PPI Reclaiming discussion Part III

marshallka

Nutmeg, if you paid the other two loans to the due date then you would get back all the PPI and interest for those plus 8% statutory interest too but only if you repaid the loans when you should have done.

As regards the third one I am trying to look at what you have actually paid. How many months did you make PPI repayments...?

marshallka

nutmeg wrote: »

ok here goes
1st loan 24/4/02
cash loan 5000
total charge for credit for cash loan 1,624.00
total amount you pay for cash loan 6,624.00
insurance loan 1,062.51
total charge for credit for ins loan 319.89
total you pay for insurance 1,382.40
APR 11.4
Monthly interest rate 0.907%

If you paid this off at the date if should have been paid off and not early then you would get back the £1382.40 plus 8% statutory interest.

marshallka

nutmeg wrote: »

2nd loan 11/11/02
cash loan 6,100
total charge for credit for cash loan 1,981.40
total amount you pay for cash loan 8,081.40
insurance loan 1,296.27
total charge for credit for ins loan 390.33
total amount you payfor insurance loan 1,686.60
APR 11.4%
monthly interest 0.907%

If you paid this off to the due date and not before then you would get back £1686.60 plus the 8% statutory interest.

marshallka

Calling it a night now folks as my bed is calling out to me... I will be back on tomorrow....

Nighty night.;)

di3004

marshallka wrote: »

Calling it a night now folks as my bed is calling out to me... I will be back on tomorrow....

Nighty night.;)

Okay hun nighty night, sleep well and thanks for checking on nutmegs calcs, I left you to it, did not want to disturb you.;)

Catch you tomorrow hun, sweet dreams.;) :A xxxx

booi666

Good morning all:rolleyes:

booi666

marshallka wrote: »

Boo, I am joining you soon....;)


























To my bed though...lol

I actually thought the same as di when i 1st saw it,

Must of thought my luck was in:rotfl:

Or is just our dirty minds:eek:

deborah46

Morning all,
going to contact the FSA today regarding Tesco personal Finance. They have had 8 weeks to look at my claim and didnt even investigat properly. I have asked them to check telephone recordings, and they have told me this may not be possible.
Will the FOS make them pay up if they do not have the evidence of ppi mis-selling?

marshallka

deborah46 wrote: »

Morning all,
going to contact the FSA today regarding Tesco personal Finance. They have had 8 weeks to look at my claim and didnt even investigat properly. I have asked them to check telephone recordings, and they have told me this may not be possible.
Will the FOS make them pay up if they do not have the evidence of ppi mis-selling?

The FOS will look at both sides and most complaints for single premiums are upheld for numerous reasons. Seems to me Tesco have their own rules and do not follow the FSA guides...:rolleyes: . The FOS will make them pay up if they think its missold and they will request all the evidence from Tesco when you take the complaint to them.

Good luck

jadest

di3004 wrote: »

Hi there hun

sorry to hear of the company has gone into adminstration.

Myself and others here have applications being dealt with by the FSCS, mine is about a company called Twopart/Eloan and others are about Picture Finance, here is a link to the FSCS which will give you more information, as we are still waiting for investigations to complete we do not know any further really, but the link I add here should give you more of an idea.;)

http://www.fscs.org.uk/consumer/

They should have someone like the administrators/liquidators who take charge of this as well, just maybe, I will check on companies house tomorrow as the the site does not allow a search on Sundays.x

Cheers and good luck.

Di
x

Thank you so much for the information very kind of you to spend time replying

Thank you Jade