2009 MF Wannabe's

zavarony

ameldridge wrote: »

Hi, first post but been lurking for a while

May I be added to this MFW 2009 list as believe it will be a great incentive

Purchased a shared ownership flat about three and a half years ago, got a mortgage for only 40%, I was living in SE Asia so when returned to the UK had very little to offer as a deposit.

Currently got one and a half years left in a fixed mortgage (4.84% with Abbey) and pay £382.58 a month. Not sure if I can overpay every month as Abbey will only accept a minimum of £500.

Should be receiving my annual mortgage report this month, believe I've around £60000 (ish) left to pay.

£3,600/£0.00/£0.00


Thanks...

HI Ameldridge - welcome to MFW 2009 - I have added you to the list so you have a nice shiny number of your own. Good Luck to you for 2009

Zav:rotfl:

zavarony

ScorpioSphinx wrote: »

Hi, I'd like to join you please, I think this sounds a great motivation!

Mortgage of £175,000 taken out in January 2007. No overpayments in 2007, but £3000 saved last year, ready to pay off the mortgage.

My target for 2009 will be to overpay by a total of £4000 - it'll be a challenge!

Thank you, and good luck everyone!

Hello Scorpio and welcome, you have been added to the first post along with your target, Im sure you will get all the motivation you need on this thread, theres a great group of people all with the same aim so GOOD LUCK for you OP's in 2009
Zav:beer:

ameldridge

Thx Zav, so PM you with any overpay updates right?

missthrifty

Hi
Today's the day !!!!! First overpayment of £20 to mortgage account. :j Seven days to find the next twenty.

miss t

PS Thanks for earlier reply Zav, only just noticed it ! Will PM total for month and year as requested.

zavarony

ameldridge wrote: »

Thx Zav, so PM you with any overpay updates right?

Yes please:beer: I check the thread everyday - sometimes a few times:rolleyes: a day - but dont want to miss a post and then not add it! and if you include your number from the first post that helps me out loads.

Thanks ameldridge;):D

WestonDave

PM sent but just for public/my record, target now £2400 overpayment for 2009 which means getting the offset group down to near enough £124k. May do a lot better if the car doesn't need replacing!

Little_Miss_Saver

Hi All
Just sent off my first overpayment for 2009 of £200 to NR. :j I got a lovely buzz!

I'm going to mess about with my budgets for Feb and see what I can pay next month.

I have PM'd you Zavarony with my totals!

LMS xx

zebedy

Hi, I'm no. 84 on the MFW2009 list (Zebedy)

I did well in 2008 beating my overpayment target and managed to pay off 8% of my mortgage.

I just wanted to put my goal for 2009 overpayment "out there" (I'll PM Zavarony the details)

In 2009 I want to overpay by £7000 !!!!!! (which is very nearly the maximum i am allowed to do without charges)

Good Luck everyone

Welshlassie

MFW 97 logging in - re round up OP went on 2 Jan of £1.97. Not sure if there will be anything else this month yet as saving for some household bits, but will update if anything esle comes in and send Zav a PM towards the end of the month with the actual final total.

katie_p_5

Hi,

I would like to join the MFW 2009 list if possible. In 2008 I overpaid £3600 in the final 7 months of the year having switched to a BOE+0.38% tracker mortgage with HSBC allowing unlimited overpayments (one of the few good financial decisions I've made!).

In 2009 I would like to overpay £6000 (£500/month).

Thanks and good luck to everyone taking part.

Katie