PPI Reclaiming discussion Part III

10past6

madamefifi wrote: »

he is going to the CAB when the paperwork comes.Fifi

Do be carful with the CAB, although there intentions are good, if the person you see is not up to date, you could have further problems, to be honest, there's nothing the CAB can say / advise you that you cannot get from this site.

annodam

Hi everyone,

i would just like to thank you all for your advice earlier, its nice to know there are people out there that will help, even with thier own problems.

I will keep waiting for that bloomin postman :mad:

Toffee_Penny

Thanks for that Marshallka

Debt is still owing on the account so it is still 'live'

We only became aware of this ppi mis-selling since I have been on here, I suppose I could state that recent media attention made us aware about the whole ppi thing and thats what has made us investigate our own accounts or would that sound like 'oh yeah here's another one' :rolleyes:

I think I'll write to MBNA anyway just to annoy them with full details about the tick being different and state in detail why we think OH has been mis-sold ppi on his card. If they don't respond at least I have details of correspondence with them to show the FOS which might help our case.

You never know we may get lucky!

pinknico

annodam wrote: »

Hi everyone,

i would just like to thank you all for your advice earlier, its nice to know there are people out there that will help, even with thier own problems.

I will keep waiting for that bloomin postman :mad:

You could send them a letter giving them 14 days to send the money or you will start court proceedings. They owe you money and should not be fobbing you off.

pinknico

Toffee_Penny wrote: »

Thanks for that Marshallka

Debt is still owing on the account so it is still 'live'

We only became aware of this ppi mis-selling since I have been on here, I suppose I could state that recent media attention made us aware about the whole ppi thing and thats what has made us investigate our own accounts or would that sound like 'oh yeah here's another one' :rolleyes:

I think I'll write to MBNA anyway just to annoy them with full details about the tick being different and state in detail why we think OH has been mis-sold ppi on his card. If they don't respond at least I have details of correspondence with them to show the FOS which might help our case.

You never know we may get lucky!

Good idea TF.X

annodam

pinknico wrote: »

You could send them a letter giving them 14 days to send the money or you will start court proceedings. They owe you money and should not be fobbing you off.

Do you think i should try that? Sorry, not very good at this reclaiming!! Id be worried incase they called my bluff and didnt send the refund at all!!!

marshallka

10past6 wrote: »

Do be carful with the CAB, although there intentions are good, if the person you see is not up to date, you could have further problems, to be honest, there's nothing the CAB can say / advise you that you cannot get from this site.

Thanks for posting this 10past6. I hope the poster sees it...;)

marshallka

Toffee_Penny wrote: »

Thanks for that Marshallka

Debt is still owing on the account so it is still 'live'

We only became aware of this ppi mis-selling since I have been on here, I suppose I could state that recent media attention made us aware about the whole ppi thing and thats what has made us investigate our own accounts or would that sound like 'oh yeah here's another one' :rolleyes:

I think I'll write to MBNA anyway just to annoy them with full details about the tick being different and state in detail why we think OH has been mis-sold ppi on his card. If they don't respond at least I have details of correspondence with them to show the FOS which might help our case.

You never know we may get lucky!

I think there is a chance they will respond but don't be surprised if they do not. I carried on writing to Firstplus after their final and they ignored the letters...

As the debt is still live then you can request an executed agreement for £1 too.:D

You request this under section 77/78 of the CCA and they have 12 days to comply.

marshallka

annodam wrote: »

Hi everyone,

i would just like to thank you all for your advice earlier, its nice to know there are people out there that will help, even with thier own problems.

I will keep waiting for that bloomin postman :mad:

Lets hope its tomorrow for you. We all help each other here. It helps us forget our own if you know what I mean... The waiting is a pain but knowing you are not alone is good...

Good luck annodam;)

I see Pinknico has posted to you about the 14 days and it sounds like a good idea. I just kept ringing with the co-op and they paid me to get rid of me:rotfl:

pinknico

annodam wrote: »

Do you think i should try that? Sorry, not very good at this reclaiming!! Id be worried incase they called my bluff and didnt send the refund at all!!!

If they called your bluff they would be extremly stupid. You would not have to go to court I would help you with moneyclaim on line.
As I say they owe you money and should at least give a timescale as to when it will arrive.
Each time I have claimed money I have been told 2 weeks, 4 weeks or whatever.

Di on here had to send a letter for one of her claims , Di if you see this what did you write?