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Different life - so new SOA!! Back once again :D
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Well, the plus point is that you have already got your first Christmas out of the way - it is always tough doing the first of everything, so this one is done and dusted!
And no one would criticise you for drinking too much and behaving appallingly at that stage. Just make sure it doesn't continue!
Good for you for looking forward - with haircuts, new friends, new starts.....all good stuff! You deserve to be happy, you are a lovely person, and I truly wish you all the best with the Children for your new life.
Happy 2009 xxxxSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
welcome back...just write off teh alch as a one off and start again. If its an issue maybe join he giving up/cutting down thread?Youve come so far that it would be incredbly sad for you to go downhill. Fab that you had a good christmas though - bet it was lovely and relaxed!Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0
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Hypno that was such a lovely post. I certainly hope 2009 is the year for you, Sea
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
ooh - just seen pandapaw's complete this challenge challenge and it looks great - but finding it hard to think of things that I can *really* do. My payments are so much smaller that my debt won't be paid asquickly as before and it's a little disheartening. Now, I know I'm on my DMP, but was thinking if i started to do lots of concentrated effort at the smallest one, barclaycard, with savings and stuff going to it - and try to pay it off? It might just be what I need to focus on the money - as I keep just spending on silly stuff.CCCS DMP:Feb 07
Total:£37,016.47 now £0 DEBT FREE FEB 14
2022 Decluttering Campaign 49/10110 -
You can work wonders with a bit of focus - so if it is time for the barclaycard to be hammered to within an inch of its life, then so be it!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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Yeah - I'll aim for that one then!
CCCS DMP:Feb 07
Total:£37,016.47 now £0 DEBT FREE FEB 14
2022 Decluttering Campaign 49/10110 -
How much is the Barclaycard debt?Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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Nice to see you got the first christmas out of the way.Focussing on the barclaycard can't be a bad thing .Great to meeting loads of new people and getting a different life.0
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Just trying to find the most recent bill now!
CCCS DMP:Feb 07
Total:£37,016.47 now £0 DEBT FREE FEB 14
2022 Decluttering Campaign 49/10110 -
Glad u got through xmas ok, the 1st is always the hardest, sounds like u have great friends and family.
As well as focusing on bashing barclaycard, try to think of surveys, cashback as both, one a head banger for Barclaycard, but also try to have something for urself.
I know ur having haircuts etc, but without sounding cheeky, thinking money saving, have u got a local college that does health and beauty, really cheap as the students are learning, supervised by tutors, great treat at the fraction of the price of a normal beauty salon. xxxx rip dad... we had our ups and downs but we’re always be family xx0
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