PPI Reclaiming discussion Part III

maxdp

dreamer33 wrote: »

Yous will never guess what had another call from you know who?

Told them not interested anymore cancel help.:mad:

Not again they are being a pain in the bottom.:mad:

catinthehat1

Can anyone help to calculate - Laini did do it for me but months ago, so as we have been paying it so far to date the figures have changed!!! Just want to make sure they don't rip us off any more!!! And we are READY for them!!!

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We took out loan £25500.00 in July 04
PPI on top £5068 over 300 months!!!
Paying £325 per month
So far have paid for 52 months (doesn't include next week when we will be paying again, so could be 53 months)



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maxdp

catinthehat1 wrote: »

Just to let you know we have had a reply today from the Ombudsman:
That he has upheld our complaint and FP should: :j
for loans still outstanding the business should:

• pay a full refund of the payment protection insurance premiums that have been paid;
• add interest charged on the premiums during the term of the loan;
• pay additional interest on the premiums paid, calculated at 8%, as compensation for lost interest;
• remove any outstanding payments and interest remaining on the payment protection loan...'.

So it looks GOOD - just have to wait to hear from FP - does anyone know if there is a statutory amount of time in which they have to pay out!!!!!

Thanks to Marshallka, di3004, Laini and Tiggrae for all their help - I have really appreciated it through some difficult times - will let you know how much we get, just trying to work it out!!!:eek:

Oh well done catinthehat. So pleased for you. Hope you get as much as you hope for and more. Usually it is six weeks to pay out or has been in my case, mostly

pinknico

catinthehat1 wrote: »

Just to let you know we have had a reply today from the Ombudsman:
That he has upheld our complaint and FP should: :j
for loans still outstanding the business should:

• pay a full refund of the payment protection insurance premiums that have been paid;
• add interest charged on the premiums during the term of the loan;
• pay additional interest on the premiums paid, calculated at 8%, as compensation for lost interest;
• remove any outstanding payments and interest remaining on the payment protection loan...'.

So it looks GOOD - just have to wait to hear from FP - does anyone know if there is a statutory amount of time in which they have to pay out!!!!!

Thanks to Marshallka, di3004, Laini and Tiggrae for all their help - I have really appreciated it through some difficult times - will let you know how much we get, just trying to work it out!!!:eek:

Brilliant news , hurray, so pleased for you.:beer: :j :j :beer:

pinknico

Hello Max, How are you? xxx

maxdp

Hi Boo. Just read through some posts and saw that you were claiming against MBNA have got two gone to the FOS 1 settled before it was investigated, PPI was supposedly ticked:rolleyes: but self employed so they settled that. Other was sold over phone, again supposedly and it is just going to an adjudicator. Both these were Credit card PPI with A and L (taken over by MBNA).

Di Hope you son is having a fabulous birthday.:beer:

Dreamer sorry you have such a s//t time at the moment.

Marshallka. Hi;)

Pinknico. Hope you are OK

Incipidence(is that right) Nice to see you one here and thanks for helping.:D

Calculator - glad you are also helping all these lovely people on here.;)

pinknico

Looks like the FOS are finally getting FirstPlus to pay up.
How long start to finish Catinthehat?

marshallka

booi666 wrote: »

Ey up peeps:A

Ey up Boo;)

catinthehat1

pinknico wrote: »

Looks like the FOS are finally getting FirstPlus to pay up.
How long start to finish Catinthehat?

* Sent first letter to FP 28 June 2008
* they replied and denied mis-selling
* second letter sent 24th July
* 28th August they offered us £700 ish
* we declined & sent stuff to FOS end of August
* complaint passed to adjudicator Sept/Oct
* I have been emailing adjudicator, once a month
* last week heard being passed to Ombudsman
and letter from him today !!!

So not too bad, but feels an age!!

marshallka

catinthehat1 wrote: »

Just to let you know we have had a reply today from the Ombudsman:
That he has upheld our complaint and FP should: :j
for loans still outstanding the business should:

• pay a full refund of the payment protection insurance premiums that have been paid;
• add interest charged on the premiums during the term of the loan;
• pay additional interest on the premiums paid, calculated at 8%, as compensation for lost interest;
• remove any outstanding payments and interest remaining on the payment protection loan...'.

So it looks GOOD - just have to wait to hear from FP - does anyone know if there is a statutory amount of time in which they have to pay out!!!!!

Thanks to Marshallka, di3004, Laini and Tiggrae for all their help - I have really appreciated it through some difficult times - will let you know how much we get, just trying to work it out!!!:eek:

So pleased for you catinthehat, I am jumping up and down like the little man:j :j (well not quite cause I am too tired !!!). This is such good news:beer: :j :j :j