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2009 MF Wannabe's

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Comments

  • co123456
    co123456 Posts: 368 Forumite
    Mortgage-free Glee!
    Can anyone suggest a mortgage that i can see online which shows monthly payments etc or do these not exist

    many thanks

    Voila! http://forums.moneysavingexpert.com/showthread.html?t=1356195&highlight=online
  • Declaring Jan overpayment of £194.92, Hoped to have made it more but had a flipping car repair bill this month.

    Just when you think things are going swimmingly :(
  • Payday for me, woo! :T

    So I have OPed another £200, and put £300 and some change into savings. At the moment I'm well ahead of my target for the year, but I fear my overtime may soon be coming to a stop so there won't be so much extra for OPs :(

    I shall carry on shuffling money around and squeezing more OPs from somewhere though! Might have to put my ebay hat on again, ugh...
    MFiT-T5 #52 - aiming to clear mortgage completely
    January 2019: £19620 ~ November 2021: £0.00!
  • waves117
    waves117 Posts: 82 Forumite
    Hi all

    Hope you had a lovely xmas and now into the new year...overpayments can begin again!!!! hopefully!!!

    Ive just paid my first overpayment this year of £725 :j ......amazingly any overpayment is an achievement in todays climate.....hopefully this will knock a further 2 months off my mortgage term

    Keep your spirts up and keep overpaying

    regards
    MFW 158 - Wanna be Mortgage free in 2 years (sept 2010)
    1st Jan 2008 - Mortgage £30,478.97, Term 6yrs 9m
    2008 Total OP = £7,859. Mortgage reduced to £15,938.20, Term Reduced by 3yrs 2m to 3yrs 7m
    2009 Total OP = £11,339. Term reduced by 3yrs 7m
    :TMortgage free Dec 2009 :T
  • uzubairu
    uzubairu Posts: 1,208 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Home Insurance Hacker!
    Hi Zavarony,
    January overpayment final update

    2009 Overpayment Target: Reduce mortgage to £88,000
    Month Total: £665.29
    Year To Date: £96,230.55


  • rumncoke
    rumncoke Posts: 233 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Just made my 3rd OP today of £312 making Jan total £754. This is £404 over my monthly target so well pleased.
  • zavarony
    zavarony Posts: 419 Forumite
    rumncoke wrote: »
    Just made my 3rd OP today of £312 making Jan total £754. This is £404 over my monthly target so well pleased.

    WOW :j well done rumncoke - thats a great acheivement - you more than doubled your target for January:D
    MFW 2010 Challenge (No 68) - £133.29/ £5000
    MFITT2 Challenge - (No 181) - Target Reduce mortgage to £130,000
    Mortgage @ 1.8.09 - £161160 :eek: @1.12.09 - £159052 :eek: @ 1.2.10 £157,363
  • another £75 standing order went out yesterday:D
  • Sosh
    Sosh Posts: 175 Forumite
    Hi everyone,

    Finally made my first op of 2009. We managed to save up enough to make an op of £1772.45
    Thanks to all the lovely people on here I have managed to cut my hours down to 2 days a week, allowing me to spend more time with my gorgeous Children. :j
  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    Part of the Furniture Combo Breaker
    Sosh wrote: »
    Hi everyone, Finally made my first op of 2009. We managed to save up enough to make an op of £1772.45

    Wow Sosh, that's a fantastic OP! :T
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
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