2009 MF Wannabe's

Lynn11

Made another £50 ovepayment today at nationwide, making the full overpayment for the month of January to be £500 (this is the maximum that we are allowed to pay without penalty).

zavarony

AuntieH wrote: »

Hi
Can you put me down for a target of £1000 op for 2009, things a bit tight but do my very best.
Have already tried to up my direct debit by £25 per month but they wont let me, something about breaking the terms of their credit agreement. So I suppose if I just send in a cheque every month that will be ok. Do we just post op details on here as we do them?

Hi Auntie H - Ive added you to the first post - WELCOME - if you can pm me each month with your OP's
Thanks and Good Luck

kezza12

hi guys not been on for a while but lots of new faces i see:hello: well i've come to declare my overpayment of £220 and an extra £100 in piggy pounds so that would be £320 for January:j off to up date my profile and to pm zaverony incidentally who was it that was going to Disney world in this thread was it you zav i can't remember?

gallygirl

I'll be posting a nice OP for Jan, waiting to see if last little OP clears in time before I post.

Zav I've PM'd you but I'll ask here anyway. Is the target based on OP's ONLY or regular monthly reductions in capital? If the former I've overstretched the mark and will need an alternative income to help achieve 15k of OP's.

Off to sell my body......


as Captain Oates said, I may be gone some time

ch1ca

zavarony wrote: »

Welcome to the thread for everyone starting or continuing their MFW journey in 2009. :hello:

Many of us will want to continue the hard work that we have put in to overpaying our mortgages in 2008, and there will be those who want to start on their MFW journey - for all of us this is the place to be. :j

Please feel free to join our journey at any time and send a PM to me to be added to the list with your overpayment target for 2009 and then on a monthly basis your overpayment for the month and a year to date figure - oh and it would be really useful if you told me your MFW 2009 number too - save me going googly eyed looking for you!!

There is no cut off point for joining the thread and the challenge (except the 31st December:rotfl: ) so if at any point this year you are ready to start working on becoming mortgage free please join us!

I have re-enrolled all of us 2008 MFW's so if you no longer wish to be part of the gang let me know (no offense will be taken - honestly)

Good luck to us all!


.....................................2009 OVERPAYMENT TARGET MONTH TOTAL YEAR

Hi Zavarony,

Would I be able to join the MFW journey for 2009 please?

I decided to start overpaying on my mortgage at the start of the year and since then I have become slightly obsessed with it all!! (Mainly from looking on the forums here every day!) Last year we got married so a lot of our money went on that and this year i've decided to keep on watching the pennies and start attacking the mortgage.

My target for OP for 2009 is £5000.

Our balance at the start of the year was £117.2k with 23 years and 8 months remaining. So far this year I have moved money around and managed to overpay £2000 so i'm quite pleased with myself!:T

I also plan to overpay every month by around £200 and then any extra money (Egg money cashback, alliance & Leicester switching mooney, quidco etc) will all be added to the pot!

I'm looking forward to the MFW journey and I have to say that the posts on here give me inspiration and lots of tips so thanks!:money:

Chica

Floxxie

gallygirl wrote: »

I'll be posting a nice OP for Jan, waiting to see if last little OP clears in time before I post.

Zav I've PM'd you but I'll ask here anyway. Is the target based on OP's ONLY or regular monthly reductions in capital? If the former I've overstretched the mark and will need an alternative income to help achieve 15k of OP's.

Off to sell my body......


as Captain Oates said, I may be gone some time

Lol :rotfl:

I guess it's up to you..afterall it is your mortgage challenge.

Floxxie

zavarony

kezza12 wrote: »

hi guys not been on for a while but lots of new faces i see:hello: well i've come to declare my overpayment of £220 and an extra £100 in piggy pounds so that would be £320 for January:j off to up date my profile and to pm zaverony incidentally who was it that was going to Disney world in this thread was it you zav i can't remember?

Hi Kezza - yep that was me, not taken the plunge yet, am holding off to see if OH's work picks up a bit, great start for you to 2009 - well done, keep up the good work
xx

zavarony

ch1ca wrote: »

Hi Zavarony,

Would I be able to join the MFW journey for 2009 please?

I decided to start overpaying on my mortgage at the start of the year and since then I have become slightly obsessed with it all!! (Mainly from looking on the forums here every day!) Last year we got married so a lot of our money went on that and this year i've decided to keep on watching the pennies and start attacking the mortgage.

My target for OP for 2009 is £5000.

Our balance at the start of the year was £117.2k with 23 years and 8 months remaining. So far this year I have moved money around and managed to overpay £2000 so i'm quite pleased with myself!:T

I also plan to overpay every month by around £200 and then any extra money (Egg money cashback, alliance & Leicester switching mooney, quidco etc) will all be added to the pot!

I'm looking forward to the MFW journey and I have to say that the posts on here give me inspiration and lots of tips so thanks!:money:

Chica

Hi Chica,

WELCOME to the thread - I've added you and your target to the first post so you have a shiney number you can proudly display in your sig, I have put the £2000 you have OP'd so far on too.

GOOD LUCK
Zav:T

zavarony

gallygirl wrote: »

I'll be posting a nice OP for Jan, waiting to see if last little OP clears in time before I post.

Zav I've PM'd you but I'll ask here anyway. Is the target based on OP's ONLY or regular monthly reductions in capital? If the former I've overstretched the mark and will need an alternative income to help achieve 15k of OP's.

Off to sell my body......


as Captain Oates said, I may be gone some time

Hey gally - Im with floxxie - its up to you how your work it - after all it's your target and your challenge;) let me know if anythin wants changin
xx

gallygirl

zavarony wrote: »

Hey gally - Im with floxxie - its up to you how your work it - after all it's your target and your challenge;) let me know if anythin wants changin
xx

Oh good, I'll include the monthly reductions. Seeing as how I had no takers for my body. :think: Which is strange as they were getting so many pounds for their pounds :rotfl:.

Will update on Monday when mortgage payment comes off :T