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No Money Mummy to Millionaire Mummy!!

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  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Part of the Furniture 100 Posts Combo Breaker
    edited 31 December 2021 at 10:53AM
    Deleted.......
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thanks Loopylou, good to know that they will accept a payment plan like that. we wouldnt be able to pay much more than that anyway, even if I do go back to work.

    Mum2one Thats exactly what I thought x x
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi all

    Happy Bank Holiday :beer:, hope your all having a great weekend x x

    Still been using my coupons and managing to make some nice savings, my Tesco shop the other day should have been £76 but I paid £54 and that included 80 meatballs and 24 sausages, 2 bottles of posh shower gel, 3 litres of Vimto and 5 litres of fairy fabric conditioner! All stuff that will last ages, now I have stocked up for a couple of weeks I am hoping to start seeing a bigger reduction in my weekly bill as I will have less to actually buy.

    Pip starts school in a couple of weeks :eek:, I thought the shoes I bought for Peas Naming day would still fit him but the little bu**er's feet have grown so we shall have to get some more so thats another £15-£20 I dont have but need to find!:mad:

    We had a nice week last week Thanks to our Surestart centre ( I LOVE our Surestart Centre as Ive said many, many times before!!) they held a Teddy Bears Picnic at the local park and a Beach Party both cost just £1!! :j Then on Tuesday Pip and I went to Gullivers Land the Theme Park, it should have cost £15 each to get in and we only paid £10 and they provided the coach to get us there too!! :j It was lovely and Pip and I had a great day together, wouldn't have been able to take him anywhere like that without them.

    Moneywise, the overdraft is now non existant and I dont get out of it at all now even when Money gets paid in :-( They are charging me £18 a month now which sucks. Mr Pips finishes paying for the car in Sept though so that frees up £200 a month but October is going to be awful as we need £200 for the other cars Tax disc and I KNOW it will fail its MOT so will cost us lots to fix no doubt.:(

    Also in October we will have Pea's FIRST birthday!!! :eek: How did that happen??????? Obviously not doing a big party but will do a little tea party at our house for her with a cake and a couple of little decorations.

    Right off for now, hope you are all well and I will pop by your diarys to see how you all are!

    TTFN x x
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • I can't believe Pea is one soon.

    Keep trucking lady.

    :)

    I'm still fighting with tax credits :(
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Having a totally SUCKY day!!

    Completely bu**ered up a gitch shop today so ended up paying more than I should/wanted to.

    Mr Pips came home and somebody has crashed into side of his car knocking the wingmirror off completely and scraped all the door. So more money we don't have that we have to try and find. Oh and Pip has managed to trash the pair of trainers I bought him under 6 weeks ago so he is going to need another pair.

    Pea has been a grumpy mare today and only stops crying if you pick her up.

    I am VERY grumpy so going to drown myself in wine tonight.

    On the plus side we are going to Harry Potter studios on Sunday, I bought Mr Pips it for his Birthday in december last year! Cant afford to go really but will take sarnies and not buy anything there, better than wasting the tickets.

    TTFN x x
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Guilty, Naughty but Happy and excited Pips Mum :D

    I had an email from the Sun Holidays today saying if I joined Sun Perks for £1 for a month trial I could book my Sun Holiday with no tokens and straight away.

    Joined, and managed to get Butlins in Skegness, Half Board next April :jBooked it for 21st April and Pip should be due back to school on the 23rd so will miss 2 days so I do feel very naughty but YAY HOLIDAY!!!:j:j I know I will have to pay a bit more on top of the £9.50 p/p I have paid so far but even so its bound to be cheaper than the £600 they are charging on their website :eek::eek:

    As it was half board and all activities are included we know that we will only have to pay for petrol to get there, lunchtime and pocket money spends.

    Had to put £39 on credit card to pay for it :o
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • Hooray for holidays. Always good to have something to look forward too.

    Sorry to hear about the car.

    Wine drowning is excellent just remember your rubber arm bands.
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Can't beat the £9.50 holidays!! I have also booked mine for next year using the perks!! Half board too, be rude not to lol!
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    I can not believe pea is nearly a year old, where has the time gone...

    The delights of school shoes - the new game is which comes first the oct half term or a growth spurt of Pips feet!!

    Sods law about Mr pips car - I'm guessing it was a hot and run,

    Fab new about Butlins sounds like youve got a bargain there.

    How are you getting on with tax credits 9or daren't we ask!!)

    You take care xxxxx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Mum2one I was going to PM you as I hadnt seen you about for a while, hope your ok x x

    The Butlins confirmation has come and the total will be £268 so I am really pleased as that was half board too.

    Mr Pips car is going to cost at least £100 more likely £150-£200:( so not happy at all about that one.


    Ha ha ha ha yes I would not be surprised if Pip needs an entire new uniform by the October half Term, going to look in Morries today as appaenelty last year they reduced all their uniform to literally pence so hoping to get a few top up bits.



    Went to Harry Potter Studio Tour on Sunday and it was fantastic, actually worth the price to get in which is rare these days! Food and gift shop were :eek::eek::eek::eek::eek: though but I packed us some sarnies and drinks, had prepaid for the souvenir guide book so only thing we bought was a Butterbeer in a souvenir cup for a fiver :T


    I have discovered the grocery cashback Apps and I am addicted, so far have had a chinesesauce, a curry sauce, 2 packets of crisps and a bottle of coke all for free!!! PM me if you want to know more about them x x
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
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