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2009 MF Wannabe's

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  • Hurdler
    Hurdler Posts: 1,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    yep - I did...

    Shame 'cos the Woolwich's... "policy" of applying the interest rate drops to my tracker but keeping the DDR the same meant that I was overpaying by quite a lot.
    'cept... of course now with the strike of postalness... I won't see my statement until... umm... Christmas?
    • Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
    • MORTGAGE FREE: September 2015
    • MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
  • waves117
    waves117 Posts: 82 Forumite
    edited 22 October 2009 at 8:06PM
    MFW 158 checking in........just overpayed £1300 this month....... i got a £400 cheque back from scottish power....so it goes stright into the overpayment pot........not much mortgage to go now....i may be mortgage free by xmas:j

    keep going MFW....this is like a drug........

    Regards
    waves117
    MFW 158 - Wanna be Mortgage free in 2 years (sept 2010)
    1st Jan 2008 - Mortgage £30,478.97, Term 6yrs 9m
    2008 Total OP = £7,859. Mortgage reduced to £15,938.20, Term Reduced by 3yrs 2m to 3yrs 7m
    2009 Total OP = £11,339. Term reduced by 3yrs 7m
    :TMortgage free Dec 2009 :T
  • gratefulforhelp_2
    gratefulforhelp_2 Posts: 9,286 Forumite
    Number 282, another £185. Hurrah!
    Please do not confuse me with other gratefulsforhelp. x
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    wantabetterlife wrote: »
    Hi hurdler, if you want to join in you need to send a private message to Zavarony ( see start of thread) who will add you on a give you a number. Hope that helps

    Also Hurdler there is a new 3 year challenge starting on 12/12/09 if you look HERE
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Hurdler
    Hurdler Posts: 1,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    gallygirl wrote: »
    Also Hurdler there is a new 3 year challenge starting on 12/12/09 if you look HERE

    well to be honest I'm a year and a half into a 23 year tracker, so not going to be free in 3 years... which is why the overpayment targets in a year thread had appealed.

    Never mind - will ditch it for this year and if it starts again next year I'll try again.

    shame though.....
    • Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
    • MORTGAGE FREE: September 2015
    • MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I won't finish paying my mortgage off in that time either. But I've set myself a target and intend to try and beat it. So in 3 years time I should be below 29K - my real hope is to be below 25K though! Fingers crossed.
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • violetblue
    violetblue Posts: 291 Forumite
    Part of the Furniture 100 Posts Photogenic
    Number 18 checking in - have managed another £660 this month, so my total is now £7307.54. Not too far off my £8000 target, might just make it if I can be frugal with the old Christmas shopping!
    MFiT-T5 #52 - aiming to clear mortgage completely
    January 2019: £19620 ~ November 2021: £0.00!
  • cookie9
    cookie9 Posts: 764 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    edited 26 October 2009 at 8:24AM
    Number 319 update.
    Just made my first overpayment - £500. Felt soooo good!
    OK I know it is a long road ahead but at least have made a small start. Love getting my statement as seeing the amount reduce.
    I know I said I'd aim for £50 but had some extra cash so decided to go for it.
    MFW 91 op 2014 £410/1000
    MFW 91 op 2015 £4051/4000
    MFW 91 op 2016 £4040/4000
    MFW 91 op 2017 £812/4500
  • black_taxi_2
    black_taxi_2 Posts: 1,816 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    well done 319

    ive still to make my first O/P
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
  • llydaw
    llydaw Posts: 133 Forumite
    Part of the Furniture Combo Breaker
    £201 o/p for October for me. I'm not going to hit my £6k target for the year, but it's good to aim for something.

    Well done everyone.
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