2009 MF Wannabe's

Floxxie

RosieTiger wrote: »

How do i go about this ??

Sign on, enter the MFW forum and then click the 'new thread' button near the top left. Put a title in for your diary and away you go!

There's plenty of diaries on here for content inspiration.

Good luck on your mortgage challenge.

Floxxie

SPL

Hi

Zav, have pm'd you also

I am definitely wanting to sign up again for teh MFW challenge 2009 - in 2008 having teh thread (although admittedly I did not post towards the end of the year I still kept reading it) really acted as great inspiration for me and we beat our initial target and I managed to pay off over £11k - hooray

Target for this year will be £5k which is a lot less than what I have paid off this year but will actually be a high target for us as I am now on maternity leave - still am sure that with the support of the thread I will keep throwing every spare penny at the mortgage

Heres to a great 2009 for all of us :beer:

longway2go

Ok, I know that is not yet 2009 but I had to post and share that I made my first overpayment ever! I have paid of £50 extra with my December payment and feel more motivated to keep doing this in 09 now. Let the overpayments commence!!:j

rinkydinkpanther

I've just got paid early for Christmas, so am thrilled to report that as of today, my mortgage is down to £50,000.

We remortgaged in August, and since then have paid off a grand total of £29,176 - £15,000 from an inheritance and £14,176 (plus the interest payments) all by ourselves !

Roll on 2009 - I hope this time next year I can be reporting only 20k outstanding and then come 2010 we'll be free !

:j :j :j

RosieTiger

Zav,

I have sent a private message in addition to this, yes, I am setting a target of £12,000 for 2009.

Please add me on I am keen to get my formal addition to the list !

zavarony

RosieTiger wrote: »

Zav,

I have sent a private message in addition to this, yes, I am setting a target of £12,000 for 2009.

Please add me on I am keen to get my formal addition to the list !

Hi Rosie - you are formally added to the list - welcome to the gang x

zavarony

longway2go wrote: »

Ok, I know that is not yet 2009 but I had to post and share that I made my first overpayment ever! I have paid of £50 extra with my December payment and feel more motivated to keep doing this in 09 now. Let the overpayments commence!!:j

WELL DONE LW2G for making your first OP!!!:beer:
What a fab feeling - it doesnt go away you just get a bit smugger every time you pay off a little bit more :rotfl: knowing that you are making a difference to the term of your mortgage and derpiving the banks of the extra interest - GOOD LUCK for 2009 - see you in January
Zav

zavarony

rumncoke wrote: »

Hi, I have been a lurker on these boards for a while now, but thought it was about time I started posting.

Can I please join the MF Wannabee thread.

Current situation. 18 months ago we were MF then decided to move in March. Found perfect house & in fortunate position that we could move without selling first so took out Mortgage for £225,000 LTV 95%. Sold our old house in 3 weeks for £160,000 which would have left us with approx mortgage of £70,000 after expenses etc. Then it fell through at last minute so we now have 2 houses. Old 1 is being rented thankfully to nice couple who are looking for long term let.

Original target was MF in 6-7 years. We are now hoping to make this about 5.

Mortgage outstanding 220,000 having overpaid £1300 in last 2 months. Should be able to pay lump sum of £10,000 in March due to payout of an old endowment.

Intention for 2009 to overpay £350 a month, plus the lump sum. Hopefully by doing this by end of year 5 value of old house should then pay off rest of mortgage.

Sorry for long winded post.

Hi rumncoke -I have added you to the first post - put you down for a hefty £14200 - hope thats ok (350 x 12 + 10k lumpsum)
GOOD LUCK

Zav:T

zavarony

thriftyscotslass wrote: »

Hi Zavarony

I would love to join in with this thread - please could you put me down for £2000 overpayment for 2009.

Many thanks,
Thrifty

Hi Thrifty - you are added to the first post - GOOD LUCK for 2009
Zav:j

zavarony

Hi All,
I have been inundated with newbies - the family is growing fast we are now up to 233 MFW's with only a few more days to go until the challenge begins.

I have added all the requests I have had so far (PM's and posts on the thread) If I have missed or misquoted you please let me know so I can change/add you. As there are so many people now it would be a massive help if you could let me know your number when you PM me each month - or you could add it to your sig so I can find you more easily :beer:

I havent PM'd everyone back this week - sorry but been real busy with xmas, but will try in the future

So I can't wait for 2009 to start - while the rates are low I intend to make the most of OP'ing as much as possible, so Good Luck to everyone - see you in 2009 (not long now :j )

Have a fab xmas and new year
Zav