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2009 MF Wannabe's

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  • zavarony
    zavarony Posts: 419 Forumite
    Sorry Zav, the system timed out or something in the middle of my post and I must have lost my actual target of £250 per month, a total of £3000 over the year. Together with my regular mortgage payments this should bring me under £200,000 if I've calculated right :rolleyes: Thanks again for all you're doing here!![/quote]



    I have changed your target - sorry, think I misread it, bu hey ho its correct now:D
    Zav
    MFW 2010 Challenge (No 68) - £133.29/ £5000
    MFITT2 Challenge - (No 181) - Target Reduce mortgage to £130,000
    Mortgage @ 1.8.09 - £161160 :eek: @1.12.09 - £159052 :eek: @ 1.2.10 £157,363
  • FrankieM
    FrankieM Posts: 2,454 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi everyone,
    Hope you've all had a good Christmas and New Year.
    I'm not making any overpayments yet, I'm concentrating on getting a loan paid off early. That should be done by June/July and then I'll start overpaying on the mortgage.
    I'll be glad when I've managed a big chunk and feel like I have a little leeway.
  • Di-Dough
    Di-Dough Posts: 306 Forumite
    _party_ HAPPY NEW YEAR EVERYONE_party_

    Rang the Mortgage Company up today to ask what the balance was on the Mortgage .... £90,110.24 ... so not much left to pay then:rolleyes:

    Paid off £101.79 today :j

    Good luck everyone

    Di
    Sealed Pot Challenge # 007
  • Happy new year to everyone

    I have made my January overpayment of £139.15. Might be able to pay some more if i can go easy on the petrol this month!

    This leaves £2,790 to pay to reach my target for the year. Feels like a great start. I am alredy seeing the difference in the interest payments. Last months interest was £11.92 more than this month.

    hope everybody else gets off to a good start
  • waughc01
    waughc01 Posts: 61 Forumite
    229 - 5000 / 300 / 300 only £4700 to go for this year.:j
  • RosieTiger
    RosieTiger Posts: 863 Forumite
    I was thinking about a mass 'overpay your mortgage day' for sometime in 2009 with a small prize for the style/effort (rather than amount paid). Any takers?

    Anyway, I'm feeling down today so I paid another £10 off today to cheer me up.


    What a FANTASTIC idea !
    RosieTiger - Highest £242,000 Feb 2004 :mad:
    Lightbulb Dec 2008 £146,000 by March 2026:eek:
    MFi3T2 and T3 No 28 - Dec 2009 Start Balance £117,000
    Current Position-Fully off set by savings since March 2013
  • paid £75 overpayment today first one of 2009:D
  • yogismum
    yogismum Posts: 14 Forumite
    This morning I made my first overpayments on my house and a buy to let flat I also own.
    It feel so good to have taken a small step towards being mortgage free.
    Rollon next month for more payments
    Capital One £1844, MBNA £5200
    Summer sizzler challenge Bronze £1009 target
    £10 a day challenge £5 / £310
    NSD 2/12
    Mortgage free wannabe 2009 Number 257
    Overpayment for 2009 £350 / £4800
  • zavarony
    zavarony Posts: 419 Forumite
    yogismum wrote: »
    This morning I made my first overpayments on my house and a buy to let flat I also own.
    It feel so good to have taken a small step towards being mortgage free.
    Rollon next month for more payments

    Hiya yogi - dont forget to let me know your totals OP'd each month so I can update you on the first post

    Zav:p
    MFW 2010 Challenge (No 68) - £133.29/ £5000
    MFITT2 Challenge - (No 181) - Target Reduce mortgage to £130,000
    Mortgage @ 1.8.09 - £161160 :eek: @1.12.09 - £159052 :eek: @ 1.2.10 £157,363
  • wabbits
    wabbits Posts: 31 Forumite
    Happy New Year all.....

    Just PM'd Zav with my figures for Jan....managed to pay the max OP of £1000.....I was in 'smug mode' for about 30 seconds thinking I was ahead of the game this month.....realising I had been beaten to it by a few of you....

    WELL DONE....

    Good look all....it's a massive list.

    Regards

    Chris
    Mortgage at start Oct 2000- £112000
    Current mortgage @ March 2010- £62229.
    End date, Aiming for Dec 2010
    2009 MFW Overpayment challenge #176. 2010 MFW Overpayment challenge #79
    OP Mar-£1000/1000:j
    Mortgage = Lifetime Tracker +0.18% above BOE
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