hanging my head in shame

Shoe_Gal

Glad you are enjoyung your weekends - you've earned it

msgnomey

pass it on to payplan!! we were with them and I just forwarded everything to my advisor and she sorted it out!!

have only just read this thread and Jim I wish you all the best
xxxxxxxx

worried_jim

Indian Chief 'Two Eagles' was asked by a white US. Government official, 'You have observed the white man for 90 years. You've seen his wars and his technological advances. You've seen his progress, and the damage he's done.'
The Chief nodded in agreement.
The official continued, 'Considering all these events, in your opinion; where did the white man go wrong?'
The Chief stared at the government official for over a minute and then calmly replied:
'When white man find land, Indians running it, no taxes, no debt, plenty buffalo, plenty beaver, clean water.
Women did all the work, Medicine man free. Indian men spend all day hunting and fishing; all night having sex.'
Then the chief leaned back and smiled 'only white man dumb enough to think he could improve system like that.'

worried_jim

msgnomey wrote: »

pass it on to payplan!! we were with them and I just forwarded everything to my advisor and she sorted it out!!

have only just read this thread and Jim I wish you all the best
xxxxxxxx

Have now done ! Thanks.

GeorgeUK

They usually send a default notice before a termination notice. Not sure if there might be a letter lost in the post, but definately worth bearing in mind that they are required to issue a default before starting court action (Not saying that they will). If there is no default on your credit file, then that could be used as a defence against any court action (although they may then issude a proper default and go back to court)

The default basically gives them the option of going to court should they wish to do so at some future date. It will remain on your credit file for 6 years from the date of the original default (or within 6 months), but they aren't demanding anything or expecting you to do anything.

It may just be that they are giving themselves options before passing it on to a DCA to deal with. Nothing you can do about it so nothing to worry about.

worried_jim

George, your advice is always greatly appreciated and factual, thank you very much.

worried_jim

Apple announced today that it has developed a breast implant that can store and play music. The iTit will cost from $499 to $699, depending on cup and speaker size. This is considered a major social breakthrough, because women are always complaining about men staring at their breasts and not listening to them.

miggy

Hope you're okay Jim? Things have been a little too quiet round here recently.

MrsPorridge

How's it going Jim?

worried_jim

OUR COUNTRY NEEDS US NOW

(This was written by a rig worker in the North Sea - what he says makes a lot of sense!).

I work, they pay me. I pay my taxes and the government distributes my taxes as it sees fit.
In order to earn that pay cheque, I work on a rig for a drilling contractor.
I am required to pass a random urine test for drugs and alcohol, with which I have no problem.

What I do have a problem with is the distribution of my taxes to people who don't have to pass a urine test.
Shouldn't one have to pass a urine test to get a benefits cheque - because I have to pass one to earn it for them?

Please understand that I have no problem with helping people get back on their feet.
I do, on the other hand, have a problem with helping someone to sit on their ar5e drinking beer and smoking dope.

Could you imagine how much money the government would save if people had to pass a urine test to get a benefit cheque?

Please pass this along if you agree or simply delete it if you don't.

Hope you will pass it along though, because something has to change in the UK, and soon!