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hanging my head in shame

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  • worried_jim
    worried_jim Posts: 11,631 Forumite
    10,000 Posts Combo Breaker
    ZarZar1990 wrote: »
    Woah Worried Jim, just taken me allll of my evening to read your epic journey (Note time I last replied to your thread)
    You're a cool dude :) and very inspiring!
    xx:beer:
    Have you just spent all evening reading this rubbish? I am impressed and I apologise!:confused:
  • Hahaha no need to apologise Jim! It made a lovely story to read :)
    xxx
    Personal Loan: Start: £22020:eek: Now: £18800 :j

    Credit Card: £600

    Overdraft: £500
  • worried_jim
    worried_jim Posts: 11,631 Forumite
    10,000 Posts Combo Breaker
    Note found on the refrigerator one morning:





    My Dear Wife,

    You will surely understand that I have certain needs that you, being 54 years old, can no longer satisfy. I am very happy with you and I value you as a good wife.

    Therefore, after reading this letter, I hope that you will not wrongly interpret the fact that I will be spending the evening with my 18 year old secretary at the Comfort Inn Hotel. Please don't be upset





    I shall be home before midnight.




    When the man came home late that night, he found the following letter on the dining room table:


    My Dear Husband,

    I received your letter and thank you for your honesty about my being 54 years old. I would like to take this opportunity to remind you that you are also 54 years old.

    As you know, I am a math teacher at our local college. I would like to inform you that while you read this, I will be at the Hotel Fiesta with Michael, one of my students, who is also the assistant tennis coach. He is young, virile, and like your secretary, is 18 years old.

    As a successful businessman who has an excellent knowledge of math, you will understand that we are in the same situation, although with one small difference, 18 goes into 54 a lot more times than 54 goes into 18.

    Therefore, I will not be home until sometime next week.
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    :rotfl::rotfl::rotfl: nice one! :rolleyes:
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • Ha Ha. great. Needed a laugh. Had a tooth out friday and still in agony. OUCH!
  • .
    . Have just watched two excellent French films, "Anything for her" and "Irreversible" which is one of the most shocking films I have ever seen-
    "Irreversible"- http://www.youtube.com/watch?v=3M32xgAALhU
    It does star the excellent Vincent Cassel and the worlds most beautiful women Monica Bellucci.
    "Anything for her"- http://www.youtube.com/watch?v=4q4b_cNdBXc
    .


    I also like foreign film for the same reasons , I have seen Irreversible and yes its not for the faint hearted, Vincent Cassel is a truly great actor.

    Check out L'appartement & Sur mes lèvres (aka read my lips). Two other good films of his, IMHO

    Im off to look at Anything for her ,as I dont know that one.
    ;) Member of change Pip's name back to PIP club ;)

    :jI've only blooming got my name on it :j
  • worried_jim
    worried_jim Posts: 11,631 Forumite
    10,000 Posts Combo Breaker
    edited 17 November 2009 at 12:38AM
    Have ordered L'appartement but Tesco dvd don't have Sur mes lèvres.

    edit- have just checked and they have it as Read My Lips so now on order.
  • I love you too Jim lad the Payplan DMP has been set up and they have received my first payment feels so empowering to have some control over something.

    Your story played a massive part in getting myself sorted, I still have a long way to go, I have some bad habits am a bit of a gambler, hopefully i can behave myself a bit more.
  • Spent the past few hrs reading this thread having been through my proposed PayPlan DMP and feel as good as you can before admitting I need to sort this mess.

    Anyhow my question to you all is does anyone have any experiences of difficulties with Cap1, Halifax, Egg, Cahoot & MBNA when it comes to freezing interest and accepting the DMP?

    My total debt is approx 50k and struggling with cash flow all other avnues exhausted as no one is lending so gone from being swamped with cash to having the rug pulled!

    Cheers in anticipation, Mal
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    mal69 wrote: »
    Spent the past few hrs reading this thread having been through my proposed PayPlan DMP and feel as good as you can before admitting I need to sort this mess.

    Anyhow my question to you all is does anyone have any experiences of difficulties with Cap1, Halifax, Egg, Cahoot & MBNA when it comes to freezing interest and accepting the DMP?

    My total debt is approx 50k and struggling with cash flow all other avnues exhausted as no one is lending so gone from being swamped with cash to having the rug pulled!

    Cheers in anticipation, Mal

    Only experience I have is with Halifax - they are quite happy so long as you don't approach them direct - they prefer Payplan or CCCS to be administering the DMP.

    As for swamped with cash - never happened to me?!:rotfl::rotfl::rotfl::rotfl:
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
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