No Money Mummy to Millionaire Mummy!!

Pips_Mum

Dotcomgiftshop have got their sale on again, got some REALLY good bargains last year and filled the pressie cupboard.

I can really recommend these umbrellas, should be £12.95 now reduced to £1.25!!!
http://www.dotcomgiftshop.com/folding-umbrella-whitered-spot?price=0-5&all=1&ctid=5668&pos=172

Got llittle last day of Nursery gifts for Pips class, 20 little pens that have 10 colours in them for 29p each for the boys and 20 little packs of 3 cat erasers for 10p each for the girls!!!

mum2one

thats some bargains there - i love the cat rubbers - they really look fab for 10p and a lot more expensive x

Pips_Mum

Yeah I hoped that they would look worth more than 10p!! Mr Pips says he doesn't know why I bothered as no one else will but I am not a mean eperson and even though we are skint I think its still nice to get a little token gift for them.

So Todays Good / Bad news is about my Egg Loan which is actually with Moorgate now.

Good - Its got £900 remaining not £1018 like I thought :j

Bad - I can't afford the £118 a month I had been paying which means its going to drag on being there for longer. They did a SOA over the phone and she has frozen the account for 30 days and then I have to ring them and tell them how much I can afford each month, she said they will pretty much accept any amount we can give in our circumstances but I am hoping I can manage a biggish amount still as I just want rid of it now as its the last of the big debts.

Good - They were actually very nice and understanding

So debts now look like this:

Santander £473 (0%)

Tesco £672

Next £70

Moorgate £900



:j TOTAL £2115:j

SOOOOOOOOOOOOOOOOOOOOOOOOOOOO close to being under £2k which is amazing considering I owed £17,000 at my LBM :eek:

In other news I bought the 1st bits of Pips school uniform! :DGot his PE bag and book bag, figured I could spread the cost about by getting a few bits each month. They let you swap the sizes if they have a growth spurt between now and Sept so no reason to not start early.

I am waiting fr a Mr Ts delivery as I ordered a few bits last night including 80 Harpic toilet rim blocks LOL!! :rotfl: I saw on here that the twinpacks were online for 20p instead of £2.00!!! We use them anyway so its too much of a bargain to miss, ordered some for my Mum and Nan too. Figured whilst they were coming anyway they may as well bring all my heavy stuff so ordered rice, Pasta and lots of tinned bits.

All for now
TTFN x x

Pips_Mum

Mr Ts just arrived and they had charged me full price, when I rang them they said they were aware there had been an error in pricing but that they would honour it and refund me the difference = Happy PipsMum and lovely smelling clean toilet for the next few months errrrrrrrrrrrrrr well maybe years! :-)

ragstoricheswannabe

Massive well done for clearing so much debt!!!! xxx

mum2one

Well done on getting the refund, and the difference with the debt total, glad you got sorted with the egg loan.

I think its a lovely thought giving a present to everyone in nursery, the kids will love it, xx

Pips_Mum

He moans at me all the time Mum2one for being "too generous" but I think if it makes someone smile I will do it even if we are skint, actually thats probably WHY we are skint!! LOL!

Thanks Rags - You are doing well too, I know you feel its 2 steps forward 1 step back but at least theres 2 forward x x

ragstoricheswannabe

Which point do you need to get to to feel like you have done well???? Think im way off at the moment ha ha ha!

Pips_Mum

Dont like to tell you but I am pretty much just getting to feel like I have done well, dont forget though it was my redundancy money that paid a big chunk off of mine rather than hard work so to speak!!

mum2one

Pips_Mum wrote: »

He moans at me all the time Mum2one for being "too generous" but I think if it makes someone smile I will do it even if we are skint, actually thats probably WHY we are skint!! LOL!

Thanks Rags - You are doing well too, I know you feel its 2 steps forward 1 step back but at least theres 2 forward x x

its called the male species - had it of been their idea it would have been best thing since sliced bread, but because its from u - its an expense.

You should have heard my father yesterday, on about car insurance as I've just sorted his insurance - one quote for £440 - his renewal at £220, but with a bit of bluffing got him £30 off, mines due December, he reminds me that I should shop around (changed cars got a sporty model now!), at should try the Post Office, as there polices are really gd!

We were in Argos - he told the manager how "we" is that the Royal we get stuff from sales ready - such bargains and what a fortune we saved! x