NEW - pay off £20,000 (ish) by Christmas 2009

suzialwaysbroke

1st payment to Mint cc - £109.10 off the capital, so I'm up & running!! Doesn't seem like much, but hey, baby steps n' all that, right? (looks round hopefully for approval)

love
Suzi xx

Whoops, just forgot £32.06 to Citi cards, off to amend sig now
S xx

Bambywamby

Me and my D/P would love to join, we need to pay off £15,000 by Dec 2009 so we can become debt free (except the mortgage...that will be next ).

Good luck everybody x x

GoToGal

£20k target for me too. £10k off my personal loan and £10k off my career development loan. Hope to be debt free by Christmas '09.

Puzzledbubbles

well im making no progress whatsoever, even my regular payment seems late this month no extra cash and nothing to save is getting iritiating.

Havent even been able to add anything to my sealed pot. Think i need to go through my room and see what i can afford to live without

Puzzledbubbles

ooooh, ooooh, scratch that, my savings have been updated YAY

mumofcookers

Hi everyone.
I have made an over payment of £32 today, which takes me to £101:j

I was hoping for quite a big payment today but got all the way down town and into the bank and then realised I forgot my payment slip!! So I will have to wait untill Monday to pay it off!

Hope you all have a good weekend!

hypno06

Everybody is doing so well - targets will be smashed in no time :T

Welcome to all newbies - I WILL add you to the list, don't worry! I just need time to sit down at home and put everyone on the spreadsheet at the same time so I can keep tabs on targets and totals etc.

It is our staff party this evening and Christmas bonuses are handed out, so hoping to be able to throw a few quid at the debt over the next few days courtesy of that! Apart from that, I seem to be stuck for a while!

PrincessPeach_2

Hi all,

Payments so far are £404 but only £30 of that is a overpayment
..... from Jan should have some extra towards my £20k

hypno06

PrincessPeach wrote: »

Hi all,

Payments so far are £404 but only £30 of that is a overpayment
..... from Jan should have some extra towards my £20k

Your regular payment will count - you are not expected to find £20k of overpayments - £20 in total capital reduction is what we are after!

redsquirrel80

I'm late but when I had my LBM the plan was to be debt free by 30, which is just over a year away. I've not done particularly well this year, and I've no idea how I can do better next year - but I would love to! So.. I will try! My debt at the start of this month was £9462 and I've paid £80 so far - lets say I'm aiming at £10k and the extra if I manage it can be (shock horror) savings! :eek: