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2009 MF Wannabe's
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Made another overpayment of £60 today - total for July is £200+£80+£60 = £340. No 215 reporting in.MFIT T2 Challenge - No 46
Overpayments 2006-2009 = £11985; 2010 = £6170, 2011 = £5570, 2012 = £12900 -
Just paid another £100 off now DH has been paid. So July balance is £61900. Can't believe how good it feels to have reduced the mortgage due to sale. We moved to South Wales 11 years ago & thought our mortgage was huge then at £56K. Took us 9 years to pay that off although I didn't know about OP then. Really looking forward to seeing it shrink over the coming months.0
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Well done! I hope to be in the same situation as you this time next year - this will inspire me to keep plugging away at it. Enjoy the feeling of freedom!
Moniker0 -
MFW 158 reporting in.,
its gret reading everyones overpayment amounts...i feel we are great supports for one another...keep it going.
I have just overpaid another £775 this month, making an overpayment this year of £5700..............tried to get up to £6000 but no can do. I did some extra shifts at work and havent got paid for them yet.......... otherwise i might have reached my target.........nevermind there is always next month.
Congrats everyone, give yourselves a pat on your backs............:T:T:T
byeeeee
waves117MFW 158 - Wanna be Mortgage free in 2 years (sept 2010)1st Jan 2008 - Mortgage £30,478.97, Term 6yrs 9m2008 Total OP = £7,859. Mortgage reduced to £15,938.20, Term Reduced by 3yrs 2m to 3yrs 7m2009 Total OP = £11,339. Term reduced by 3yrs 7m:TMortgage free Dec 2009 :T0 -
Well done and congratulations A-MS :beer: it must feel great to have finally got to that stage! Enjoy your restaurant and drinkie treats, they're well deserved!
I have made my final payment into my mortgage savings for July, and my total for the month comes to £625 :T It would have been more, but I haven't received some overtime pay that I was expecting... oh well, it will come through next month instead so that should mean a massive payment at the end of August!
BUT - I have now hit my savings target for the year, with 5 months still to go! :j:j:jMFiT-T5 #52 - aiming to clear mortgage completelyJanuary 2019: £19620 ~ November 2021: £0.00!0 -
190 checking in!
Good news folks :beer: All but £70 is now paid off the mortgage! I shall be taking cash to the B.S. 25 miles away on 1st August to pay off the final bit to make sure the amount is right. I would go tomorrow but I have a bbq to go to and I am not about to forgo any free food!
First thing to do after the B.S. visit will be a nice restaurant lunch and then some nice drinkies in the evening (we have a bottle of champagne at home waiting). In the autumn, we'll have our first proper foreign holiday in 9 years and then we'll start saving again for the next mortgage, making a start to our third MF before it starts!
I'll be dropping in to see how you're doing, especially toward the winter, it'll be great to see even more people make their targets! Keep up the good work!
A-MS :j
Excellent news, enjoy your champers! :T
LM:jMFWin3T2 No 20 - aim £94.9K to £65K:j
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Another 85 quid off. Will pm zavarony
bravo everyone, good work!
Please do not confuse me with other gratefulsforhelp. x0 -
Congratulations A-MS, enjoy a spell of being mortgage free and good luck saving for the next one :TLooking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
190 checking in!
Good news folks :beer: All but £70 is now paid off the mortgage! I shall be taking cash to the B.S. 25 miles away on 1st August to pay off the final bit to make sure the amount is right. I would go tomorrow but I have a bbq to go to and I am not about to forgo any free food!
First thing to do after the B.S. visit will be a nice restaurant lunch and then some nice drinkies in the evening (we have a bottle of champagne at home waiting). In the autumn, we'll have our first proper foreign holiday in 9 years and then we'll start saving again for the next mortgage, making a start to our third MF before it starts!
I'll be dropping in to see how you're doing, especially toward the winter, it'll be great to see even more people make their targets! Keep up the good work!
A-MS :j
Fantastic - enjoy the day !RosieTiger - Highest £242,000 Feb 2004 :mad:
Lightbulb Dec 2008 £146,000 by March 2026:eek:
MFi3T2 and T3 No 28 - Dec 2009 Start Balance £117,000
Current Position-Fully off set by savings since March 20130 -
No extra mortgage overpayments this month (well, not above the £200 I've been overpaying as standard), but I have finally cleared every last penny off my credit cards, so from August I should have some spare each month to start throwing at the mortgage.
Now I just need to decide which of my four empty cards to cancel - but that's a question for another board.0
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