PPI Reclaiming discussion Part III

di3004

booi666 wrote: »

Rete peeps,

I hate goodbye's but gotta be up at 5, so im chipping off to bed now,

Ill probably log in around 5 to see if i've missed owt :rotfl: :rotfl:


I take it di and marsh are doing the night shift:eek:

Enjoy your evening ladies.

c ya:grouphug:

Blimey your not going now are you Boo ?:eek: lol
Don't worry we understand, my hubby used to leave at 4 am when he worked in the steel works and he was in bed by 9 am at latest.

I will post what I can for now but as I home educate my son with special needs in the week I try to pop in during my coffee breaks etc.....:D .

Night night Boo sweet dreams, catch you tomorrow no doubt and don't work too hard. lol:D :A x

marshallka

nutmeg wrote: »

still paying loan that is. when i cancelled it i never recieved any rebate

Nutmeg, when you cancelled the insurance what happened then? Your repayments must have reduced by some but did you have to have the loan redone??

booi666

di3004 wrote: »

Blimey your not going now are you Boo ?:eek: lol
don't work too hard. lol:D :A x

Never in a million years:rotfl: :rotfl:

Good night

marshallka

booi666 wrote: »

Rete peeps,

I hate goodbye's but gotta be up at 5, so im chipping off to bed now,

Ill probably log in around 5 to see if i've missed owt :rotfl: :rotfl:


I take it di and marsh are doing the night shift:eek:

Enjoy your evening ladies.

c ya:grouphug:

Boo, I am joining you soon....;)























To my bed though...lol

nutmeg

marshallka wrote: »

So when you cancelled did you get some rebate back??? Did the loan repayments reduce etc...?

loan repayments reduced no rebate

di3004

marshallka wrote: »

Boo, I am joining you soon....;)























To my bed though...lol

:rotfl: :rotfl: :rotfl: , I thought I mis read this then, and then I noticed the rest of it at the bottom of your post lmao:o :rotfl: :rotfl: :rotfl:

nutmeg

marshallka wrote: »

Nutmeg, when you cancelled the insurance what happened then? Your repayments must have reduced by some but did you have to have the loan redone??

the payments reduced by 20 pounds did not have to have loan redone

marshallka

nutmeg wrote: »

the payments reduced by 20 pounds did not have to have loan redone

So how long was the original loan over...?

marshallka

nutmeg wrote: »

loan repayments reduced no rebate

So the loan is still going (sorry its late and my mind is playing up!!) and you have already cancelled the insurance and had the loan repayments reduced.
Your total PPI was £1870.20 and you paid this for how many months before cancelling and what were the repayments for the PPI....

I take it it was over 5 years by the APR and also your repayments for the loan were about £140 and the PPI about £30 per month.

How much were you left paying when you cancelled the PPI...??

marshallka

nutmeg wrote: »

3rd loan 08/04/04
cash loan 6,500
total charge for credit for cash loan 1,824.40
total amount you pay for cash loan 8,324.40
insurance loan 1,460.03
total charge for credit for ins loan 410.03
total amount you payfor insurance loan 1,870.20
APR 9.9%
monthly interest 0.739%

Nutmeg this is the loan that I am looking at here...