2009 MF Wannabe's

financialbliss

As it's the first of the month, I've just made an overpayment to my Nationwide mortgage of 301.97

Why 301.97 - tops up my 898.03 standard payment to 1,200.00 for the month. So figures are:

Overpayments target / Month total / YTD total:

3,800.00 / 301.97 / 603.94.

I'm at 15.89% of my own yearly target, compared to an ideal of 16.67%, so I'm very slightly behind target, but it's still early days...

Regards,
FB.

emma_nottingham

Just got back from a week in New York to celebrate hubby's 40th birthday....WOW what an amazing city!!!

I saved for 15 months to afford the holiday because I did not want to go into debt and am very pleased to say I have just paid the change of my mortgage. A massive £460.00. That goes a long way toawrds my February total.

Hope you are all achieving well too

Di-Dough

:hello: Number 16 checking in. Have sorted February's money out and total to overpay for February is £121.79.

Well done everyone for overpaying:T

Di

Di-Dough

emma_nottingham wrote: »

Just got back from a week in New York to celebrate hubby's 40th birthday....WOW what an amazing city!!!

I saved for 15 months to afford the holiday because I did not want to go into debt and am very pleased to say I have just paid the change of my mortgage. A massive £460.00. That goes a long way toawrds my February total.

Hope you are all achieving well too

Well done on saving for New York and bringing some money back with you:j I am hoping to go to New York in November but I doubt I will bring any money back with me:o

Di

SmileyG_2

Hiya everybody

Just been catching up on the thread. I'm absolutely amazed how well everyone is doing!

If you are wondering how the lenders are feeling about everyone overpaying their mortgages, I've found this on the Nationwide website.

Let's hope if times get tough they'll be sympathetic to those of us who are doing our best to reduce their lending risks.

SmileyG



http://www.nationwide.co.uk/mediacentre/PressRelease_this.asp?ID=1335

gallygirl

No. 180 reporting in .

A good month - paid a decent sum off from mum's estate and made all planned OP's.

Jan 1st balance - 45167.54
Feb1st balance - 42082.03
Reduction 3085.51

Have PM'd da boss

Unfortunately every month won't be as good as that, although OH just given me a cheque for 2k which will clear in Feb.

Off to list 3 things on ebay :rolleyes:

Well done everyone, a good start to 2009:D

Lady1981

Hello all!

I'm a newbie and trying to get some pennies into savings before going ahead with the OP's. We managed 10% OP last year, £13,500, but need to prioritise savings this year (we have about 6K at the mo). Am really missing getting my OP fix!! Our lender (Abbey) wants OP's of no less than £400 at a time so can't even drip feed.

So have popped in to cheer you all on from the sidelines instead!

Good luck everyone and well done so far. Let's hear it for being MF one of these days!! :-)

:beer:

zavarony

zavarony wrote: »

.....................................2009 OVERPAYMENT TARGET MONTH TOTAL YEAR TO DATE


1. Nikki_S - £2500 / £1000 / £1000
2. Poppyoscar -£2000
3. SPL - £5000/£972.65/£972.65
4. Elantan - £2000/£250/£250
5. Newmoneysaver - £2000
6. Lumpy Custard -
7. Wheelies -
8. Daft Pegasus -
9. Ms Cat -
10 MF2015 -
11. Hummingbird - £1000
12. TEENY -
13. Bellsbells - £400/£30/£30
14. Atypicalblonde - £6000
15. Frugalfreda -
16. Di-Dough - £2009/101.79/101.79
17. CountingPenniesClaire
18. Violet Blue - £5000 /£1076.43/£1076.43
19. Belfastgirl23 - £3000/£305/£305
20. LouiseJ - £6480/£540/£540
21. Thriftyget -
22. Jay1 -
23. Squiggly Diddly -
24. Kazzieg -
25. Zavarony - £5000/£520/£520
26. Stripey Cheese Skirt -
27. SALTY69 -
28. Emma_Nottingham - Reduce mortgage to £65,500/1064.15/1064.15
29. Macka0 -
30. Kezza12 -£3200/£320/£320
31. Lifebegins -£10,000
32. Shopgirl2512 - £1000
33. Chrisbee -
34. Sheslookinhot -£6800/£565/£565
35. Intheblackfinally -
36. DrGUID -
37. Lauren565 -
38. Cazzdevil -
39. Twinklie -
40. Alion - £4000
41. Aliportico -
42. Steveswift -
43. Tootallulah - £5000/£176.60/£176.60
44. Angel81uk -
45. Howskint? - £7400
46. Freaky-di -
47. Broomstick27 -
48. Gazella77 - £3000/£450/£450
49. Alli_baba2 - £6000
50. Loomacdon -
51. Bargainhunter - £3000
52. I,m Sad -
53. Clockwatcher -
54. Maximumtime -
55. Hawksmuir - £1000
56. Courgette - OP by max 10%
57. Sofasurfer -
58. Teasel26 -
59. 49clare -
60. ShakyStoozer -
61. ShreksBodyDouble - £700
62. IDN101 -
63. Sosh - £10,000/£1722.45/£1722.45
64. Oggieinglos -
65. Steve-o -
66. Daisydog -
67. Skint2008 -
68. Mischiefmaker -£1000
69. Courgette -
70. Gillybean -
71. Birdstill -
72. Bigadd -
73. Bubblette -
74. Gustavlebon -
75. Pollys - £7860/£850/£850
76. Savvymummy - £600/£50/£50
77. Overthetop - £6000/£942/£942
78. Snaggles -
79. Oompahloompah -
80. Dingling68 -
81. Abouttimetoo - £7000/£500/£500
82. Sreppaw -
83. Aliwal - £2000
84. Zebedy - £7000/£300/£300
85. Mustafa Say Ving -£5000/£460/£460
86. Mrs Binsky -
87. Mitchg -
88. Shawtj2 -
89. Bedhair - £2000
90. Redmadcurls -
91. Moneysavingwannabe - £1500/£88.96/£88.96
92. Ilovecookies -
93. Warrior Princess -Reduce Mortgage to 145,000 , offset - 55,000
94. Fuzzipeg -
95. Shirlgirl - mortgage free in 2009/£826.90/£826.90
96. SuiDreams -
97. Welshlassie - £2500/£251.97/£251.97
98. *Jobags* - £2700
99. Laurar3 -
100. Cookie334 -
101. Petscomer176 -
102. Hels50 -
103. Vespa Rider -
104. Fluffysox - £6000/£2028.25/£2028.25
105. AJ1982 -
106. Noodles42 - £4000/£400/£400
107. Gifford -
108. Sportyjd -
109. Tro127 - £1200
110. TurnaroundSue - £1800
111. LindsayO -
112. Floxxie - Reduce mortgage to £65.5k by end 2009/£5439/£5439
113. Lilmil -
114. Sunny Donny -£250/£10/£10
115. Ferguwat - £500/£110/£110
116. Nic283 -
117. Want2beMF -
118. Shineyhappy -
119. Herewegoagain -OP by £6000, save £3,500
120. Llydaw -
121. SnaxO -
122. PsychoPrincess -
123. Zekepes -
124. Newbird -
125. Lunar Eclipse -£12,000
126. 2latenow - Re/Overpayments of at least 10000 in 2009
127. Gladriel - £600
128. Optimisticpair -
129. Nellis10 -
130. Moominyak - £1000
131. Bernlyn -
132. Lilac Pixie - £1500
133. Moniker - £6000/£500/£500
134. Polesana -
135. Little Orange -
136. Montillababe -
137. Leokiss -
137. LA83 -
138. Fivefifty -
139. Topov -
140. Debjk -
141. Sky-blue pink - £2220/£185/£185
142. Julie - £4000
143. I, Brian -
144. Jexybird -
145. Lizziebell*80 -
146. Samantha1985 -
147. Earthgirl -
148. Gaz2202 -
149. J4m35 - £6000
150. Maslowe - £1200
151. Kevjarvisuni -
152. Kazzys51 -
153. Longway2go -
154. Cake21 - £6000/£2660/£2660
155. Frazzmunch - £2600/£375/£375
156. TraceyJ -
157. Uzubairu - Reduce mortgage to £88K/£665.29/£665.29
158. Waves117 - £6000/£725/£725
159. Nuzzie -
160. Lister -
161. Licapica -
162. Ema_O - £3000
163. Mortgageslayer - Reduce Mortgage to £100k
164. Trudypretty -
165. AuntieH -
166. Davies0121 - £6000/£500/£500
167. TOPAZ - Reduce Mortgage to £150k/£1103/£1103
168. Switchychick - £24,000/£800/£800
169. Financialbliss - £3800/301.97/301.97
170. Tiredredhead - £10,000
171. Keld - £3300
172. Elliemoo - £1200/£100/£100
173. Treacle Toes - £1240
174. Clareb27 - £16800
175. Kiwigirl - £1200
176. Wabbits - £6000/£1000/£1000
177. FrankieM - Reduce mortgage to £153k
178. Madwife28 - £6000/£500/£500
179. rinkydinkpanther - £30,000/£1000/£1000
180. Gallygirl - reduce mortgage by £15k/£3085.51/£3085.51
181. Gillian46 - £3000/£446.89/£446.89
182. Phizzimum - reduce mortgage to £82k/91235.59
183. PM2326 - £960/£80/£80
184. Bumpybecky - Reduce mortgage to 80k
185. MrsMcK -£15,000
186. Applescrumper - £18,000
187. Zed42 - £6000
188. ShelleyC - £14000 / £7000 / £7000
189. EssexHebridean - OP by 25%
190. A-MS - £12716 left on mortgage/£1059.07/£1059.07
191. iKennett - Start making OP's in 2009
192. Frugal Moose - £6000
193. cheeryoleary - Clear £24k Mortgage by 7/10/09/Current Balance £18828/Paid YTD £5172
194. Benson - £6000
195. Llydaw - £5000
196. Keep it Simple - £5400
197. earthgirl - £12,000
198. DebtfreeDreamer - £3000
199. MrBlackCat - £3500/£500/£500
200. Aaargh - £3500/298/298
201. MattyNeth - Reduce Mortgage to £100k
202. Biffyb - £4200
203. SmileyG - £3000/£250/£250
204. Newty428 - £6000/£500/£500
205. eco farmer - £12,000
206. oojakapipi - £1200/£!20/£120
207. thrifty2009 - £10,000
208. jackie_w - £3000
209. kazvinney - £1000/£80/£80
210. kizzie01 - £1800
211. mountainlioness - £4000
212. talana - £6000
213. Westondave - £2400/£200/£200
214. jollybabe - £1050
215. Lynn11 - £4000/£500/£500
216. Longway2go - Reduce mortgage by £10k/£75/£75
217. jackiegibbo - £3900/£300/£300
218. AvidSaver - £6000/£698/£698
219. Dial8d - Reduce Mortgage to £142k
220. Shell1000 - £1500
221. Chasingbutterflies - £3000
222. vwchris - Reduce mortgage to £148k/£940/£940
223. l.m.hart - £1000/£161/£161
224. CraftyDeb - £1000
225. want2bmortgage3 - £6000
226. happilass - Reduce mortgage by £10,800
227. SHOULDI - Reduce mortgage by £21,240
228. Rosietiger - £12,000/£1100/£1100
229. waughc01 - £5000/£300/£300
230. jay dee - £6000
231. rumncoke - £14,200/£754/£754
232. thriftyscotslass - £2000
233. Numenor - £3000/£200/£200
234. Helga14 - £4000
235. missthrifty - £1000/£80/£80
236. Yorkshirelass - £520
237. Gaggyball - £1200
238. mothershipton - £6000/£500/£500
239. glitterball - £3500/£194.92/£194.92
240. kittykat - £20,000
241. Little Mama - £3500
242. Prudence41 - £6000/£600/£600
243. Thriftyknickers - £6000/£500/£500
244. savlad - £30,000/£2500/£2500
245. john_mac83 - £8000
246. savingfortravel - £41,524
247. Sammygirl - £2000
248. ice fairy - £1320
249. RoxieW - £14,000
250. Mmox_2000 - £1200
251. Chunters_a_lot - £1200/£100/£100
252. martynh99 - Reduce mortgage to £130k
253. Jesthar - £1800
254. Noobysaver - £9000
255. Mr Pickwick - £16,000/£1269.06/£1269.06
256. nattypants - £1100
257. yogismum - £4800/£350/£350
258. Gill5blue - £6308.27
259. Maureen100 - £7000
260. elisamoose - £3600
261. meganick - £1200/£100.00/£100.00
262. alibell2003 - £3000/169.25/169.25
263. Little Miss Saver - £1000/£200/£200
264. ameldridge - £3,600/£0.00/£0.00
265. ScorpioSphinx - £4000
266. Katie_p - £6000/£462/£462
267. crazy_lady2009 - £3180/£200/£200
268. loue79 - £2000
269. katiegizmo - £1500/£20/£20
270. wannasavemoney - £10,000/£564/£564
271. blueberrypie - £6000
272. budget_budd - £600
273. LA83 - £2500
274. Wildfrog - £1000/£50/£50
275. MFDream - £15180/£1000/£1000
276. AuntieH - £1000//
277. ch1ca - £5000/£2000/£2000

TOTAL OP'D YTD - £64,467.32

Hi all,
Ive updated the thread for January with everythin Ive had so far - dont forget to let me know if you havent done so far, but will clear the first post ready for the Feb totals which have already started comning through - WOW we've made a huge overall OP of over £64k - what a fantastic achievement
Keep up the great work everyone :T :T :T :T :T :T :T :T :T

phizzimum

tootallulah wrote: »

OOOOOOOOOh excitement of excitement I am in credit with BT and they have just sent me a cheque for £126.60. That's straight off the mortgage. New total for January is £176.60 I'll send Zav a p.m.

don't you just love it when something like that happens? :jit's all the better for being unexpected!

Mr_Pickwick

Hi All,

Number 255 reporting in.

Have just made February overpayment of £1,377, giving £2,646 for the year or 16.5% of the year target.

Well done everybody on your overpayments so far!