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2009 MF Wannabe's

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  • co123456
    co123456 Posts: 368 Forumite
    Mortgage-free Glee!

    Cheeryoleary-I'm up for the OP party-Name the day!! What a great way to cheer yourself up.
    SFT

    Excellent! Overpay your mortgage day.

    Let's go for May the 9th (Mr. Lewis' birthday) which this year falls on a Saturday. Plenty of time to plan the details. Points awarded for style and effort (not monetary value).
  • Sat 9th May it is!!! SFT
    :cool: Frugal Living 2010 member MFW by 2014 Was 88,000 now £46,877.90 Grocery Budget for Dec-April=£173.72/£244 (Groc Budget 2010 from Ebay/Voucher savings/Quidco -If we can do it will save our £980 GC budget) Now living the dream -in our tiny country cottage-all thanks to MS forums. x 39 2 go
    Stockpile Savings: £89.72 Voucher savings £8
  • zavarony
    zavarony Posts: 419 Forumite
    I'm so glad you've all been keeping this thread popping up on my list and reminding me I have to think about this :)

    I'm almost afraid to make a commitment here since I am worrying a little about money at the minute but I decided this was what I wanted to prioritise in the way of savings at the minute given the rubbish interest rates for savings.

    Our mortgage is now almost £210,000, down from £232,600 this time last year. I'm pretty happy about this. The aim for next year is to bring it down under £200,000.

    Hi BG23
    I have put you a target for reduce mortgage to below £200k - hope thats ok - let me know if you want to change it at all....

    Zav
    MFW 2010 Challenge (No 68) - £133.29/ £5000
    MFITT2 Challenge - (No 181) - Target Reduce mortgage to £130,000
    Mortgage @ 1.8.09 - £161160 :eek: @1.12.09 - £159052 :eek: @ 1.2.10 £157,363
  • zavarony
    zavarony Posts: 419 Forumite
    Excellent! Overpay your mortgage day.

    Let's go for May the 9th (Mr. Lewis' birthday) which this year falls on a Saturday. Plenty of time to plan the details. Points awarded for style and effort (not monetary value).


    Sounds good to me cheery - you can count me in, just let me know the details when you know

    Zav
    :T
    MFW 2010 Challenge (No 68) - £133.29/ £5000
    MFITT2 Challenge - (No 181) - Target Reduce mortgage to £130,000
    Mortgage @ 1.8.09 - £161160 :eek: @1.12.09 - £159052 :eek: @ 1.2.10 £157,363
  • zavarony
    zavarony Posts: 419 Forumite
    poppyoscar wrote: »
    Afternoon all and happy new year

    New Year Resolution (hahahaha - like i keep those for more than 5 minutes!!) is to be more focussed on OP's again this year although it won't be easy until OH can work. However, I will try with small amounts each month to start with, and build up to bigger amounts when things get easier. This is working on the theory that something is better than nothing. The main thing initially will be to OP each month by something. Stayed in bed most of today and saved on heating bill:D

    Good luck to everyone else in their quest too!

    Po xx

    Hi PO

    Glad your still with us! Dont forget small amounts will still keep you focused and reduce your mortgage ......

    Zav:p
    MFW 2010 Challenge (No 68) - £133.29/ £5000
    MFITT2 Challenge - (No 181) - Target Reduce mortgage to £130,000
    Mortgage @ 1.8.09 - £161160 :eek: @1.12.09 - £159052 :eek: @ 1.2.10 £157,363
  • zavarony
    zavarony Posts: 419 Forumite
    pollys wrote: »
    Happy New Year.

    Our first overpayment of 2009 paid. I've been given a few extra hours until July so upped the payment a bit. Overpayment this month £850.

    Good Luck Everyone.

    Pollys.

    Well done for the first OP of 2009 PO - well done for upping your OP!!!
    Happy New Year to you too...:D

    Zav
    MFW 2010 Challenge (No 68) - £133.29/ £5000
    MFITT2 Challenge - (No 181) - Target Reduce mortgage to £130,000
    Mortgage @ 1.8.09 - £161160 :eek: @1.12.09 - £159052 :eek: @ 1.2.10 £157,363
  • Happy New Year everyone,

    I have just transferred £120 to my mortgage for this months OP.

    I won't be doing anymore this month as we have been on half pay at work last month and this, hopefully we will be back to normal in February.

    On the plus side my SVR went down again so I am paying £60 per month less than in November, hoping it lasts while work gets back on it's feet!

    Zav - have PM'd you.
  • meganick
    meganick Posts: 383 Forumite
    Hi - Can you please add me - thanks.

    £1,200/£100.00/£0.00
    Live, Love and be Happy
  • belfastgirl23
    belfastgirl23 Posts: 8,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    zavarony wrote: »
    I'm so glad you've all been keeping this thread popping up on my list and reminding me I have to think about this :)

    I'm almost afraid to make a commitment here since I am worrying a little about money at the minute but I decided this was what I wanted to prioritise in the way of savings at the minute given the rubbish interest rates for savings.

    Our mortgage is now almost £210,000, down from £232,600 this time last year. I'm pretty happy about this. The aim for next year is to bring it down under £200,000.

    Hi BG23
    I have put you a target for reduce mortgage to below £200k - hope thats ok - let me know if you want to change it at all....

    Zav

    Sorry Zav, the system timed out or something in the middle of my post and I must have lost my actual target of £250 per month, a total of £3000 over the year. Together with my regular mortgage payments this should bring me under £200,000 if I've calculated right :rolleyes: Thanks again for all you're doing here!!
  • zavarony
    zavarony Posts: 419 Forumite
    meganick wrote: »
    Hi - Can you please add me - thanks.

    £1,200/£100.00/£0.00


    Hi you are added - GOOD LUCK and welcome to the thread

    Zav:rotfl:
    MFW 2010 Challenge (No 68) - £133.29/ £5000
    MFITT2 Challenge - (No 181) - Target Reduce mortgage to £130,000
    Mortgage @ 1.8.09 - £161160 :eek: @1.12.09 - £159052 :eek: @ 1.2.10 £157,363
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