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The January 2009 BR Club

1787981838487

Comments

  • DON79
    DON79 Posts: 3,842 Forumite
    My day is just getting worse and worse!! Just realised I nearly stuffed up on my coop account! I had to cancel a small direct debit to avoid going overdrawn! I hope there is nothing else unplanned coming through else I am in big trouble. I have only 10p left now after everything has come out. icon9.gificon9.gificon9.gif what else will go wrong! :cry:
    BSC #215/No.1 Jan 09 Club
  • nervousmother
    nervousmother Posts: 2,885 Forumite
    Part of the Furniture Combo Breaker
    Sorry to hear that don, my day not brilliant either though i got pulled by the police today! 1 break light out (reason they stopped me) then informed me my front tyre is illegal.. Told me to sort it but dont know how i can afford a new one yet.. not been paid yet :(
  • DON79
    DON79 Posts: 3,842 Forumite
    It certainly feels like a Monday and it never rains but it pours I guess! Sorry to hear about the tyre NM, hope that you can get it sorted out soon. Have you got any garages around that would sell you a cheaper part worn tyre at all?
    BSC #215/No.1 Jan 09 Club
  • So_Sad_Angel
    So_Sad_Angel Posts: 7,363 Forumite
    Or NM can you swap over the spare ??? When I say `you`.....I really mean do you know a man that can do it for you????(free of charge?):D:D

    When I last tried to change a tyre I had to call the AA !!!! could`nt get the locking wheelnut off as lost the key!!!:rotfl::rotfl:
  • startagain_2
    startagain_2 Posts: 2,135 Forumite
    DON79 wrote: »
    Hi SA! I don't think I realised until today how really unhappy I am with my job but I will just have to get on with it....... Thanks for replying - just feeling miserable. The pressure at my work to get targets met and focus on meeting targets is just causing me to make stupid mistakes that I shouldn't be making, just finding things stressful....... Best wishes everyone!


    Hi again Donna,

    A lot of us are now doing "extra" duties in our jobs that certainly weren't included when we were first employed. It seems that employers are trying to get every last ounce out of their employees these days and the toll is affecting a great many people.
    Our company has changed things and people are now being made to carry out duties that many are unhappy with.... failure to do so results in disciplinaries and a number of people have left. It is very difficult at the moment but a job is a job and having one is something to hold on to these days.
    That doesn't stop you looking though and eventually you will find something, I know you will. Have faith and think positively.
    Summer is coming and enjoy your non-work time with the family and dogs and look forward to a time when things wont be so difficult. That day will come, I am sure.
    Big hugs, thinking of you

    SA
    2011 - New year, New start, New me
    [STRIKE]Planning on [/STRIKE] making my dreams a reality
  • delcon68
    delcon68 Posts: 53 Forumite
    Hi sorry to hear about the struggles we are all facing at the moment, I think we just need to be able to have a little saving put aside for emergencies, but it seems we are just always playing catch up.
    On another matter could anyone help me please or just advice if this is normal. Yesterday i received a letter from OR telling me that my file will be transfered to the regional trustee and liquidator unit (RTLU). Does any one now why or should i worry.

    Thanks and lets just think on the good side no more debt and in 3 years our IPA will be over.

    Cheers Debbie
    Delcon68
    Bankrupt 16.01.09 #85:kiss:
    Discharged 14.08.09
  • nervousmother
    nervousmother Posts: 2,885 Forumite
    Part of the Furniture Combo Breaker
    Or NM can you swap over the spare ??? When I say `you`.....I really mean do you know a man that can do it for you????(free of charge?):D:D

    When I last tried to change a tyre I had to call the AA !!!! could`nt get the locking wheelnut off as lost the key!!!:rotfl::rotfl:

    I am hopeless when it comes to cars! I have had a look at the spare and it looks like something that belongs on a motorbike!
    Well I paid my wages over today so should reach my bank in 2 days, got extra £10 this month due to the tax changes :-) go towards my tyre!
    I will shop around at the weekend, just hope the same guy does not pull me... do i have to inform the trustee im £10 a month better off? no ipa set up yet.. I need chocolate, this rain is depressing
  • mysterio_2
    mysterio_2 Posts: 525 Forumite
    500 Posts
    delcon68 wrote: »
    Hi sorry to hear about the struggles we are all facing at the moment, I think we just need to be able to have a little saving put aside for emergencies, but it seems we are just always playing catch up.
    On another matter could anyone help me please or just advice if this is normal. Yesterday i received a letter from OR telling me that my file will be transfered to the regional trustee and liquidator unit (RTLU). Does any one now why or should i worry.

    Thanks and lets just think on the good side no more debt and in 3 years our IPA will be over.

    Cheers Debbie

    Thats a good thing....means the OR has concluded in his/her duties RTLU usually deal with any assets or IPA's etc
    Friends help you move. Real friends help you move bodies.
    :p
  • DON79
    DON79 Posts: 3,842 Forumite
    just hope the same guy does not pull me... do i have to inform the trustee im £10 a month better off? no ipa set up yet.. I need chocolate, this rain is depressing


    Hi, you may still have to tell the OR that you are £10 better off but they are unlikely to be really interested. But just to safeguard yourself, send them an email or a short letter telling them, or you could be brave (unlike me!) and give them a call. :D I hope that you can manage to stay under the radar until you can get it fixed. ;)
    BSC #215/No.1 Jan 09 Club
  • nervousmother
    nervousmother Posts: 2,885 Forumite
    Part of the Furniture Combo Breaker
    Bit the bullet..got OH to take car to kwik fit.. 3 new tyres and tracking £155... ouch!!!
    Turned out I had forgot about previous threads.. they dont take electron do they! I didnt have enough cash on my prepay to pay for it so had to walk to a cash machine... my poor legs..
    Oh well done now, just leaves us with a very tight month ahead. I have £40 left in the bank now (all DD came out yesterday) so that has to last a month. OH will get some during the month though so we should cope..
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