NEW - pay off £20,000 (ish) by Christmas 2009

crazyhazy

Very inspiring to see how well everyone is doing so far, I've just transferred £100 from my pad a/c to my normal a/c so I can go and pay it off my loan tmrw, will update my signature once it's done :-)

boredofbeingathome

I am getting a bit confused here..is this making payments or actual capital?? Just wanted to clarify..sorry if it is my muddled brain.

mel19632

Two more payments out for me today, totalling another £77!

miss_corerupted

prob a bit of both as to pay extra off my mortgage it's better to save a lump sum but can however much i like of cc etc

sarahs999

Just recieved my first ever payment from Amazon for two books sold - all of £18.72! Sent it straight to barclaycard. Siggy updated. It feels really good - normally that would just have got lost in my overdraft, but this month I'm being really strict, especially with Christmas hovering to hoover up spare cash...

miss_corerupted

right i've worked out my normal monthly payments.

£25 to cc, £52 to loan and mortgate payment makes £231 difference to my balance (god that's low) so that means i pay £308 a month as it is, so need to up it by another £609 a month to make my target.

I'm going to pay them off in
O/D (costing me £5 a month)
CC (interest free until march)
Loan finishes in august anyway so that £52 will go towards the others left
and then the biggy morgate extra payments!!

I already over paid my cc this month so that brings my total to £358 already!!

gilly1964

£78.56/18000 so far to credit card

All the best
Gilly

magni

I paid £71.30 to clear my Barclaycard (old Morgan Stanley) today:j Off to close it now;)

Done, so that's £4000 of credit that is no longer available to me:eek: :beer: :A

fairbel

Managed to transfer £55 every day so far - so I'm on target which is a great feeling.

Well done to everyone for mkaing a good start (and I for one am rooting for you if you haven't just yet...)

Fairbel

greent

DH's expenses are in - so paid off onto his CC. Mtge pymt also gone out (includes an element of overpymt)

so: £1635/ £15000 (yippee!) (and this is just capital pymts - I haven't included any interest) Woo hoo!

greent