2009 MF Wannabe's

zavarony

Hi all,

ANother crazy month for Me, back at college so pressures on again!! so I'm sorry if I'm not getting the updates done quickly enough...

I'll give it a couple of days and add up the front posts with the OCTOBER TOTAL's....... looking good so far though!!

cha97michelle

Not such a good month here, though i knew it wouldn't be as we were on holiday for a week and my first month with no wages.

Then the computer went caput, so my support mechanism isn't there as much as usual.

Anyway, achieved a grand total of 50p this month just so we had paid something. I hope to achieve better this month but we have to renew costco membership, pay my car insurance and pay off the holiday to centre parc this month. Oh, and probably try to do a bit more christmas shopping too. :rolleyes:

I defrosted the freezer today and did an inventory, so i guess if i meal plan and try to have a cheap food month we might manage to pay something off.

Michelle.

October overpayment = 50p
2009 overpayment = £18,927.11

Total overpayments for life of mortgage since 2004 = £28,491.14

cake21

zavarony wrote: »

Hi Cake,

If your up for It I'd be real grateful for you to take it over..... Its a major commiitment with over 300 on the list!! Bot the best motivation ever to keep going with the OP's ......

Its definately time to start making plans and I feel like Ive become a bit neglectful, but got loads on at the mo so I suppose somethings got to give .... right?:rolleyes:

ANyhow if your up for it that would be great and I will be back to one of the gang reporting in to you (might remember to update my totals :rotfl:)

Let me know what you think
Zav

Cool, didn't want to step on any toes but it looks like tons of work so I was pretty sure you wouldn't want to do it two years running :rotfl:

I'll hang fire for a few days in case someone else is (mad? ) keen, then once it's up and running I'll post a linky in here.

Should be three of us already (you, me and Hurdler), hope to see plenty more oldies and newbies

sheslookinhot

Well fellow MFW's, another month payment means my mortgage balance is now only £5,700. Only another month to achieve my 2009 target. It's been great to see the "mortgagebalanceometer" winding down another thousand, 13k at the start of the year to just 5.7k. I look forward to the December payment when it will be just 5k.

Now I need to decide whether to clear it off by June or continue with 5K I/O and fund my new kitchen.

Keep at it everyone, it can be done. I know when your mortgage is large the overpayments might not seem to make a dent in the mortgage balance, but over time you will enjoy the sight of your mortgage balance diminishing to the day it is zero.

budget_budd

:T Just wanted to say I have reached my target :j £600 overpaid for the year! MFW no 272

Things have changed slightly and while I do have some "savings" that were going to be used to make an overpayment we are currently looking at buying a bigger house. I discovered that I was pregnant in August and that was the BIG motivator we needed to make the push for a bigger house, unfortunately the 12 week scan showed that baby was no longer there. Still our house went on the market and had 1 viewing who offered us exactly what we wanted and we have found the house we want.

So "extra" overpayments are on hold until we are in our new home (with a bigger mortgage)!

Well done everyone! :beer:

BARGAINHUNTER!

Managed to overpay £414.39 in October so total overpayment to date is £2830.39. to date i have saved £1,572.80 in interest and reduced my mortgage by 5 years 10 months!

NoobySaver

MFW #254 reporting in for November. Overpayment of £3,083 this month, £11,447 for the year with a target of £9,000 - so we just exceeded it finally. Feels good to actually hit a target and I am quite motivated to try to reach a total of £12,000 by the end of the year as I like the sound of having averaged £1,000 every month. But January is a dreadful month for outgoings with Christmas, tax bill, car and house insurance all up so once I review these bills I may not be hitting that new target at all!

Keep up the good work everyone, not long to go now before the challenge is over (and a new one is started!).

Lynn11

No 215 reporting in to say that I have managed to overpay mortgage of £340 for the month of November. This is my full overpayment for the month of November, so will see you again in December for that overpayment.

pammyj74

really sorry I always forget about updating here.
I am MFW no 304 and have OP this year to date £3100 smashing my target by over a £1k :j
cant believe I have been able to do this, its unbelievable to me
And I have looked at when I remortgage I can smash another 5years off my term by keeping the same monthly payments I am on now taking my term down to 15 years. It looks like i might actually be able to pay it off on my target 10 years hopefully

kizzie01

No 210 checking in with November's payment.

November overpayment: £221.82

Total for year: £2,146.82

Passed my target of £1,800, so I'm well chuffed.