2009 MF Wannabe's

co123456

Yay! Northern Rock wrote a letter to me and used a template. Unfortunately for them, they left someone else's personal details in the letter. Complaint being drafted as we speak. Do you know, one thing I will miss about NR is their sheer incompetance. I'll miss it because every time they've messed up, I've complained and been compensated. £475 in the past two years. Oh, the emotional distress!!!!

Sleepy_head_2

No. 280 reporting in, overpayment of £495 made last week.

Well done everyone on your progress x

MrBlackCat_2

Hello ladies and gents. #199 reporting a £300 OP for September (late again!).

Glad to see everyone is doing so well, keep it up!

cookie9

I know it is late for this year but can I please join? Just got my mortgage of £175,000 (gulp) and want to overpay by £50 a month this year until I've got my furniture etc then increase that figure from January.

RosieTiger

What a fantastic result by Cheery - makes you feel even more like cracking this. Just need to get a nice bottle of wine to start marking, it clearly helps !

black_taxi_2

hi--ive just remortgaged to upgrade my flat---pay off all debts

so my total re-mortgage will come thru-nov 2009 will be 40k--on a flat worth 100k

this thread provides me with a plan to makes overpayments monthly and be mortgage debt/free for first time in my life.

im not sure how you work out monthly mortgage balance after each payment

i wish to join this thread or do i wait till 2010

thx

ironman1

What sort of time do you lot overpay?

We usually wait till the first week of the next month after all our bills etc have been paid and we know exactly what is left in the joint account.

Not the most interesting question, just wondering!

MrBlackCat_2

I wait until the end of the month, see what we have left, then bung most of it on the mortgage. Like to stick to round payments on the mortgage at the moment (nearest £50), any 'overflow' gets put in our savings account and will go toward other treats like holidays, new stuff etc.

zavarony

cookie9 wrote: »

I know it is late for this year but can I please join? Just got my mortgage of £175,000 (gulp) and want to overpay by £50 a month this year until I've got my furniture etc then increase that figure from January.

WELCOME COOKIE9 and also Black Taxi!! I have added you to the first posts, please could you update your sig with your number so I can find you more easily each month.

Let me know a target if you want to set one????
Zav :wave:

zavarony

ironman1 wrote: »

What sort of time do you lot overpay?

We usually wait till the first week of the next month after all our bills etc have been paid and we know exactly what is left in the joint account.

Not the most interesting question, just wondering!

I just make additional payment when I know I have some spare cash - we have moved recently and are in the process of decorating the whole house, cant wait till its done and we can throw even more at it - I have noticed tho I keep forgetting to update my own totals - lol :rotfl: