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2009 MF Wannabe's

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  • my £50 weekly standing order went off to the Halifax today it made me feel warm allover:D
  • co123456
    co123456 Posts: 368 Forumite
    Mortgage-free Glee!
    Just been informed of my half yearly bonus which is way more than I'd forecasted. I'm now moving my mortgage-free date forward to October the 15th. That's 300 days away!

    300 days icon_eek.gificon_cool.gif
  • zavarony
    zavarony Posts: 419 Forumite
    Just been informed of my half yearly bonus which is way more than I'd forecasted. I'm now moving my mortgage-free date forward to October the 15th. That's 300 days away!

    300 days icon_eek.gificon_cool.gif

    WOW - thats fantastic news!!!
    MFW 2010 Challenge (No 68) - £133.29/ £5000
    MFITT2 Challenge - (No 181) - Target Reduce mortgage to £130,000
    Mortgage @ 1.8.09 - £161160 :eek: @1.12.09 - £159052 :eek: @ 1.2.10 £157,363
  • No 49 checking in - I'm aiming for £6000 to be paid off the mortgage in 2009. Hopefully it will be a lot more but with hubbie working for Halifax and a new CEO in my department I can't be too optimistic!!!
    Taking responsibility for my future!
    Jan Grocery Challenge 300 / 0
  • Just set up the arrangement to overpay £250 per month for the next 12 months. I have calculated that this will save me £782.26 in total interest until September 2014, assuming I don't extend it into 2010. That's 2 months of mortgage payments!

    SmileyG
    Target acheived: _party_ Mortgage offset in June 2012!_party_
    Mortgage = -£98
    Endowment = £0
    Investments = £40,247
    [STRIKE]Deficit[/STRIKE] / Surplus = £40,149(at 22/09/2017)
    "Don't spend then save, save then spend!"
  • vwchris
    vwchris Posts: 16 Forumite
    Sign me up please - will be starting a First Direct offset SVR mortgage on the 3rd of January, Mortgage will be approx £160k, house valued at £185k - approx 86% LTV. Looking to reduce mortgage to 80% LTV (£148k) by 1st Jan 2010 so that i can get a First Direct Fixed offset when rates start going up again.
    2010 MFW #121 (£7100/£14,500)
    2009 MFW #222 (£14,340/£10,340)
    MFiT-T2 #99 Current = £136,700/Target = £100,000
    Mortgage @ 01.01.09 = £158,340. @ 01.01.10 = £144,000
  • Pease can you add me to your list
    I have £98000 outstanding on mortgage and hope to overpay by a minimum of £1000 during £2009
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
  • I am going to add myself to this list as I am so inspired by this board. I am aiming to overpay £1000 for 2009 - some months will definitely be more difficult than others but I am going to go for it while the interest rates have come down for a bit. Not sure exactly how much is outstanding on my mortgage as I get an annual statement which should be with me at the beginning of Jan 2009 but it is about £66,000 - sounds so low compared to others but we still really struggle sometimes.

    Will pm my details to be added to the thread

    Heres to 2009 - the year I begin to chip away at the mortgage :)
  • zavarony
    zavarony Posts: 419 Forumite
    CraftyDeb wrote: »
    I am going to add myself to this list as I am so inspired by this board. I am aiming to overpay £1000 for 2009 - some months will definitely be more difficult than others but I am going to go for it while the interest rates have come down for a bit. Not sure exactly how much is outstanding on my mortgage as I get an annual statement which should be with me at the beginning of Jan 2009 but it is about £66,000 - sounds so low compared to others but we still really struggle sometimes.

    Will pm my details to be added to the thread

    Heres to 2009 - the year I begin to chip away at the mortgage :)

    Welcome to the MFW club Deb - I have added you to the list on the first post - Good Luck for the 2009 challenge
    Zav:rotfl:
    MFW 2010 Challenge (No 68) - £133.29/ £5000
    MFITT2 Challenge - (No 181) - Target Reduce mortgage to £130,000
    Mortgage @ 1.8.09 - £161160 :eek: @1.12.09 - £159052 :eek: @ 1.2.10 £157,363
  • Hi,

    I would like to take up the challenge of becoming Mortgage free with you.

    Yet another person who has lurked on the forum but now coming out of the closet and declaring intenetions !

    We have sorted all of the usual culprits already, not aiming to starve ourselves but we are fortunate to have good levels of disposable income.

    Mortage now £146,000 with 18 years to go.
    Small overpayments through 2008 - December onwards we will hit £1000 of overpayment.

    Calculator says 6 yrs 7 months - we want to do it in 5 max !

    Wish us luck !

    :rotfl:
    RosieTiger - Highest £242,000 Feb 2004 :mad:
    Lightbulb Dec 2008 £146,000 by March 2026:eek:
    MFi3T2 and T3 No 28 - Dec 2009 Start Balance £117,000
    Current Position-Fully off set by savings since March 2013
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