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2009 MF Wannabe's

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Comments

  • abouttimetoo
    abouttimetoo Posts: 1,860 Forumite
    Part of the Furniture Combo Breaker
    Hi all, I PM'd Zava couple of days ago but fogot to update here :rolleyes:

    I only managed to make an OP of £100 this month due to some unexpected expenditure (not to mention extra on expected lol). This takes my OP's this year to £3100 and 44% of target

    You're all doing great :j
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • ShelleyC_2
    ShelleyC_2 Posts: 1,500 Forumite


    Dashing in at last minute, this month is another good one for me but the £880 car bill, plus tax and insurance may dent next month!

    188 ShelleyC £35000 / £3900 / £28000

    Everyone is doing a marvellous job. Can't believe how quickly this year is going :eek:

    Will pm Zav
    Looking for the perfect home and saving to make becoming a MFW easier
    MFiT3 48103/50000 Saved So Far :j
  • lola34
    lola34 Posts: 1,205 Forumite
    I'm totally inspired reading this thread- I thought I couldn't overpay our mortgage as we are fixed term for two years however after reading through the mortgage bumf!! we can pay 10% which in June was £4837, the balance is now £47702.12 so am going to make a start and I'll be in for the 2010 thread:rolleyes: only 4 months to go:D
  • budget_budd
    budget_budd Posts: 204 Forumite
    No 272 returning here, haven't been around for a while, nothing too exciting to report, I have been paying £50 a month since last reporting in so up to £400 for the year.
  • zavarony
    zavarony Posts: 419 Forumite
    lola34 wrote: »
    I'm totally inspired reading this thread- I thought I couldn't overpay our mortgage as we are fixed term for two years however after reading through the mortgage bumf!! we can pay 10% which in June was £4837, the balance is now £47702.12 so am going to make a start and I'll be in for the 2010 thread:rolleyes: only 4 months to go:D


    Hey lola,

    you can join now if you want to - just PM me with a target amount and I will add you

    Zav:D
    MFW 2010 Challenge (No 68) - £133.29/ £5000
    MFITT2 Challenge - (No 181) - Target Reduce mortgage to £130,000
    Mortgage @ 1.8.09 - £161160 :eek: @1.12.09 - £159052 :eek: @ 1.2.10 £157,363
  • zavarony
    zavarony Posts: 419 Forumite
    A-MS wrote: »
    190 checking in!
    Good news folks :beer: All but £70 is now paid off the mortgage! I shall be taking cash to the B.S. 25 miles away on 1st August to pay off the final bit to make sure the amount is right. I would go tomorrow but I have a bbq to go to and I am not about to forgo any free food!

    First thing to do after the B.S. visit will be a nice restaurant lunch and then some nice drinkies in the evening (we have a bottle of champagne at home waiting). In the autumn, we'll have our first proper foreign holiday in 9 years and then we'll start saving again for the next mortgage, making a start to our third MF before it starts!

    I'll be dropping in to see how you're doing, especially toward the winter, it'll be great to see even more people make their targets! Keep up the good work!

    A-MS :j

    WELL DONE A-MS - what an achievement - just wanted to say fab news, you are proof that it really can be done :T:T:T:T
    MFW 2010 Challenge (No 68) - £133.29/ £5000
    MFITT2 Challenge - (No 181) - Target Reduce mortgage to £130,000
    Mortgage @ 1.8.09 - £161160 :eek: @1.12.09 - £159052 :eek: @ 1.2.10 £157,363
  • zavarony
    zavarony Posts: 419 Forumite
    s.h.m.w wrote: »
    Hello,

    Reading this site made me realise how important overpaying can be and we started last month. We have (currently) a £100 standing order on top of the mortgage and last month (first time we overpaid) we added another £320 in overpayments.

    This month, by the end of the week we should be able to overpay £500 on top of the standing order so that will be £1000 overpaid so far. Wish we started from the first month instead of the 7th but there you go!

    Wan to aim to overpay around £2000 overall for 2009 and then do better next year, but who knows what's around the corner!

    Hey - hello - just wondered if you wanted an offical shiney new number all of your own???

    pm me and let me know if you do along with a target for the rest of 2009
    :beer:
    MFW 2010 Challenge (No 68) - £133.29/ £5000
    MFITT2 Challenge - (No 181) - Target Reduce mortgage to £130,000
    Mortgage @ 1.8.09 - £161160 :eek: @1.12.09 - £159052 :eek: @ 1.2.10 £157,363
  • zavarony
    zavarony Posts: 419 Forumite
    Hi, is it okay to re-join? I was a member in 2008 but stopped overpaying due to wedding, new job and new house! I'm now ready to start clearing our £131500 mortgage!


    Hi - sorry its taken so long to sort it but I have added you to the first post (s)

    Would you mind editing your sig to include your number please.
    Thanks and welcome back!

    Zav
    MFW 2010 Challenge (No 68) - £133.29/ £5000
    MFITT2 Challenge - (No 181) - Target Reduce mortgage to £130,000
    Mortgage @ 1.8.09 - £161160 :eek: @1.12.09 - £159052 :eek: @ 1.2.10 £157,363
  • uzubairu
    uzubairu Posts: 1,208 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Home Insurance Hacker!
    MFW #157 update

    July Stats:-
    Overpayment in blue, Year To Date Overpayment in red and Balance in green.

    Month / Overpay / YTD Overpay / Balance.
    July / 888.88 / 5,304.17 / 88,457.16
  • Janae
    Janae Posts: 177 Forumite
    No. 300 updating for end of July:

    OP of £100 taking total to £561.
    Not as much as I hoped but every little counts and this thread is keeping me going, otherwise I'd probably fritter it, so thanks zav and everyone else.

    kj
    GC April 93.92/500
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