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Different life - so new SOA!! Back once again :D
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A belated happy birthday, a happy new year and heres to the new you (not that there's anything wrong with the old you!) 2009 will be all our years this year
Sarah x'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
i hope 2009 is a wonderful year for you and your little ones Sea.0
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Hope it is the beginning of good things for you Sea. xxBlackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
Being 30 is sooo much better than being 29!! Was dreading it, but am embracing it fully lol - being sober for a while is also bloody brilliant!!
Been thinking - what is everyone's opinions on full and finals? I *could* start discussions with bcard about perhaps going for a f&f but can't help feeling it's wrong somehow - see what I mean? Ah I don't know.
xxCCCS DMP:Feb 07
Total:£37,016.47 now £0 DEBT FREE FEB 14
2022 Decluttering Campaign 49/10110 -
Not being on a DMP, I can't really say about F&Fs - I suppose its one of those things that you don't know how you feel unless you are in that situation.
Personally I would think that I would want to pay the whole lot off, but as I say, I can't really say because it doesn't apply to me!
I'm talking nonsense now, so I'll shut myself up with these biscuits that are nearbySuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
yay kick a^^^ baby! Thats the spirit! Great that you had a good and sober ny....start as you mean to go on - alch as a treat perhaps or only drinking on w/e? I was gien a bottle of gin for Christmas and will try and make it last for ages whch would be an improvement as its normally gone in a flash!! Fab also that the birthday went well...all good!Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0
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Hi there,
:beer: Happy Birthday!! And here's to a fab 2009 for you and your kids.
I agree completely with you - it's definitely a scary thought, being on your own with kids, but you'll be absolutely fine:p As I always think - I wouldn't have it any other way, couldn't live without them! And I used to find it hard when they went out with the ex, but now I appreciate the time to myself, even though I miss them. I think you find out how strong you are.
So, lots of luck for 2009:TI really need to sort out a new signature!0 -
Wow, a new decade & a New Year.
Hope they are fantastic for you.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thanks
Tempted to agree with you Hypno - I think perhaps if I was completely unable to pay off the debt then it would be more of an issue perhaps.
Yes ISOM - going to drink only rarely - not a regular thing - when i go out, or maybe if have people round here etc. not going to say I'm def not going to drink as that will make it more of an issue!!
xxCCCS DMP:Feb 07
Total:£37,016.47 now £0 DEBT FREE FEB 14
2022 Decluttering Campaign 49/10110 -
Happy birthday and happy ny to you.You sound so much happier than you did and I'm sure you'll have loads to look forward to in 2009.0
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