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It's not rocket science, so why don't I get it?

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Comments

  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Daily update

    As said before, it’s the tail end of the month, and what a long month, so not too much going on financially. But I haven’t been idle…

    I paid the building insurance money to my credit card, meaning the balance hasn’t increased. In fact, I rounded it up from £135.50 to £140.00. I also paid £2.20 to the horrid MBNA card. Also realised that the £30 a month extra I pay off the mortgage could be better used against the card, so cancelled the standing order. My mortgage has gone down with the rate decreases so I’ll leave it to pay itself for a while.

    As I’m not sure about my job, thought I’d use all benefits that I possibly could and have booked myself a health and well-being assessment!

    Think I should cancel my lottery subscription, I’ve only ever won a tenner now and again – but suppose my numbers came up after I’d cancelled? :eek: What do you guys think I should do???
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • KTjazz
    KTjazz Posts: 688 Forumite
    I can't comment about the lottery.

    I played it twice just after my 16th birthday, I won a tenner both times and quit while I was ahead. I bought a one pound scratch card and won £15 and quit with that too...

    I think there are better competitions to enter where I'm more likely to win.

    KT.
    :hello: - Proud to be dealing with my debts!:j DFW nerd No. 1011!
    I'm back, and this time I mean business!
    If you need to talk to someone confidentially call Samaritans on 08457 90 90 90 or email jo@samaritans.org
    My heart knows me better than I know myself so I'm going to let it do all the talking.
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    KTjazz wrote: »
    I can't comment about the lottery.

    I played it twice just after my 16th birthday, I won a tenner both times and quit while I was ahead. I bought a one pound scratch card and won £15 and quit with that too...

    I think there are better competitions to enter where I'm more likely to win.

    KT.

    I should give it up. Thing is - I only used to play Saturdays, same numbers and then my numbers came up on the Wednesday :eek::eek: Gutted.....No, it must go, I have to shave off as much money as possible. I'll do it tomorrow....
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    daily update

    I saved 2.50 today, very naughty though! I had to go to the hospital for a blood test. The car park had gone up from £1 an hour to £2.50 :eek: I only had £1.30 in my purse - £1 for the supermarket trolley and 30p for an emergency wee. So I had no choice but to wing it. I got away with it!!! You have a budding criminal in your midst...beware

    My lodger has arrived. There is stuff everywhere, it is being tidied away though. Wait for this.....my new lodger has gifted me three new circulon pans, only used once from their old place. Doesn't like them as they're too heavy! I love circulon pans :j and paid me £100 up front until payday on 28th (I didn't ask or even think of this) and bought me a bottle of wine - WOW!

    I've just made a cauliflower cheese, I carefully poured the sauce over the cauliflower and then caught sight of the grated cheese still on the side, not in the sauce as it's supposed to be :rolleyes: - oops. Now have nearly cauliflower cheese with a very cheesy topping :D
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Hiya, your lodger sounds very nice and thoughtfull!!!! yay on the pans, there not cheap either!!!!!!! very jealous as would love a set myself.....

    love rags
    xxxxxxxxx

    p.s, keeping the branded fairy cake idea tucked away at the back of my mind, never know when you will need it!!!!! lol!
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
  • cassey1
    cassey1 Posts: 1,531 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I won, I won, I won!
    Hi Piq,
    just catching up with whats been happening the last few days. I hope the work situation improves but it is good you have a plan in place. Good news about your lodger.
    enjoy your tea!!
    Take care x
  • Piquant wrote: »
    daily update

    and 30p for an emergency wee. :D


    30p :eek: :eek:

    So whats the going rate for a normal wee then :confused:
    ;) Member of change Pip's name back to PIP club ;)

    :jI've only blooming got my name on it :j
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    30p :eek: :eek:

    So whats the going rate for a normal wee then :confused:

    Guessed you'd pick up on that hamster :rotfl:Obviously, a normal wee is free (once you fully own the house the toilet is in) An emergency wee is when the train has been very delayed and you can't wait until you get to work and have to use the station facilities!
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Hiya, your lodger sounds very nice and thoughtfull!!!! yay on the pans, there not cheap either!!!!!!! very jealous as would love a set myself.....

    love rags
    xxxxxxxxx

    p.s, keeping the branded fairy cake idea tucked away at the back of my mind, never know when you will need it!!!!! lol!

    I'm thrilled with the pans, completely unexpected. Dear lodger has just popped downstairs and given me loads of low calorie light bulbs and a cow print ironing board cover (hope that's not a hint)

    The fairy cakes are a fantastic idea, aren't they. Can't take full credit for that, it was Fay that set the idea running - no pun intended :rotfl:
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    cassey1 wrote: »
    Hi Piq,
    just catching up with whats been happening the last few days. I hope the work situation improves but it is good you have a plan in place. Good news about your lodger.
    enjoy your tea!!
    Take care x

    Thanks cassey, I didn't go to work today, but I doubt things will improve, will just have to improvise same as a lot of other people nowdays....
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



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