commit to the path, and continually stretch beyond your current abilities toward the goal. But it also takes work to feel unfulfilled and to maintain a list of unachieved resolutions". The Now Factor, Neil Fiore.

- STICK TO BUDGET AND ACHIEVE £10.00 PER DAY CHALLENGE - £310.00
Plan - £139.00/£139.00 Yellow pages, £64.00/£70.00 Mystery Shopping, £8.75/£37.00 Amazon/ebay, £15.50/£30.OO coupons/vouchers, £5.30/£15.00 surveys, 1.83/£40.00 free cash back/clicks, 5000/5000 Tesco points - £50.00 vouchers.

Total this month - £284.38/£310.00

- WEIGHT TO INCREASE TO 11 STONE, BUT NOT AN OUNCE OVER THAT.
Plan - I know that means targeting myself to put on half a stone, but i'm away for a couple of weeks, and don't want to be thinking about dieting, so will be a pig, within reason.

- PLAN EACH DAY AND WORK MY PLAN - POST ON MSE EACH DAY

- COMPLETE KITCHEN
DH has a lot of time off over Christmas, and wants to finish the kitchen, so we will finish it together. This will be the month of the kitchen. I'm tired of seeing it on my list every month.

- FLYLADY
Plan - Hypno's pay yourself £5.00 a day idea for a completed weekday Flylady. My money to be paid into the 'Fabulous Forties, Reward Pot.' I'll decide each morning what is a feasible level to aim at for that day. Weekends off, if £25.00 is hit.
Reward pot - £25.00 - Start properly January 1st 2010.

-NATURE/CULTURE
- Book club book - Louis MacNeice - The Strings are False - Finish this book
- Visit Colchester Castle
- Long walks through Dedham/Flatford, woods and coastal walk.

-DOUBLE MY INCOME IN 2010 CHALLENGE - £20,010 in 2010.
Plan - Brainstorm and draw up a draft Business Plan and monthly targets.
Join The turn £100.00 into £10.000.00+ by the end of 2010 official thread

Today's challenges

08.30 - 10.30 - Lie in and Mooch on MSE - Wash 1 on
10.30 - 11.00 - Check money and banking - do shopping list
10.30 - 11.00 - Dress to shoes
11.00 - Things to do
- Phone mum
- Take DS to 'Game' to spend gift money
- Mystery shop at Abbey
- Food shopping to Friday
- Send TY cards to Mum, Dad, Chris, El, Dave
- Buy WH Smith vouchers for mum
- Get DS hair cut
- Buy DS new shoes and trainers and boots in Clarks - Ouch .. nothing in the sale for his size ... cost £107.00.
- Pick up mobile
- Subway treat lunch for DS
- Sew button back on coat
- Meet Pre - organise
- Draw up cleaning plan for Wednesday/Thursday deep clean - Move to Wednesday
- Write up mystery shop - Move to Wednesday
- Pay in YP cheque to Nationwide
- E-mail YP about supervisor role, mentioned in letter, for next delivery session
- Out to friends in evening


Diet Day
Meusli
Tuna sub and DS sub Subway - take council card for discount
Pasta with tomato sauce

Different_Corner

Hi Scrooge and DeeDee
Great tips there scrooge TY, may investigate said thread.
Deep clean required here, but tomorrow.

scrooge2008

Goals for Daring, Decisive December are as follows:-

Main Focus is the Kitchen:-

"When you create structures for the chaos in your life you free yourself. You free up your time and emotional energy for the good stuff." Dr Joan Minninger.

"It's hard to beat a person who never gives up" Ruth Babe.

"Let go of the fantasy that you can escape work by procrastinating. There is no path in life that requires no effort. Prepare yourself for making a commitment to your goal by recognizing that there are costs involved in both working and trying to avoid work. The choice is not working or not working, but which type of work: even feeling guilty because of procrastinating takes some effort. When you commit to a goal, you're committing to a form of work that brings ongoing rewards. When you procrastinate, you're choosing a self-punishing form of work.

Clearly, work is required when you decide on a goal, commit to the path, and continually stretch beyond your current abilities toward the goal. But it also takes work to feel unfulfilled and to maintain a list of unachieved resolutions". The Now Factor, Neil Fiore.

- STICK TO BUDGET AND ACHIEVE £10.00 PER DAY CHALLENGE - £310.00
Plan - £139.00/£139.00 Yellow pages, £74.00/£70.00 Mystery Shopping, £8.75/£37.00 Amazon/ebay, £15.50/£30.OO coupons/vouchers, £5.30/£15.00 surveys, 1.83/£40.00 free cash back/clicks, 5000/5000 Tesco points - £50.00 vouchers.

Total this month - £294.38/£310.00 - nearly there

- WEIGHT TO INCREASE TO 11 STONE, BUT NOT AN OUNCE OVER THAT.
Plan - I know that means targeting myself to put on half a stone, but i'm away for a couple of weeks, and don't want to be thinking about dieting, so will be a pig, within reason.

- PLAN EACH DAY AND WORK MY PLAN - POST ON MSE EACH DAY

- COMPLETE KITCHEN
DH has a lot of time off over Christmas, and wants to finish the kitchen, so we will finish it together. This will be the month of the kitchen. I'm tired of seeing it on my list every month.

- FLYLADY
Plan - Hypno's pay yourself £5.00 a day idea for a completed weekday Flylady. My money to be paid into the 'Fabulous Forties, Reward Pot.' I'll decide each morning what is a feasible level to aim at for that day. Weekends off, if £25.00 is hit.
Reward pot - £25.00 - Start properly January 1st 2010.

-NATURE/CULTURE
- Book club book - Louis MacNeice - The Strings are False - Finish this book
- Visit Colchester Castle
- Long walks through Dedham/Flatford, woods and coastal walk.

-DOUBLE MY INCOME IN 2010 CHALLENGE - £20,010 in 2010.
Plan - Brainstorm and draw up a draft Business Plan and monthly targets.
Join The turn £100.00 into £10.000.00+ by the end of 2010 official thread

Today's challenges

08.30 - 11.00 - Lie in and Mooch on MSE - Wash 1 on

Things that I will do before the New Year starts:

TWO DAY PLAN

1. Sort through cupboards and paperwork in bedroom - massive declutter needed here (again ...)
2. Organise filing system for 2010 (receipts/banking etc)
3. Thank you cards - Chris/Mum/GD and post
4. Sew button on winter coat
5. Clean out downstairs cupboard - ebay/throw out 5 pairs of shoes and five coats
6. Clean leather suite - bought the cleaning fluid and cloths
7. Clean leather chairs in dining room
8. Polish glass lights
9. Wash all cushion covers
10. Declutter drawers and cupboards in dining room (again ......)
11. Clear washing basket
12. Clean the cooker - Have bought a oven clean bag from Tesco to stick all shelve/knobs in.
13. Clean fridge
14. Clean grout on tiles in bathroom
15. MSE January plan
16. Put 15 items on ebay
17. Draft design of leaflet advertising my business
18. Menu Plan for first week on weightwatchers online diet
19. Find a way of hitting £10.00 a day target - almost there
20. Type up mystery shop
21. Hand and toe nails, shave and polish.

Here goes ....

1.15 pm and I did a fatal thing when I started organising my cupboard. I found an old stamp collection that had belonged to a Great Aunt, and immediately thought that it probably contained an unmarked Penny Black and that was my £10,000 sorted before the challenge had even begun. I'm an optimist.

Unfortunately, after spending a couple of hours checking catalogues online, I have come to the conclusion that I would be fortunate to get £5.00 for the whole collection . Now the decision is do I part with it for £5.00 or hang on to the collection for another 100 years???

scrooge2008

Goals for Daring, Decisive December are as follows:-

Main Focus is the Kitchen:-

"When you create structures for the chaos in your life you free yourself. You free up your time and emotional energy for the good stuff." Dr Joan Minninger.

"It's hard to beat a person who never gives up" Ruth Babe.

"Let go of the fantasy that you can escape work by procrastinating. There is no path in life that requires no effort. Prepare yourself for making a commitment to your goal by recognizing that there are costs involved in both working and trying to avoid work. The choice is not working or not working, but which type of work: even feeling guilty because of procrastinating takes some effort. When you commit to a goal, you're committing to a form of work that brings ongoing rewards. When you procrastinate, you're choosing a self-punishing form of work.

Clearly, work is required when you decide on a goal, commit to the path, and continually stretch beyond your current abilities toward the goal. But it also takes work to feel unfulfilled and to maintain a list of unachieved resolutions". The Now Factor, Neil Fiore.

- STICK TO BUDGET AND ACHIEVE £10.00 PER DAY CHALLENGE - £310.00
Plan - £139.00/£139.00 Yellow pages, £74.00/£70.00 Mystery Shopping, £8.75/£37.00 Amazon/ebay, £15.50/£30.OO coupons/vouchers, £5.30/£15.00 surveys, 1.83/£40.00 free cash back/clicks, 5000/5000 Tesco points - £50.00 vouchers.

Total this month - £294.38/£310.00 - nearly there

- WEIGHT TO INCREASE TO 11 STONE, BUT NOT AN OUNCE OVER THAT.
Plan - I know that means targeting myself to put on half a stone, but i'm away for a couple of weeks, and don't want to be thinking about dieting, so will be a pig, within reason.

- PLAN EACH DAY AND WORK MY PLAN - POST ON MSE EACH DAY

- COMPLETE KITCHEN
DH has a lot of time off over Christmas, and wants to finish the kitchen, so we will finish it together. This will be the month of the kitchen. I'm tired of seeing it on my list every month.

- FLYLADY
Plan - Hypno's pay yourself £5.00 a day idea for a completed weekday Flylady. My money to be paid into the 'Fabulous Forties, Reward Pot.' I'll decide each morning what is a feasible level to aim at for that day. Weekends off, if £25.00 is hit.
Reward pot - £25.00 - Start properly January 1st 2010.

-NATURE/CULTURE
- Book club book - Louis MacNeice - The Strings are False - Finish this book
- Visit Colchester Castle
- Long walks through Dedham/Flatford, woods and coastal walk.

-DOUBLE MY INCOME IN 2010 CHALLENGE - £20,010 in 2010.
Plan - Brainstorm and draw up a draft Business Plan and monthly targets.
Join The turn £100.00 into £10.000.00+ by the end of 2010 official thread

Today's challenges

Things that I will do before I go back to work on 4th January 2010:

FIVE DAY PLAN

1. Sort through cupboards and paperwork in bedroom - massive declutter needed here (again ...)
2. Organise filing system for 2010 (receipts/banking etc)
3. Thank you cards - Chris/Mum/GD and post
4. Sew button on winter coat
5. Clean out downstairs cupboard - ebay/throw out 5 pairs of shoes and five coats
6. Clean leather suite - bought the cleaning fluid and cloths
7. Clean leather chairs in dining room
8. Polish glass lights
9. Wash all cushion covers
10. Declutter drawers and cupboards in dining room (again ......)
11. Clear washing basket
12. Clean the cooker - Have bought a oven clean bag from Tesco to stick all shelve/knobs in.
13. Clean fridge
14. Clean grout on tiles in bathroom
15. MSE January plan
16. Put 15 items on ebay
17. Draft design of leaflet advertising my business
18. Menu Plan for first week on weightwatchers online diet
19. Find a way of hitting £10.00 a day target - almost there
20. Type up mystery shop
21. Hand and toe nails, shave and polish.

Here goes ..........................

Thank goodness it was a FIVE day challenge, because I did next to nothing yesterday but drink wine, eat Terry's chocolate orange and mooch, it was bliss.

DS is going to an all day party, so no excuses for me today.

Here goes again ................

scrooge2008

Goals for ABSolutely Fabulous January are as follows:-

Main Focus is on reducing my belly whilst increasing the pennies:-

"When you create structures for the chaos in your life you free yourself. You free up your time and emotional energy for the good stuff." Dr Joan Minninger.

"It's hard to beat a person who never gives up" Ruth Babe.

"Let go of the fantasy that you can escape work by procrastinating. There is no path in life that requires no effort. Prepare yourself for making a commitment to your goal by recognizing that there are costs involved in both working and trying to avoid work. The choice is not working or not working, but which type of work: even feeling guilty because of procrastinating takes some effort. When you commit to a goal, you're committing to a form of work that brings ongoing rewards. When you procrastinate, you're choosing a self-punishing form of work.

Clearly, work is required when you decide on a goal, commit to the path, and continually stretch beyond your current abilities toward the goal. But it also takes work to feel unfulfilled and to maintain a list of unachieved resolutions". The Now Factor, Neil Fiore.

STICK TO BUDGET AND ACHIEVE £10.00 PER DAY CHALLENGE (£4,000 PER YEAR) - £385.00
Plan
Ebay profit - £80.00
Cashback/Clicks - £40.00
Vouchers/Coupons/Grocery savingss- £40.00
Mystery Shopping - £120.00
Overtime - £45.00
Surveys - £10.00
Tesco Points - 5000 points - £50.00

WEIGHT TO GO DOWN BELOW 10.5 STONE - THE END OF A FLABBY BODY
Plan
The Shred DVD for 20 minutes a day
Gym 2 x a week
Weightwatchers online diet for the month

PLAN EACH DAY AND WORK MY PLAN - POST ON MSE EACH DAY

FLYLADY
Plan
Hypno's pay yourself £5.00 a day idea for a completed weekday Flylady. My money to be paid into the 'Fabulous Forties, Reward Pot, to be spent the following month on me.
I'll decide each morning what is a feasible level to aim at for that day. Any outstanding agreed Flylady rolls on to the following day.
Absolutely no housework at the weekends.

NATURE/CULTURE/OUTINGS
Plan
Book club book - The Kite Runner
Visit Linlithgow Castle
Forth Coastal Walk
See Avatar and Nine at Cineworld with Tesco vouchers

DOUBLE MY INCOME IN 2010 CHALLENGE - £20,010 in 2010.
Plan
Make £385.00 from £10.00 a day challenge
Earn £810.00 from Accounts job and Lollypop
Study for one hour a day for Exam on 22nd February - Squares - start where I like.
Special Project - 15 hours
DT/RB each day
TW/MT each week
TW/WA during the month

Today's challenges

Things that I will do before I go back to work on 4th January 2010:

FIVE DAY PLAN

01. Sort through cupboards and paperwork in bedroom - massive declutter needed here (again ...)
02. Organise filing system for 2010 (receipts/banking etc)
03. Thank you cards - Chris/Mum/GD and post
04. Sew button on winter coat
05. Clean out downstairs cupboard - ebay/throw out 5 pairs of shoes and five coats
06. Clean leather suite - bought the cleaning fluid and cloths
07. Clean leather chairs in dining room
08. Polish glass lights
09. Wash all cushion covers
10. Declutter drawers and cupboards in dining room (again ......)
11. Clear washing basket
12. Clean the cooker - Have bought a oven clean bag from Tesco to stick all shelve/knobs in.
13. Clean fridge
14. Clean grout on tiles in bathroom
15. MSE January plan
16. Put 30 items on ebay
18. Menu Plan for first week on weightwatchers online diet
19. Find a way of hitting £10.00 a day target - almost there
20. Type up mystery shop
21. Hand and toe nails, shave and polish.
22. Three hours of revision

scrooge2008

Goals for ABSolutely Fabulous January are as follows:-

Main Focus is on reducing my belly whilst increasing the pennies:-

"When you create structures for the chaos in your life you free yourself. You free up your time and emotional energy for the good stuff." Dr Joan Minninger.

"It's hard to beat a person who never gives up" Ruth Babe.

"Let go of the fantasy that you can escape work by procrastinating. There is no path in life that requires no effort. Prepare yourself for making a commitment to your goal by recognizing that there are costs involved in both working and trying to avoid work. The choice is not working or not working, but which type of work: even feeling guilty because of procrastinating takes some effort. When you commit to a goal, you're committing to a form of work that brings ongoing rewards. When you procrastinate, you're choosing a self-punishing form of work.

Clearly, work is required when you decide on a goal, commit to the path, and continually stretch beyond your current abilities toward the goal. But it also takes work to feel unfulfilled and to maintain a list of unachieved resolutions". The Now Factor, Neil Fiore.

STICK TO BUDGET AND ACHIEVE £10.00 PER DAY CHALLENGE (£4,000 PER YEAR) - £385.00
Plan
Ebay profit - £80.00
Cashback/Clicks - £40.00
Vouchers/Coupons/Grocery savingss- £40.00
Mystery Shopping - £120.00
Overtime - £45.00
Surveys - £10.00
Tesco Points - 5000 points - £50.00

WEIGHT TO GO DOWN BELOW 10.5 STONE - THE END OF A FLABBY BODY
Plan
The Shred DVD for 20 minutes a day
Gym 2 x a week
Weightwatchers online diet for the month

PLAN EACH DAY AND WORK MY PLAN - POST ON MSE EACH DAY

FLYLADY
Plan
Hypno's pay yourself £5.00 a day idea for a completed weekday Flylady. My money to be paid into the 'Fabulous Forties, Reward Pot, to be spent the following month on me.
I'll decide each morning what is a feasible level to aim at for that day. Any outstanding agreed Flylady rolls on to the following day.
Absolutely no housework at the weekends.

NATURE/CULTURE/OUTINGS
Plan
Book club book - The Kite Runner
Visit Linlithgow Castle
Forth Coastal Walk
See Avatar and Nine at Cineworld with Tesco vouchers

DOUBLE MY INCOME IN 2010 CHALLENGE - £20,010 in 2010.
Plan
Make £385.00 from £10.00 a day challenge
Earn £810.00 from Accounts job and Lollypop
Study for one hour a day for Exam on 22nd February - Squares - start where I like.
Special Project - 15 hours
DT/RB each day
TW/MT each week
TW/WA during the month

Today's challenges

Things that I will do before I go back to work on 4th January 2010:

FIVE DAY PLAN

01. Sort through cupboards and paperwork in bedroom - massive declutter needed here (again ...)
02. Organise filing system for 2010 (receipts/banking etc)
03. Thank you cards - Chris/Mum/GD and post
04. Sew button on winter coat
05. Clean out downstairs cupboard - ebay/throw out 5 pairs of shoes and five coats
06. Clean leather suite - bought the cleaning fluid and cloths
07. Clean leather chairs in dining room
08. Polish glass lights
09. Wash all cushion covers
10. Declutter drawers and cupboards in dining room (again ......)
11. Clear washing basket
12. Clean the cooker - Have bought a oven clean bag from Tesco to stick all shelve/knobs in.
13. Clean fridge
14. Clean grout on tiles in bathroom
15. MSE January plan
16. Put 30 items on ebay
18. Menu Plan for first week on weightwatchers online diet
19. Find a way of hitting £10.00 a day target - almost there
20. Type up mystery shop
21. Hand and toe nails, shave and polish.
22. Three hours of revision


The list is slowly turning green.12/22

Did a massive cooked breakfast for family, and just had a few grilled mushrooms and tomatoes for myself. Got to keep focusing on these ABS, it's January.
Off on a New Years coastal walk now with a crowd of people, with mince pies and mulled wine at the end, which i'll have to avoid. Oh the joys.