We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

It's not rocket science, so why don't I get it?

13940424445159

Comments

  • Julu
    Julu Posts: 86 Forumite
    Hi Piq (and Friends)

    Didn't want to read and run...

    You've all made me smile (no mean feat on a miserable Monday night!)

    Just to wish you all the best in your quest (do you think I should copyright that, and sell it? No - OK then)

    Julu
    Poor and content is rich enough!
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    The_Dragon wrote: »
    Um hardly - not if some of the conversations are anything to go by!

    Hmmm you could be right dear Dragon, afterall, you have more stars than me...

    ...so what could the stars be for then???
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Julu wrote: »
    Hi Piq (and Friends)

    Didn't want to read and run...

    You've all made me smile (no mean feat on a miserable Monday night!)

    Just to wish you all the best in your quest (do you think I should copyright that, and sell it? No - OK then)

    Julu

    Hello and welcome Julu :hello: feel free to pop by and enjoy yourself!
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    daily update

    Have just done my debt snowball for the first time :eek: If I make no extra payments, apart from adding the minimum payment differences on, I will clear the credit cards in November 2011, about the same time as the loans finish as well :eek: And the A&L one will hang round, like the bad smell it is, until October 2010 :eek: I don't think so.....

    It's given me the kick I need to throw as much as possible at the debts and in the correct order to clear them down. I had aimed to clear the A&L card by September this year, not sure if that's a bit ambitious, but I'll continue to try!

    I paid the £25 ppi saving off it this morning, hopefully it'll go against the next statement - fingers crossed!

    Another nsd today, but means another failure to put any change in the sealed pot. May have to take up burglary:rolleyes:
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • KTjazz
    KTjazz Posts: 688 Forumite
    Piquant wrote: »
    daily update

    Have just done my debt snowball for the first time :eek: If I make no extra payments, apart from adding the minimum payment differences on, I will clear the credit cards in November 201, about the same time as the loans finish as well :eek: And the A&L one will hang round, like the bad smell it is, until October 2010 :eek: I don't think so.....

    It's given me the kick I need to throw as much as possible at the debts and in the correct order to clear them down. I had aimed to clear the A&L card by September this year, not sure if that's a bit ambitious, but I'll continue to try!

    I paid the £25 ppi saving off it this morning, hopefully it'll go against the next statement - fingers crossed!

    Another nsd today, but means another failure to put any change in the sealed pot. May have to take up burglary:rolleyes:
    November 201??

    NO burglary please. It's frowned upon.
    :hello: - Proud to be dealing with my debts!:j DFW nerd No. 1011!
    I'm back, and this time I mean business!
    If you need to talk to someone confidentially call Samaritans on 08457 90 90 90 or email jo@samaritans.org
    My heart knows me better than I know myself so I'm going to let it do all the talking.
  • Piquant wrote: »
    ...so what could the stars be for then???

    Your tales of (Humourous) adventures upon the mighty stead perhaps ? :rotfl: :rotfl:
    ;) Member of change Pip's name back to PIP club ;)

    :jI've only blooming got my name on it :j
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    KTjazz wrote: »
    November 201??

    NO burglary please. It's frowned upon.

    Sorted my friend, should have been 2011, what a long time away that is - sigh...

    How do I get change for my sealed pot then??
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Your tales of (Humourous) adventures upon the mighty stead perhaps ? :rotfl: :rotfl:

    ...hmmm those tales normally involve me being scared witless :eek:
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Piquant wrote: »
    ...hmmm those tales normally involve me being scared witless :eek:


    I know Im looking forward to the next one :rotfl: :rotfl:
    ;) Member of change Pip's name back to PIP club ;)

    :jI've only blooming got my name on it :j
  • Hi there!

    Love your diary.

    Has given me a much needed reminder why I need to stay on track and pay off my CC's.

    Do you use a particular spreadsheet? Would love to see a template? Not the actual figures but just the layout / how it works etc.

    Do you fancy sharing your meal planner?

    Sorry - don't mean to be rude and steal all your hard work, am just impressed with it and as a fellow money pit owner (soz neddy owner) - need all the help I can get!! LOL!!!!
    2009 is the year to get it cleared! Debt Free Date - February 2012
    :TAchievements:
    Started a Spending Diary! :D
    Valued Opinions - £16.00
    £2 coin collectors club - £2.00
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.