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Can I clear a debt a month??

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  • jmarko
    jmarko Posts: 4,137 Forumite
    Mortgage-free Glee!
    Emily!

    Hello! Sorry I've been away so long - work 'issues'!

    Anyway, looks like you're still doing really well - I can't wait to hear about the business idea!

    Still cheering you on! :j :j :j

    Take care

    jmarko
    My signature has been removed by the authorities. If you have been affected by the issues raised in this signature, please contact the Action Line on 1-800-THEY-NICKED-MY-SIG.
  • WELSH-DRAGON_2
    WELSH-DRAGON_2 Posts: 5,683 Forumite
    Part of the Furniture Photogenic Combo Breaker
    Hiya Emily :wave:, hope you are feeling better ? I have now completed 3 mystery shopping assignments and have another one next week. My target is to do 2 a month, which will pay for the pet insurance we have for our 3 new kittens (£15 monthly for 3 kittens with no excess at M&S).

    I also did a car boot yesterday, although in tough trading conditions and baking welsh sunshine I was quite surprised at the end to have made £50 which was a nice surprise. There were over 500 sellers so I have decluttered abit.

    I used to be a powerseller on ebay so after reading on here about your successes I may give that ago again, (although I don't want a shop on ebay this time). Lately, I have been purchasing on ebay so I must knock that on the head and sell instead !

    Anyway, just wanted to say Hi and please keep us updated with your latest news - you really are a great motivator

    Michelle x
    ;) I am the only Voucher Queen in my village LOL ;)
  • ehallett
    ehallett Posts: 1,960 Forumite
    Hello everyone

    Thank you all of your kind messages, I am feeling a bit better now thanks. Thought it was time for an update though.

    Thanks for posting again Jmarko, I was wondering where you had gone :D - I will post more on my business idea when and if it gets off the ground. I am trying to get it going but it's a bit slower than I thought.

    I'm glad you are getting on well with the mystery shopping Welshdragon, it gets easier the more you do, I've got 2 this weekend myself. I'm doing a carboot this weekend too. Well done for getting back into Ebay again.

    I've not done too much in the way of paying more off my Barclaycard unfortunately. This is partly due to not feeling well but also partly due to cash flow or lack of it. I'm waiting for some mystery shopping money and other bits and pieces so I am hoping to be able to clear some more this week.

    I'm doing another carboot this Sunday (weather permitting) so hopefully that should bring some much needed funds. I'm also hoping to get some money for a few things I've got to sell too which I'm going to put on Ebay tomorrow to end on Sunday.

    I'm still plugging away at the competitions too so hopefully my persistance will pay off soon. Plus there's AQA and my new venture that I'm working on too.

    My boyfriend thinks I am overdoing it at the moment but I know my own health and I would never jeopardise my health for the sake of paying off a credit card!!

    However the point I keep trying to make to people is that I need to clear my debts whilst my health is as good as it is at the moment. If I wait for another couple of years then I will be even worse than I am now and the added worry of debt just won't help. This way, I can work hard now and then I will be able to cut my hours down considerably at work which will help me in the long run.

    Anyway, my little rant is now over :cool:

    I'll post another update soon. In the meantime wish me luck with my competitions, I'm hoping I'll get a big fat cheque through the post any day now that will solve all my debt problems ;)

    Best wishes

    Emily xx
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hi Ems
    Glad that you are feeling a lot better.
    So hope that you do get a big big fat cheque through the post soon.
    Take care
    Lou
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jmarko
    jmarko Posts: 4,137 Forumite
    Mortgage-free Glee!
    :D

    Personally, I think it's a good idea, every now and then, to just take a step back and look at what you've achieved - it's often as good a pep-talk as you can get. So, here's what you've paid off this year so far...

    £6,065.15

    :T :T :T

    jmarko
    My signature has been removed by the authorities. If you have been affected by the issues raised in this signature, please contact the Action Line on 1-800-THEY-NICKED-MY-SIG.
  • ehallett
    ehallett Posts: 1,960 Forumite
    Thank you Jmarko, when you put it like that I suppose I have done rather well this year considering what has happened.
    Hi Ems
    Glad that you are feeling a lot better.
    So hope that you do get a big big fat cheque through the post soon.
    Take care
    Lou

    My big fat cheque still ahsn't arrived :confused: I wonder if the postman has lost it? ;)

    Emily xx
  • jmarko
    jmarko Posts: 4,137 Forumite
    Mortgage-free Glee!
    ehallett wrote:
    Thank you Jmarko, when you put it like that I suppose I have done rather well this year considering what has happened.

    Master of the understatement, eh!?! :D I think it's bl**dy spectacular!

    Keep going! :T

    jmarko
    My signature has been removed by the authorities. If you have been affected by the issues raised in this signature, please contact the Action Line on 1-800-THEY-NICKED-MY-SIG.
  • full-time-mum
    full-time-mum Posts: 1,962 Forumite
    jmarko wrote:
    :D

    Personally, I think it's a good idea, every now and then, to just take a step back and look at what you've achieved - it's often as good a pep-talk as you can get. So, here's what you've paid off this year so far...

    £6,065.15

    :T :T :T

    jmarko

    Bloody hell - amazing achievement - well done :beer:
    7 Angel Bears for LovingHands Autumn Challenge. 10 KYSTGYSES. 3 and 3/4 (ran out of wool) small blanket/large square, 2 premie blankets, 2 Angel Claire Bodywarmers
  • Pilchard
    Pilchard Posts: 362 Forumite
    I'd like to back up the posts by jmarko and full-time-mum. Emily, you have paid off an average of £1000/month, the equivalent of a months wage (or more) for a lot of people, off your debts. Even in a mundane year that would be phenomenal but given the year you've had the word amazing doesn't come close. Be proud of your achievements but also of the impact this thread has had on loads of people (me included) :T :T :T :T :T
    Let's start again (really need a kick up the bum now) :wall:
    Virgin CC £9793.71
  • ozzyfan_2
    ozzyfan_2 Posts: 599 Forumite
    Hi Emily :hello:

    I've just been reading some of your posts & am so amazed at what you've achieved so far. You are a total inspiration & I just wanted to wish you all the best with everything & fingers crossed that big fat cheque arrives through your door soon!

    Really well done, what a fantastic achievement :)
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