Live on £4000 for a Year, 2009 Challenge, part 1

mumzyof2

Todays spends are:

Cigs £4.85
cards for DD £2.35.
Bus £2.25
Crisps 50p
Hot chocolate 40p
toltries (see no good at spelling me) £1.00



Was going to get milk from FFoods as its only £1 for 4pints was going to get 2 lots one for freezer but i couldnt manage it with my neck and DD walking.

Lynda - congratulations to you and H2B When did he ask you? I love reading about how they popped the question all romantic stuff..

Pips_Mum

:j:j:j:j:j:j:j

Yay!!
Lots of happy news now!!
Woohoo!!

:j:j:j:j:j:j:j

mumzyof2

nykmedia wrote: »

:beer: Well done Mumzy, but are you sure your English teacher didn't say to remember the spelling of 'necessary' by thinking of a single Coffee with 2 Sugars? I'm thinking you could have had 37/40 if you'd had less coffee Regardless of that, WELL DONE on such a fantastic score. :T :j (Edited in - oops, sorry! Was on phone and by time I posted this several others had already posted. But I'm still proud of you for getting such a great score and for having the courage to go back to studying in the first place - just need you to quit on the cigs now - after you've celebrated )



WOW! Just spotted this!! Congratulations!

I keep meaning too its easy in the weekdays because i never have to shout at DD or get stressed untill DS comes home from school and the fighting begins. Its weekends i cant get through.. I should be able to though as i have passed day 3 and thats where i always struggled to get passed.

sophiesmum_2

lyndasharp wrote: »

Just a quick hello from me... working from home today! I have a real home to work from, and have now mostly got an office, though I need a better desk. All going very well, moved in Friday and am now mostly unpacked!

Things also going very well with living with bf, and he is now officially an h2b!

:rotfl: :rotfl: :rotfl: Chuckling away here at the so understated casual way you drop these little bombshells on us Lynda;)
Finally moved into your new house after all the ups and downs and bf proposes and all we get is a couple of lines:eek: :rotfl: :rotfl: :rotfl:

sophiesmum_2

Just having lunch hour been doing relief cover at another court this morning need a break now before tackling chair based exercise class with the oldies at 2pm.

Mumzy - well done on passing your test this morning:T :T

Snow has all gone here now and the sun is shining although it is still bitterly cold. Just charging my mobile on laptop while it is on - hardly ever use it and always forget to charge it but had lecture off OH yesterday as may have needed it in bad weather if car had breakdown etc:o so am now charging it and will be prepared;) - just don't tell him as I hate it when he is right again:p

Savvy_sewing

Well Asda cancelled my food delivery as their vans were crashing! So one of the twins went to the local shop just for bread and milk.£5.24 spent instead of the £125 order. Which will have to be re done. So I will be using my frugel head to use what we have in still. I did try to make a loaf in the breadmaker but it didnt rise at all. My ingredients must be too old!!
I am not actually part of the challenge officially, but now that I am on ESA at £60.50 I will be as frugal as possible. Luckily the family are paying towards their upkeep...mostly., (or they soon will be!). So I wont have to feed the whole family on that. Thank god. Gone are the days of the mid 90's when I only had £35a week to feed 6 of us. (And all the cleaning stuff etc etc etc ).
Mind you some of you are probably still using that amount to feed yourselves.!! EEK

HH62

mumzyof2 wrote: »

Im back from my exam and it was really easily.. im so sure i have pasted. They had questions like what is the correct spelling for nessaccary. I dont know if it is spelled right but i know that it has two C's and two S's. I only know this because my tutor said remember it by 2 coffees and 2 sugars

OMG. thanks so much for this...I'm feeling so fed up and needed a laugh and this gave me one..much appreciated :rotfl::rotfl:

purplevamp

Mr S delivered my shopping within the hour and in the snow :eek: . I'm very impressed as normally they can't get here in time!! But there was no bread or s/s milk. Luckily DS1 went into college today so I have him strict instructions to get bread. So far the shopping is £84.39.

Mooloo - that's a bummer about Mr A, glad Mr S were still working, I was beginning to feel like Old mother Hubbard :rotfl: . I've had the same problem with bread recently, then noticed on my yeast it says use within 2 months of opening, even though use by date is end May 2009, oops...

Also got DD a new and tagged Wizards of Waverly Place t-shirt from an american ebay seller, came today and after checking on paypal the whole thing including postage only cost £7.60 :T . You cannot get them over here (yet).

Well done mumsy, glad you passed ([STRIKE]necessary only has 1 C but 2 S's [/STRIKE] ) - sorry just read the rest of the threads!!

lingojingo

Congratulations Mumzy :T now you know you can do it, how far will you go?

Lynda you can't just drop news like that so casually! We all need more details! congrats to you too though :heartsmil

Brighton_belle

SF - really good to hear you happy with a little romance in your life - it's lovely something so nice has happened for you.
Lynda - wow, great news and quick work;) . Glad the house move went well.
Mumzy:T :T . You are doing really well to get yourself back to college and your children will be proud of you. Good luck with the maths and english stage 2. You are building a good future for you and your children one step at a time.:T
Skintchick - lovely to read how great you felt on your first day and how your decision was totally confirmed as the right one.
Marru - glad to hear your first day was good too.
Nyk - how do you do it!! Thoroughly deserved bonus for you .
Shaz - I get a prepayment cert as I have to have loads of prescriptions and they are well worth having (works out about £8 a month). It also mean everytime you need a prescription you don't feel resentful at the added expence: feels like adding insult on injury sometimes doesn't it.:rolleyes:


Well, I didn't get any of my todo list done yesterday and it was entirely CW's fault: inspired by her spreadsheet I ended up spending the whole day re-jigging my accounts system and for the first time ever creating a true budget forcast for the year for everything not just the 4k challenge. And I can now see exactly what I have at any given moment very easily and what I need to earn each month to cover essentials.Tragically, this made me so excited I couldn't sleep:o . Very glad I have you lot here to share that with:rotfl: .

For relative newcomers, be encouraged: I joined the challenge last July and it has taken 6 months to get to grips with record keeping and budgeting (and plenty more to learn yet) -just take it one step a time at a speed you can cope with and it does gradually snow ball.
I am now very aware of how frittering spends will affect afffording to do the things I really want to/ and or need to.
Yesterday's work also convinces me that I really should do some book keeping course should my employer not survive the current situation,as I really enjoy doing it.